Jose Rios is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity Investments, he worked in education with the University of North Texas and school districts in Denton and Arlington, Texas. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Javier Padron is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses. His prior experience includes roles at Qualitax and Kroger, along with four years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Rosalie Smith is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and four years of industry experience. Her work history includes roles at Charles Schwab Bank, Brenham National Bank, Starbucks, Massage Heights, and R2 Wellness. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides centralized supervisory, custody, and order-routing services.

Sean Flood is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked with Charles Schwab since 2019 and previously held roles at Key Investment Services LLC, KeyBank NA, Bank of America, N.A., and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a centralized operational structure serving a large client base.

Johnny Fowler is a financial advisor with Edward Jones in Keller, TX, holding CFP® and Series 63 and 66 designations and bringing 17 years of industry experience. His prior roles include positions at Integrated Advisors Network, TCG ADVISORS LP/HUB International, McElhenny Sheffield Capital Management, TD Ameritrade, and Fidelity. Fowler has been with Edward Jones since 2026. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of advisory programs and investment solutions, with a nationwide network of advisors and branch offices supporting approximately $1.01 trillion in assets under management.

Josh Vandiver is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work includes roles at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, COMPASS Bank, and TD Ameritrade Investment Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by advanced operational tools and a broad suite of non-advisory financial products.

Theodore Walker III is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Fidelity entities since 2014. Strategic Advisers LLC, a Fidelity company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses proprietary fundamental research combined with quantitative and algorithmic methods to construct portfolios and serves in advisory roles for multiple registered investment companies.

Verkedric Vaughns is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. He has worked at multiple firms including Strategic Advisers, LLC and Bank of America. Outside of his advisory role, Vaughns serves as a fan ambassador, assisting guests at events in Westlake, Texas. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional investors, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various platforms.

Jeanmarc Chemla is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. In addition to his advisory role, he is involved in independent insurance brokering, focusing on disability income through Guardian Life. Ameriprise offers a retirement-income planning service tailored for individuals with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide written, non-discretionary recommendations. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Stephen Decoursey is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having six years of industry experience. His career includes roles at Charles Schwab Premier Bank, Charles Schwab Bank, TD Ameritrade, Truist Financial Corp., and Horizon Bank. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized custody and operational infrastructure.

Taahir Shaikh is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. Prior to this role, he worked at Fidelity as an Investment Management Consultant from 2021 to 2023 and as a Workplace Planning Consultant from 2020 to 2021. Before joining Fidelity, he was a Personal Banker at J.P. Morgan Chase & Co from 2017 to 2019. In his current role, Taahir focuses on understanding clients' unique financial priorities and life experiences to provide tailored financial guidance. He collaborates with clients to develop personalized plans and discusses Fidelity's strategies to help them achieve their financial goals. He holds insurance licenses in Arkansas and California and is proficient in Arabic, Hindi, Spanish, and Urdu. Outside of his professional work, Taahir enjoys biking, board games, hiking, photography, traveling, and exploring food.

Kimberly Rodriguez is a financial advisor at Fidelity with Series 66 and Series 63 credentials and five years of industry experience. She has worked at Fidelity Brokerage Services LLC since 2020 and has prior experience with Endeavor Southlake OpCo LLC and R&T Roth Corporation LLC. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, employing systematic methodologies and long-term asset allocation benchmarks.

Russ Richey is a financial advisor with Fidelity in Irving, TX, holding Series 63 and Series 66 credentials and 28 years of industry experience. His career at Fidelity includes roles at Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments since 1998. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering a range of discretionary and non-discretionary advisory services.

Michael Bow is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity since 2014, progressing through roles including Financial Consultant, Retirement Solutions Representative, Investment Solutions Representative, and Financial Representative. His experience spans providing financial consulting services and retirement solutions, with a focus on assisting high net worth clients in making and executing important financial decisions. He holds insurance licenses in Arkansas and California. Outside of his professional role, Michael enjoys family activities, fishing, outdoor adventures, and traveling.

William Buchanan is a financial advisor at Edward Jones in Bedford, TX, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Heather Smith is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and bringing 15 years of industry experience. She previously worked at TD Ameritrade Investment Management and TD Ameritrade from 2010 to 2022. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offering a centralized operational structure.

Kayla Williams is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She has worked at various J.P. Morgan entities since 2009. Outside of her advisory role, she is involved with Young Living Essential Oils, primarily using their products for personal health as recommended by her doctor. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm supports its advisory process with centralized due diligence and offers a program incorporating forward-looking capital market assumptions and ESG eligibility frameworks.

Reagan Weatherby is a financial advisor with Equitable Advisors in Argyle, TX, holding Series 63 and Series 65 licenses and having eight years of industry experience. Reagan has worked primarily with Equitable Advisors since 2018, with prior roles at Fidelity Personal and Workplace Advisors, Fidelity Investment, and Fidelity Brokerage Services. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing both proprietary and third-party models and providing ERISA fiduciary services to qualified plans.

Ken Harris is an Investment Solutions Representative III at Fidelity Investments. In this role, he focuses on building client relationships to develop tailored retirement plans by understanding individual goals, concerns, and motivations. He aims to help clients feel confident in their retirement strategies. Ken has progressed through multiple positions at Fidelity Investments, including Investment Solutions Representative II and I, as well as a role focused on high-net-worth clients. Prior to Fidelity, he gained experience as a Customer Service Representative at Schwab Investments. His professional experience centers on investment solutions and customer relationship management within the financial services industry.

Ignacio Ruiz is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TD Ameritrade from 2014 to 2022. Outside of his advisory role, he is a rental property owner. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios alongside a formal alternative-investment onboarding process.