Jason Caras is a financial advisor with Truist Advisory Services in Houston, TX, holding Series 65 and Series 63 licenses and five years of industry experience. His prior roles include positions at Westwood Wealth Management, Bank of America, and Frank Law Firm. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled tools and inter-affiliate integration, to deliver asset allocation, investment policy analysis, and fiduciary support.

Karly Hughes is a financial advisor with Valic Financial Advisors in Houston, TX. She holds a Series 66 designation and joined the firm in 2025. Prior to her current role, Hughes worked in various positions primarily within dental and medical-related organizations. She is also appointed as an agent to sell non-securities insurance products. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Jeremy Joaquin is a financial advisor with VOYA Financial Advisors, Inc. and holds a Series 66 designation. He has 20 years of industry experience and has been with VOYA since 2014. Outside of advisory work, he is a commissioned Notary Public. VOYA Financial Advisors serves a diverse range of individual and institutional clients, offering financial planning, portfolio management, and retirement-plan consulting through multiple program structures. The firm operates both as an SEC-registered investment adviser and a broker-dealer, providing services primarily on a recommendation basis with non-discretionary arrangements.

Victoria Cooper is a financial advisor with Guardian Life in Houston, TX, holding Series 65 and Series 63 credentials and eight years of industry experience. She previously worked at Centric Advisors, LLC and StoneTurn Group, LLP. Outside of her advisory role, Cooper serves as Budget Chair for the Junior League of The Woodlands and provides consulting for divorce financial analysis through New Path Financials LLC. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage services, financial planning, retirement consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm employs both discretionary and non-discretionary advisory models and provides tailored financial services including subscription planning and ERISA 3(38) plan management.

Joseph Anderson is a CFA® charterholder and holds a Series 66 license with 11 years of industry experience. He has worked at Citigroup Global Markets since 2018 and previously held positions at The Monroe Vos Consulting Group, Mv Securities Group, and Insperity. Based in Houston, TX, Anderson serves clients through Citigroup Global Markets, an enterprise firm with over 2,400 advisors. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs along with execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including derivatives and futures services.

Dr. Michelle Lloyd is a financial advisor with Valic Financial Advisors based in Houston, TX, holding Series 66 and Series 63 licenses and 18 years of industry experience. She founded Lloyd Learning Labs, a coaching service that supports parents with anxiety related to their teens transitioning out of the home. Dr. Lloyd also serves as an agent for non-securities insurance products with Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides portfolio management, financial planning, and consulting services through a large network of advisors and employs discretionary unified managed accounts using Envestnet’s platform and model managers.

Dennis Lambert is a financial advisor with Concurrent Investment Advisors, LLC in Houston, TX, holding Series 63 and Series 66 licenses and bringing 46 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling, RBC Capital Markets, Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and UBS Financial Services. Outside of advisory work, he serves as Treasurer and board member of the Texas Ranger Association Foundation and is President of Caballo Rojo Ranch, LLC, a livestock advertising and publication business. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm that serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by internal due diligence, strategic asset allocation, and integrated operational tools.

Mary Gunn is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing 10 years of industry experience. She has worked at Commonwealth Financial Network since 2015 and has been associated with Selah Financial Services since 2014. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational and practice-management support to affiliated advisors.

Keista Ransom is a financial advisor at VOYA Financial Advisors, Inc. based in Houston, TX, holding Series 63 and Series 65 licenses with 22 years of industry experience. She has been with VOYA Financial Advisors since 2015. Outside of advising, she is involved in the sale and service of Voya's Health Reimbursement Arrangement (HRA) product. VOYA Financial Advisors serves individual and institutional clients, including retirement plan sponsors, charities, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and consulting through multiple program structures, emphasizing non-discretionary, recommendation-based client relationships.

Vianne Dorak is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Valic, she held positions in the insurance and hospitality industries and has served as an agent selling non-securities insurance products. She also has a background that includes roles in education. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning services through a large network of advisors. The firm utilizes discretionary unified managed accounts and technology-driven model solutions to manage assets on a significant scale.

Marissa Kerns is a financial advisor at VALIC Financial Advisors in Houston, TX, with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has been with VALIC Financial Advisors since 2005. In addition to her advisory role, she is an agent with Agia, where she is involved in non-securities insurance products. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Syed Majid is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Prior to joining Valic Financial Advisors in 2025, he worked at J.P. Morgan Securities for several years and has experience with Scottrade and Xnergy Financial LLC. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Stephen Janak is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with TIAA-CREF since 2005. Outside of his advisory role, he is involved in land rental activities. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that separates point-in-time planning from ongoing discretionary management and serves as adviser to a donor-advised fund.

Karen Ho is a financial advisor with GWN Securities Inc. in Houston, TX, holding the CFP® designation and Series 63 and 65 licenses. She has 25 years of industry experience, including 12 years at Nationwide and Nationwide Securities, Inc. She is also involved in fixed life insurance products as an agent. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts and financial planning. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of managed-account programs and model portfolios, including both traditional and legacy market-timing strategies.

Leslie Halpern is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to joining Valic in 2022, Halpern worked at Horace Mann Companies and Futurity First, among other firms. Outside of advising, Halpern is an insurance agent with Agia. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed models and operating with a large advisory team.

Wei Wei is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at Eagle Strategies (NY Life) since 2022. Prior to this, Wei has been associated with Nylife Securities LLC since 2014 and Abacus Financial Strategies LLC since 2011. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base that includes individual investors, institutional sponsors, and corporate and charitable entities. The firm emphasizes tailored advisory solutions across multiple program types, with a significant portion of assets managed on a non-discretionary basis.

Rex Richards is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 26 years of industry experience. He has been with Commonwealth since 2009. His other business activities include fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and support services. The firm offers discretionary model portfolios, customized program structures, and a platform that includes operations, trading, technology, compliance, and practice-management support.

Ami Shah is a Series 66-licensed financial advisor at VALIC Financial Advisors with 10 years of industry experience. Shah has been with VALIC Financial Advisors since 2016 and previously worked at Oyster Consulting LLC. Based in Houston, TX, Shah provides financial advisory services within an established enterprise firm. VALIC Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

James Weston is a financial advisor at Corient in Houston, TX, with one year of industry experience. He holds a Series 66 designation and has worked at Corient since 2024. His prior roles include positions at DC Hill Wealth Management and the University of North Texas, as well as experience in the music and marine industries. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers, employs extensive risk management tools, and offers specialized private fund and trustee services through affiliates.

Jaden Enbysk is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Valic Financial Advisors, he worked at Barnes & Noble and Skyways Media. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and leverages centralized technology and model solutions to manage assets at scale.