Austin Todd is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 designations. His prior experience includes roles at TD Ameritrade and Western & Southern Life. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services supported by multi-asset model portfolios and centralized operational infrastructure.

Jason Dugan is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at Oklahoma Locker Room, A&A Marketing, and the University of Oklahoma. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of model portfolios, formal advisory roles to multiple registered investment companies, and application of AI and systematic methodologies in its investment approach.

Matthew Burton is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 18 years of industry experience. He has worked at Charles Schwab since 2022, including time with Charles Schwab Bank, and previously spent 16 years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and order-routing arrangements.

Caroline Wells is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and five years of industry experience. Her prior roles include positions at The Lockton Management and Mercer Capital, as well as work with the Texas Rangers and The University of Texas. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

Anthony Naughton is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Paladini Financial Management and TD Ameritrade. Outside of finance, he spent a year working with Python Restoration. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Fares Gebremichael is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC since 2019. Prior to his finance career, he held positions at the University of Texas at Arlington Central Library and in retail roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and managed funds.

Juan Suarez is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Klindata Solutions, Onetrust, Moxo, Alteryx, and Bwtech. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed accounts and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Antoinette Jones is a financial advisor at Charles Schwab with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at TD Ameritrade Clearing Inc., TD Ameritrade, and TIAA-CREF. She is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by in-house research and due diligence.

Samuel Walker is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Charles Schwab Bank and Young America Realty, as well as time spent at Grand Canyon University and Dick's Sporting Goods. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Ralston Billiot is a Financial Consultant currently working at Fidelity Investments. In this role, he partners with clients to develop comprehensive financial plans tailored to their goals and family needs. He focuses on creating plans that evolve over time to reflect clients' changing situations. Prior to his current position, Ralston served as a Planning Consultant and Investment Solutions Representative at Fidelity Investments from 2020 to 2026. Before joining Fidelity, he worked as a Financial Consultant at Redwood Financial between 2019 and 2020. He holds an insurance license in Arkansas (AR Insurance License). Outside of his professional work, Ralston has interests that include the beach, football, golf, museums, and parenthood.

Matthew Hayes is a financial advisor with Osaic Wealth, Inc. in Keller, Texas, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. His career includes roles at Transamerica Financial Advisors, Overridge Wealth Advisors, and Signator Investors, Inc. He is involved in fundraising activities for the Autism Treatment Center of Dallas and serves as treasurer for a local homeowners association. Osaic Wealth serves a diverse client base that includes retail and institutional investors, offering brokerage and advisory services across multiple programs such as financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by a broad affiliate network and scale from recent consolidation activities.

Jill Earley is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and having seven years of industry experience. She has been with Fidelity and its related entities since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, including the use of algorithmic methods and AI, to deliver model portfolios and manage a variety of fund structures.

Kelly Edwards is a financial advisor with Charles Schwab, holding a Series 66 designation and 17 years of industry experience. Her career includes roles at Charles Schwab entities since 2021, with prior experience at Wells Fargo Clearing, Northern Trust, Chase Investment Services, Ameriprise, and other financial firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary managed accounts, using multi-asset model portfolios and centralized operational support.

Bradley Heller is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at Edward Jones and has held various roles outside the financial industry, including positions at Amazon and teaching at Kingwood High School. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, offering a range of portfolio management and advisory solutions that integrate fundamental research with quantitative and algorithmic techniques.

Jonathan Shoush is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and 21 years of industry experience. His career includes significant tenure at Fidelity Investments from 2006 to 2025 and a brief period at Ameriprise in 2005-2006. He has also been with Charles Schwab and its affiliated entities since 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios supported by research and due diligence on alternative investments, all within a large-scale, integrated operational framework.

Aaron Soderstrom is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and possessing 17 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Chase Investment Services Corp., and Wells Fargo Investments. He is the owner of Omega Squared Capital Management, where he writes an investment newsletter, and serves as Chief Investment Strategist at Omega Squared Insights, focusing on macroeconomic indicator development and related research. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through a large network of financial professionals, managing a multi-billion dollar asset base and offering a range of management platforms and proprietary model strategies.

Zachery Moreau is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. He has worked at Fidelity Investments since 2019 and held previous roles at Veritude, TD Ameritrade, and Power Home Remodel. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing a range of investment vehicles and employing oversight controls to address conflicts of interest.

Kevin Howard is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. He previously worked at NYLIFE Securities LLC and New York Life, and spent ten years at Entertainment Partners. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Carson Albright is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Fidelity entities since 2014. Outside of finance, he operates an agricultural business focused on growing vegetables and raising livestock. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage portfolios and deliver model strategies through systematic methodologies.

Stuart Schultz is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 2000. With experience in the financial services industry dating back to 1998, Stuart focuses on creating tailored strategies for individuals, families, and businesses by closely aligning advice with their short- and long-term financial goals. His client services include college education planning, employee benefits planning, retirement income, portfolio management, tax minimization, and small business strategies. Stuart holds a bachelor's degree in Finance from Texas Christian University and maintains the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He is involved in several professional and community organizations, including the College of Fine Arts Board of Visitors at TCU, St. Andrew Catholic Church, and The Modern Art Museum of Fort Worth. Stuart and his wife Shannon reside in Fort Worth with their two sons and participate actively in local community efforts such as meal preparation for the homeless through Beautiful Feet Ministries, Habitat for Humanity, and Meals on Wheels.