Rafael Herrera is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He worked at UBS Financial Services from 1999 to 2019 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2019. Outside of his advisory role, Herrera is involved in multiple real estate investment ventures as a sole proprietor and LLC owner. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of retail and institutional investment services.

Armando Garza is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and three years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing since 2022. Outside of his advisory role, Garza has held part-time positions at Helzberg Diamonds and Talbots, assisting with sales support and stock processing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kimberly Holloway is a financial advisor with Wells Fargo Clearing in Houston, TX. She holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2026, following over a decade at Wells Fargo Bank, NA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Cynthia Kelley is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 24 years of industry experience. She has worked at Merrill since 2005 and has been affiliated with Bank of America, N.A. since 2015. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, providing managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient investment strategies and leverages its integration with Bank of America affiliates to support a broad range of financial services.

Tucker Alch is a Financial Advisor based in Houston, TX, operating within Merrill Lynch Wealth Management and participating in Merrill's Advisor Development Program. He serves individuals, families, professionals, retirees, and business owners, providing guidance on financial planning, investment management, and wealth strategy. He collaborates with specialists across investment management, lending, estate planning, and wealth transfer to offer comprehensive advice. Tucker holds a Master of Business Administration from Rice University's Jones Graduate School of Business and a Bachelor's degree with a focus on Marketing and Sales from The Catholic University of America’s Busch School of Business. During his collegiate years, he competed as a pitcher in Division I and Division III baseball and was twice named an All-American. He also holds the Personal Investment Advisor (PIA) designation. In his approach, Tucker emphasizes accountability, preparation, and long-term partnerships to assist clients in navigating complex financial decisions. Outside of his professional pursuits, he has interests in baseball, camping, cooking, football, golfing, hiking, spending time with family, tennis, and traveling. He is also involved with the professional organization Young Professionals in Energy.

Daryl Fontenot is a Wealth Management Advisor with Merrill Lynch Wealth Management. He oversees and coordinates the financial affairs for a select group of individuals, families, and businesses in the Houston area and across the country. His client focus includes services for defined benefit plans, investment consulting for defined contribution plans, personal retirement planning, portfolio management services, and retirement income. Daryl assists affluent families, retirees, successful business owners, and corporate executives who value a strategic approach and the resources his team provides. Daryl holds a Master’s Degree from the University of Houston and a Bachelor’s Degree from the University of Texas. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His professional affiliations include membership in the Rotary Club of Baytown, the Lee College Board of Regents, the Lee College Foundation, and Bay Area Homeless Services. He is actively engaged in his community, volunteering and fundraising for organizations such as United Way of Greater Baytown and Chambers County, Bay Area Homeless Services, Rotary Club of Baytown, and serving on the Lee College Board of Regents. Outside of work, Daryl’s interests include baseball, genealogy, and traveling. He works closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals.

Chase Camarda is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at several branches of J.P. Morgan since 2015, including Surya Capital Partners LLC. J.P. Morgan Securities provides institutional consulting services focused on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research supported by a specialized manager solutions team.

Jared Reed is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 63 and Series 66 credentials. His prior experience includes roles at Edward Jones, E*TRADE, J.P. Morgan Securities, TD Ameritrade, and Scottrade. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Jamal Fontenot is a Series 66-licensed financial advisor with four years of industry experience, currently with J.P. Morgan Securities in Houston, TX. His prior roles include positions at Fidelity, Corebridge Financial, Valic Financial Advisors, and JPMorgan Chase Bank. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by a centralized due diligence process.

Kevin Helmer is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has been with Fidelity Investments since 2000, progressing through various roles including Financial Consultant, Senior Relationship Officer, and Relationship Officer, gaining extensive experience in financial planning and investment analysis. Kevin partners with clients to improve their financial well-being by providing guidance and developing strategies tailored to their specific goals. His professional focus includes financial planning, portfolio planning, and investment analysis. He holds an Arkansas Insurance License. Outside of his professional work, Kevin has interests in beach activities, fitness, golf, military service, scuba diving, and surfing.

Andrew Benjamin is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior work includes roles at APEX Systems, Source Point, Inc., Ttec, and Invesco. Benjamin is also involved in sales of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure for its investment solutions.

Leonel Tejada is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has experience with Wells Fargo Bank, NA dating back to 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources while emphasizing diversification and modern portfolio theory.

Preetinder Kaur is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 designations and bringing nine years of industry experience. She has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank, N.A. since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Diego Moreno is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 65 and Series 63 credentials and six years of industry experience. He has worked at firms including New York Life Insurance Company and BBVA USA prior to joining Wells Fargo. Outside of his advisory role, Moreno has ownership interests in LIZ GROUP, LLC and DM LEGACY, LLC, and is involved in billing services at Friendly Care Primary Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics driven by diversification principles and modern portfolio theory, offering a broad range of brokerage and advisory solutions.

Stephen Ulsh is a ChFC® and holds a Series 66 license, with 13 years of industry experience. He has been with Edward Jones since 2013. In addition to his advisory role, he serves as Chief Financial Officer for Aslan Federal, a government contracting services firm. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households and organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices nationwide.

Kurtis Bell is a financial advisor with Ameriprise in Beaumont, TX, holding a Series 66 designation and five years of industry experience. His prior roles include positions at LPL Financial and Raymond James Financial Services. He serves on the board of directors for the Texas Rice Festival as Golf Chairman and advisory board member. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Christopher Oconnell is a financial advisor at Fidelity with six years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2021, following prior experience at Sagepoint Financial, Inc. from 2018 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Anthony Lapia is a financial advisor at Wells Fargo Clearing in Houston, TX, holding a Series 63 designation with 39 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Shehzad Khan is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax-efficiency analysis to generate tailored, algorithm-assisted recommendations.

Adam Behr is a financial advisor at Fidelity with four years of industry experience and holds the Series 66 designation. He previously worked at Wells Fargo Clearing and Mutual of Omaha Bank, and has experience in non-financial sectors including a role at Grane Whiskey Dispensary. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.