James Guisinger is a financial advisor with Raymond James & Associates in Birmingham, MI, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Raymond James & Associates since 2007. Outside of his advisory role, he serves on the finance committee of the Manresa Jesuit Retreat House, a nonprofit organization, where he assists in budgeting and expense review. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable organizations—offering financial planning, investment consulting, and institutional advisory services.

Dawn Lubienski is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has worked at Merrill since 2021. Prior to her current role, she was involved with Grace Community Church and the Grosse Pointe Nursery School, and spent over two decades in homemaking. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Armour is a CFA® charterholder and holds the Series 66 designation with 16 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016 and briefly worked at Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as a FINRA arbitrator and is a commissioned Notary Public in Michigan. Stifel serves a diverse client base including individual and institutional investors, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing guidance on asset allocation and financial planning that supports client-driven decision-making.

Christopher Roberts is a financial advisor at Cetera with 34 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at VOYA Financial Advisors and Somerset Financial Group. Roberts is a senior partner at Horizon Advisers, where he is involved in financial education through Horizon Adviser University. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers multiple investment and financial planning services through a multi-manager platform with access to various model portfolios and third-party managers.

Matthew Linscott is a Financial Advisor at Merrill Lynch Wealth Management, specializing in comprehensive wealth management strategies. He takes a client-centered approach, beginning with understanding each client's unique aspirations and financial situation to develop personalized strategies addressing their short-, mid-, and long-term goals. His expertise includes education planning, family wealth management, retirement planning, portfolio management, tax minimization, and retirement income strategies. Matthew holds a Bachelor's Degree from Grand Valley State University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He integrates the resources of Merrill Lynch and Bank of America to provide clients with investment insights and banking services. He also serves within Merrill Lynch Wealth Management: Farmington Hills & Associates. Beyond his professional role, Matthew is involved in community volunteering, reflecting Merrill's tradition of service. His personal interests include football, music, reading, running, singing, spending time with his family, swimming, and watching movies.

David Cox is a financial advisor with Ameriprise in Southfield, MI, holding Series 63 and Series 66 designations and with 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Amanda Scull is a Series 65-registered financial advisor with Edelman Financial Engines, based in Brentwood, TN. She has nine years of industry experience, including two years at Plante Moran Financial Advisors before joining Edelman Financial Engines in 2017. Edelman Financial Engines provides technology-enabled investment advisory services across workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, supports a large client base through advisor-led and online platforms, and offers employer-facing retirement plan consulting and educational resources.

Charles Phillipson is a financial advisor with Raymond James & Associates in Birmingham, MI, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior firms include UBS Financial Services and Comerica Securities. Outside of his advisory work, he officiates high school and junior college football and basketball games, and he is a trustee and president of the Foundation for Excellence, a nonprofit organization. Raymond James & Associates, Inc. serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting. The firm utilizes multiple portfolio management styles supported by research and provides municipal advisory services in addition to its brokerage and investment advisory functions.

Kelly Cullen is a financial advisor at Morgan Stanley in Troy, MI, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2022, Cullen worked at MassMutual from 2019 to 2022 and spent four years at the University of Illinois at Chicago. Morgan Stanley Wealth Management provides a broad range of advisory services to individuals and institutional clients, including customized financial planning supported by proprietary tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning solutions.

Eric Van Hevel is a financial advisor with Thrivent Investment Management in Plymouth, MI, holding a Series 66 designation and bringing 12 years of industry experience. He has been associated with Thrivent Financial and Thrivent Investment Management since 2014. Outside of his professional role, he serves as an independent contractor officiating high school football and basketball. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive goal-based financial planning without discretionary trading authority. The firm’s approach includes holistic analyses and the option to combine planning with managed-account programs under a consolidated billing system.

John Shmyr Jr. is a financial advisor at Raymond James & Associates with 34 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at UBS Financial Services for 17 years. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and governmental entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Kevin Mcdevitt is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at UBS Financial Services in Troy, MI. He has been with UBS since 1987. In addition to his advisory role, he has acted as a trustee for a family trust for several years, overseeing its administration and asset distribution. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client solutions.

Timothy Smith is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been an investment professional since 2003 and utilizes a consultative approach focused on Goals Based Wealth Management. His practice serves business owners, professionals, and private families, offering personalized wealth management strategies as well as consulting on small business retirement plans. Tim began his career with Morgan Stanley Smith Barney and joined Merrill after 12 years, appreciating the firm’s rich history. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Private Wealth Advisor® (CPWA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Tim is a member of the Financial Planning Association and the Investments and Wealth Institute™. A graduate of Western Michigan University with a Bachelor’s Degree in Business Administration, majoring in Finance, Tim resides in Northville, Michigan. Outside of work, he enjoys spending time with his wife and son, traveling, golfing, walking his Labradors, fitness training, and participating in community volunteer activities.

Anita Taymore is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Fidelity Investments, JP Morgan Securities, and Primerica Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, offering both brokerage and advisory solutions.

Bryce Hemker is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and having 28 years of industry experience. He worked at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. from 2010 to 2024 before joining OSAIC in 2024. Outside of advisory services, Hemker is president of MPA, Inc., which provides life insurance sales, and serves as principal of Midwest Pension Actuaries, Inc., specializing in plan design, compliance, consulting, and administration. OSAIC is a multi-advisor platform serving retail and institutional clients, offering brokerage and advisory services including financial planning, portfolio management, and retirement plan consulting. The firm employs a model-based investment process and supports a variety of client strategies through its extensive network of affiliated broker-dealers and registered investment advisers.

Mark Diederich is a CFP® with 30 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. His prior roles include positions at FSC Securities Corporation, Nationwide Securities, LLC, and 1717 Capital Management Company. Outside of his advisory work, he co-owns and operates an insurance agency with his wife and manages property through an LLC formed for their branch office. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services. The firm uses a model-based investment approach emphasizing asset allocation and portfolio optimization, supported by a large multi-advisor platform and a complex affiliate network.

Christian Atabong is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior experience at Clarkston Capital Partners and JPMorgan Chase Bank, N.A. before joining J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Raymond Trepanier Jr. is a CFP® professional with 20 years of experience in the financial industry. He has worked at OSAIC since 2018 and previously spent 12 years with Signator Investors Inc. Outside of his advisory role, he maintains an active license used for personal projects that benefit from builder discounts. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services focused on model-based asset allocation and portfolio optimization, supported by various investment programs and third-party money manager options.

Mark J. Sharkey is a financial advisor with UBS Financial Services in Livonia, MI, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and custody solutions.

Lauren Wenzel Okwara is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and has worked with Morgan Stanley since 2022, including a role at Morgan Stanley Private Bank, N.A. Outside of finance, she has experience with Shift Digital and has an academic background from the University of Notre Dame. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and methodologies.