Kimberli Garrett is a financial advisor with Cetera, holding a Series 63 designation and offering 31 years of industry experience. She has worked with Cetera and affiliated entities since 2013 and is the owner of Garrett Wealth Management. Outside of her advisory roles, she serves as an executor for a family estate. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides a range of portfolio management and financial planning services through a multi-manager platform that offers both discretionary and non-discretionary investment authorities.

Stephanie Tamburello is a financial advisor with Merrill in Houston, TX, holding Series 66 and Series 63 licenses and bringing 15 years of industry experience. She has been with Bank of America and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kyndal Martin is a financial advisor at Ameriprise in Houston, TX, holding Series 63 and Series 65 designations with 10 years of industry experience. Prior to joining Ameriprise in 2023, Martin worked at Bank of America, Merrill, and AXA Advisors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, tax-aware withdrawal strategies, and dependable income sources. The firm’s approach includes centralized analysis and non-discretionary implementation, with a distinctive enrollment process that emphasizes investable assets within its affiliated product ecosystem.

Josephine Olmstead is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. She holds a Series 66 designation and has worked at firms including Equitable Advisors LLC and Prudential Insurance Company of America. Olmstead serves on the boards of the Normal To Be Fit Charitable Foundation and the Houston Taiwan Institute for Senior Citizens. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved analytical tools to deliver collaborative, written recommendations.

Adriana Martinez Cortez is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank from 2013 to 2018. Outside of her advisory role, she co-owns Brazos Valley Window Services, a window services and installation company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Patricio Hernandez is a financial advisor with Equitable Advisors in Houston, TX, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at Cypress Point Wealth Management and time at Texas Tech University. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through its network of Investment Adviser Representatives, relying on both proprietary and third-party solutions.

Brian Cass is a financial advisor at Equitable Advisors in Houston, TX, holding a Series 66 designation with 17 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 2009. Outside of his advisory work, Cass is a franchise owner of a local business and serves as an exchequer for the Pearland Manvel Fresno Alumni Chapter of Kappa Alpha Psi, Inc. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

Christopher Dickenson is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Principal Life Insurance Company, Principal Securities Inc., and Northwestern Mutual Investment Management. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jorge Garcia is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2018, following his tenure at Wells Fargo Bank, N.A. beginning in 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Wesley Tolbert is a financial advisor at Merrill with 20 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2002 and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lori Rust is a financial advisor with Cetera in Houston, TX, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. She previously worked at Avantax in various roles from 2006 to 2025. Outside of her advisory work, Lori is president of Nathans & Rust Inc., a tax preparation and consulting business, and serves as a board representative for her family’s retail business, Callahan's General Store. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform with multiple program structures and custodial relationships.

Katherine Wilson is a CFP® with 41 years of industry experience, currently affiliated with Cetera. She has worked with New England Life since 1986 and has been with Cetera and its related entities since 2013. She is licensed with various life insurance companies and offers annuities. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform offering a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Susan Wong Andrus is a financial advisor at UBS Financial Services in Houston, TX, with 38 years of industry experience. She has been with UBS since 1994 and previously worked at IA Dean Witter Reynolds Inc. In addition to her advisory role, she has held inactive membership positions in several oil and gas holding companies related to mineral rights. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services.

Carla Marsh is a financial advisor with Equitable Advisors in Houston, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. She has been with Equitable Advisors since 2019 and previously worked at Keuka College from 2015 to 2018. Outside of her advisory role, she operates a small business called Carla's Treats & Sweets. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs. The firm employs a range of advisory models and third-party programs, offering services through a network of Investment Adviser Representatives.

Brady Fausnaught is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 63 and Series 65 designations and has worked with J.P. Morgan since 2019. Prior to his advisory career, he was associated with Bullfrog Spas and Brigham Young University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

John Wright is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2018, following three years at Capital One Investing, LLC. Outside of his advisory role, he is a landlord in The Woodlands, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is IPS-driven and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Alejandro Valdez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at several firms including Ameriprise, Fidelity Investments, and Charles Schwab. Valdez has interests in real estate through ownership in two LLCs focused on property holdings. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to a diverse client base, leveraging research from Wells Fargo Investment Institute and offering a range of brokerage and advisory solutions.

Traci Truett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having two years of industry experience. She has been with Wells Fargo Bank, N.A. since 2011 and Wells Fargo Clearing since 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Jose Luis Rodriguez Arizpe is a Series 66-licensed financial advisor at J.P. Morgan Securities in Houston, TX, with three years of industry experience. He previously worked at Metacap Asesores Independientes De Inversion and Vector Casa De Bolsa before joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research with a forward-looking capital market framework and incorporates an ESG eligibility approach in its recommendations.

Mack Kraycirik is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2006 and Bank of America, N.A. since 2009. Outside of his advisory role, he is involved in a family farming business called Tresos. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.