Tyler Rizzo is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2026. He works with individuals and families to develop financial plans that adapt to their evolving needs and goals, emphasizing open, honest, and transparent relationships. Tyler's career in finance includes various roles at Fidelity Investments since 2021, progressing from Planning Consultant to Financial Consultant before becoming Vice President. Prior to joining Fidelity, he gained experience as a Financial Solutions Advisor and Relationship Manager at Bank of America Merrill from 2017 to 2021. He holds an Arkansas insurance license. Outside of his professional duties, Tyler enjoys activities such as beach outings, biking, golf, snowboarding, and spending time with family, including parenthood.

Curtis Parsons is a CFP® with three years of industry experience, currently serving as a financial advisor at Charles Schwab & Co., Inc. He has held positions at several organizations including Pink Energy, Senior Health Solutions, and the Saint Louis Zoo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large-scale client base with integrated non-discretionary and discretionary investment offerings, supported by centralized custodial and supervisory infrastructure.

Kenneth Horseman is a financial advisor with LPL Financial, holding a Series 66 license and 15 years of industry experience. He previously worked at Morgan Stanley and National Planning Corporation before joining LPL Financial in 2017. Outside of his advisory role, he is involved in an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jeremy Spellmeyer is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has worked previously at Cetera Advisors LLC and First Allied Securities, Inc. In addition to his advisory role, he is involved with Legacy Tax Advisors, LLC, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Margaret Cox is a Chartered Financial Consultant (ChFC®) with 10 years of experience in the financial services industry. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary advisory strategies, access to separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Scott Lay is a financial advisor at Cetera with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with Cetera and its affiliates since 2013. Outside of his advisory role, he is also an independent insurance agent specializing in fixed annuities and various insurance products. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual and institutional clients nationwide, offering portfolio management, financial planning, and retirement services through a large network of independent advisors.

Dane Gray is a CFA® charterholder and holds a Series 66 license, with 11 years of experience in the financial industry. He has been with Edward Jones since 2015, based in St. Louis, MO. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and is notable for its extensive network of financial advisors and branch offices, as well as its affiliated capabilities beyond advisory services.

Todd Swan is a financial advisor with Wells Fargo Clearing in Chesterfield, MO, holding Series 63 and Series 65 credentials and 42 years of industry experience. He previously worked at Prudential Equity Group, LLC for seven years prior to joining Wells Fargo in 2016. Swan is involved in community activities through his role at Blesses Hope Bible Church in St. Louis, MO. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement plan consulting services. The firm utilizes research and analytics to evaluate investment options and offers both brokerage and advisory solutions.

Benjamin Cloar is a financial advisor at Edward Jones in St. Louis, MO, holding a Series 66 designation. He has been with Edward Jones since 2020, accumulating several years of experience at the firm. Prior to his career in finance, he worked at Helium Comedy Club and held various other roles. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kelsey Randall is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm focuses on tailored financial planning and employs structured discovery processes and firm-approved tools to develop its plans.

Ryan Smith is a financial advisor with Charles Schwab who holds a Series 66 designation and has 10 years of industry experience. He has worked at Charles Schwab since 2015 and at Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining strategic asset allocation with alternative investment due diligence and centralized operational support.

Alexandra Marifian is a financial advisor at Edward Jones in St. Louis, MO, holding the ChFC® and Series 66 credentials with 13 years of industry experience. She has been with Edward Jones since 2013 and is also involved with The St. Peters Rec Plex. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Philip Mayo is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors, offering a range of advisory strategies and affiliated investment products under a fiduciary standard.

Matthew Kim is a financial advisor with Edward Jones in St. Louis, MO, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked in education roles including positions at Sauk Prairie School District and Ivy Collegiate Academy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jared Weber is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Stifel and Charles Schwab/TD Ameritrade. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Kathleen Menaugh is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 66 designations and previously worked at TD Ameritrade and Lowe's. She is based in St. Louis, Missouri. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, integrating multiple services such as brokerage, custody, and cash-sweep arrangements.

Brad Dieckhaus is a Wealth Management Advisor at Merrill Lynch Wealth Management. He partners with families managing between $1 million and $20 million in assets to provide organized, goal-based planning focused on clarity, results, and confidence. Brad introduces clients to the Wahl, Dieckhaus, Denner & Associates service model to deepen their wealth management process and financial strategies. Brad has been working in the financial services industry since 2013, following his graduation with a master's degree from Northern Illinois University. Prior to that, he interned with Merrill Lynch in 2012. He holds several professional designations including Certified Financial Planner® (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), and Personal Investment Advisor (PIA). His expertise encompasses areas such as retirement planning, tax minimization, legacy planning, and managing new wealth. In addition to his professional role, Brad participates in community activities such as the St Louis Children's Hospital Charity Golf Tournament. He also enjoys spending time with his wife and children, and engages in activities like working out and outdoor pursuits.

Michael Curtis is a CFP® professional with 10 years of experience in financial advisory services. He is currently with Ameriprise in Chesterfield, MO, having previously worked at Assetmark Brokerage, LLC, Assetmark Financial Holdings, Inc., and Edward Jones. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement income planning, combining proprietary research and third-party data to support tax-aware withdrawal strategies and dependable income sources.

Joseph Rosenbaum is a financial advisor at Ameriprise with 32 years of industry experience. He has worked at Ameriprise in various capacities since 2003 and previously spent time at Wells Fargo Clearing. Rosenbaum serves on the Board of Directors for the West County Youth Development Society as Secretary. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines investment research, third-party data, and algorithmic tools to provide written recommendation reports and ongoing guidance focused on dependable income and tax-aware withdrawal strategies.

Kenneth Schmitz is a financial advisor at Edward Jones in St. Louis, MO, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has worked at Edward Jones since 2021 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.