Tyler Westphal is a CFP® professional with 11 years of industry experience, currently serving at Raymond James Financial. His prior experience includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and Northwestern Mutual Wealth Management Company. Outside of financial advising, he is involved in entrepreneurial ventures as CEO of STP Ventures LLC and managing partner of UAM Stillwater LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary advice supported by analytical tools and serves a wide advisor network, with notable capabilities in municipal finance and employer advisory services.

John Barber is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding a Series 66 designation and 12 years of industry experience. He has been with RBC Capital Markets since 2014. Outside of his advisory role, he owns and manages Innovative Court Reporters, a court reporting business. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, leveraging both in-house and third-party investment resources.

Donna Carpenter is a financial advisor with Ameriprise in Corcoran, MN, holding a Series 66 designation and 10 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she is involved in direct sales with Young Living Essential Oils. Ameriprise serves individuals approaching or in retirement, typically with substantial investable assets, offering a retirement-income planning service that includes written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team, emphasizing managed accounts and employing algorithmic automation in its advisory process.

Ryan Livingston is a financial advisor with Edward Jones in Wayzata, MN. He holds a Series 66 designation and has been with Edward Jones since 2025. Prior to his advisory role, he spent ten years at the University of Minnesota. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Paras Kumar is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and three years of industry experience. He has been with Wells Fargo Clearing since 2022 and has also worked at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jeffrey Lindell is a CFA® charterholder and holds a Series 66 license with 12 years of industry experience. He has been with Ameriprise since 2015, working at both Ameriprise Financial Services, Inc. and Ameriprise. Outside of his advisory role, he is a partner in a family investment involving farm land, where he assists with oversight of farming operations. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Stephen Madsen is a CFP® with 35 years of experience in the financial services industry. He is currently with Cetera and has held roles at Cetera Wealth Services, LLC and Lake Elmo Bank, where he serves as Vice President of the Investment Department. Madsen is also an insurance agent licensed to sell life, health, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program structures, third-party manager options, and over $256 billion in assets under management.

Christopher Green is a Certified Financial Planner (CFP®) with 19 years of industry experience. He has worked at Ameriprise since 2017, including its affiliated entities, and previously spent 11 years with Axa Advisors, LLC. He is based in Golden Valley, MN. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, offering tailored Recommendation Reports that address income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by specialized committees to deliver these services, focusing on assets held in Ameriprise-managed accounts.

Charles Sandstrom is a financial advisor with Cambridge Investment Research Advisors in White Bear Lake, MN. He holds a Series 63 designation and has 53 years of industry experience. Prior to joining Cambridge in 2017, he operated Sandstrom & Associates since 1986 and worked at Summit Financial Group and Summit Brokerage Services. Sandstrom is also an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and provides access to third-party advisers and proprietary model strategies.

Brian Oehler is a Series 66-registered financial advisor with LPL Enterprise. He has been with LPL Enterprise since 2026 and has prior experience in consulting and technology firms including Pioneer Management Consulting and Perficient Inc. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individuals, high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs model-driven investment approaches, offers financial planning, and facilitates access to third-party asset managers and insurance products through affiliated entities.

Anthony Martinez is a financial advisor at Wells Fargo Clearing in Minneapolis, MN, with Series 63 and Series 65 credentials and three years of industry experience. He has been with Wells Fargo Bank, N.A. since 2004 and transitioned to Wells Fargo Clearing in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Ryan Betz is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2015. Outside of his advisory role, he serves as treasurer and board member of the Delta Chi Housing Corporation, a nonprofit organization managing the chapter house for the Delta Chi Fraternity at the University of Minnesota. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Daniel Bigaouette is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior experience includes six years at Wells Fargo Investments, LLC. He serves as a finance council member at the Cathedral of St. Paul. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines proprietary research and third-party analytics to offer diversified investment solutions across brokerage and advisory platforms.

Adeline Meyer is a financial advisor with Ameriprise in Minneapolis, MN. She holds a Series 66 designation and has been in the industry since 2024. Her prior experience includes roles at Ameriprise Financial Services LLC and various positions related to education and community outreach. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Tracy Edwardsen is a financial advisor with Ameriprise in St. Louis Park, MN, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She has been with Ameriprise and its affiliate since 2015. Outside of her advisory role, she serves as a Volunteer Hospitality Lead for a local organizing committee that plans cross-country ski races. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Logan Goetzinger is a financial advisor with Thrivent Investment Management in Minneapolis, MN. He holds Series 65 and Series 63 credentials and has one year of industry experience. His prior work includes roles at Foley Equipment Company and Browns Shoe Fit Co. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Rachel Holzem is a financial advisor at Ameriprise Financial Services with three years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2023. Prior to joining Ameriprise, she held positions in retail and nonprofit sectors, including roles at PCR Group Inc. Pandora Jewelry and the Wisconsin Humane Society. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with tax-aware withdrawal strategies and asset allocation guidance.

Jason Soli is a financial advisor at Ameriprise with 20 years of industry experience. He holds Series 63 and Series 66 designations. His work history includes roles at Ameriprise Financial Services, Inc., Optum Financial, and Edward Jones. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice, emphasizing dependable income sources and tax-aware withdrawal strategies.

Jeffrey Stremmel is a financial advisor with Ameriprise in Minneapolis, MN, holding the ChFC® designation and a Series 63 license. He has 32 years of industry experience, having worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and annual retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Joseph Dokken is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 63 and Series 66 licenses and previously served in the U.S. Army from 2015 to 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team and includes broader derivatives and commodities capabilities.