Sean Rosean is a Series 66-licensed financial advisor with LPL Financial in Wilmette, IL, where he has worked since 2010. He has 15 years of industry experience. Outside of his advisory role, he operates Beacon Financial Services, Inc. as a DBA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supporting advisors with model portfolios, third-party subadvisors, and various investment strategies.

Kathleen O'Sullivan is a Series 66 licensed financial advisor with Edward Jones in Northbrook, Illinois. She has nine years of industry experience, including ten years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

James Stanton is a Series 66-licensed financial advisor with 10 years of industry experience. He is currently with J.P. Morgan Securities and J.P. Morgan Chase Bank in Wilmette, IL, having previously worked at firms including Arthur J. Gallagher & Co., Thompson Flanagan, Primerica Financial Services, GSI, and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process emphasizes written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and utilizes a range of eligible strategies, including those with an ESG framework.

Kathy Merritt is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. Her career includes roles at OSAIC, SagePoint Financial, Cambridge Investment Research, LPL Financial, and Money Concepts Capital Corp. She is also a co-owner of JPV Financial Inc., managing an advisory business alongside her work at Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on reliable income sources and tax-aware withdrawal strategies.

Domenick Costantini is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, NA since 2004. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary framework. Their advisory process incorporates centralized due diligence, combining quantitative and qualitative research with forward-looking capital market assumptions.

Thomas Jones is a financial advisor with Merrill in Northbrook, IL, holding a Series 66 designation and six years of industry experience. His work history includes roles at Bank of America N.A. since 2020 and Merrill since 2019, with previous employment at the University of Wisconsin - Parkside and a small business, I94 RV. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional accounts, integrating internal and third-party management teams.

Robert Sullivan is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63, 65, and 66 licenses. His prior experience includes roles at PNC Financial Services, Northern Trust Securities, Citigroup Global Markets, and various divisions within Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate strategies, supported by a structured planning process and firm-approved analytical tools.

Michael Kalas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 41 years of industry experience. He previously worked at Stifel for 11 years before joining Wells Fargo Clearing in 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Steven Howard is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior work includes roles at Park Avenue Securities, Guardian Life Insurance, and Northwestern Mutual Investment Management. Outside of his advisory duties, he is also the owner of Howard Farms in Maquon, IL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors, utilizing both proprietary research and third-party strategies.

Peter Rybinski is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 66 and Series 63 licenses. His prior experience includes roles at Northern Trust and Harbor Capital Advisors, and he was previously involved with Bugbyte AI LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence with quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Brian Jensen is a financial advisor at Edelman Financial Engines with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Mutual Fund Store and Financial Engines Advisors L.L.C. Outside of advisory work, he is an investor in a legal marijuana farm and distribution business in California. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management options.

Paul Donato is a financial advisor with Ameriprise in Elgin, IL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise since 2011. Outside of advising, he manages a commercial real estate office used to support his financial planning practice. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, delivering written recommendations on income sources, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise-managed accounts and uses algorithmic automation overseen by a dedicated Retirement Income Oversight Committee.

Ann Rieder is a CFP®-certified financial advisor with 29 years of industry experience, currently affiliated with Cetera. Her career includes roles at Morgan Stanley, Citigroup Global Markets, and Securities America, among others. She is the founder and president of Regatta Wealth Management and volunteers as a personal finance teacher for inner-city students in Chicago. Additionally, she participates in the NFL Players Association’s financial advisor referral program. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and third-party money manager access, supporting over 10,000 advisors and approximately 800,000 clients nationwide.

Colleen Coonce is a financial advisor with Merrill, holding a Series 66 designation and 16 years of industry experience. She has been with Merrill since 2008. Outside of her advisory role, she works as a fitness instructor for Jazzercise. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Julie Segerson is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 designations and has 22 years of industry experience. She has been associated with multiple related entities since 2004, including Associated Planning Services, Inc., where she also works as an independent insurance agent. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm offers both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Stefanie Synal is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with Primerica Advisors since 1999 and with Primerica Financial Services since 1998. In addition to her advisory role, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, delegating trading responsibilities to BNY Mellon Advisors.

Adam Warkenthien is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and J.P. Morgan. He serves on the board of Ravinia Associates, a nonprofit focused on arts and culture. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies.

Matthew Voss is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and six years of industry experience. He has worked at J.P. Morgan Securities since 2020 and previously at JPMorgan Chase Bank and LA Fitness. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Ronald Schwartz is a financial advisor at Morgan Stanley with 39 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. He holds the Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Deborah Kraak is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at JPMorgan Securities LLC and Tout A L'heure. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to tailor client solutions.