Joey Johnstun is a financial advisor with LPL Financial in Draper, Utah, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has been with LPL Financial since 2014 and also works at Mountain America Credit Union, where he has been employed since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs including discretionary and non-discretionary management, using model portfolios, research from third-party subadvisors, and technology-driven strategies.

Randy Mangum is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. Prior to joining Morgan Stanley in 2023, he spent nine years with E*TRADE Capital Management LLC. Outside of his advisory role, he is involved in property management as a rental property landlord. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services that include estate planning and broad investment solutions.

Franklin Etter II is a CFP® with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors from 2013 to 2016. Outside of his advisory role, he holds a 50% ownership in TBD, LLC, a company involved in land investment in Utah. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Madyson Smith is a financial advisor at Fidelity with nine years of industry experience. She holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Crest Financial. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Gregory Hicks is a financial advisor with Cambridge Investment Research Advisors in Murray, UT, holding Series 63 and Series 65 designations and 18 years of industry experience. He has worked with Duncan Financial Planning Advisors since 2020 and has been associated with Cambridge Investment Research since 2016. Outside of advisory services, he owns a dog boarding business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm employs a range of investment approaches, including proprietary models and access to third-party managers, with strategies tailored to client objectives across various platform arrangements.

Lillian Leo is a financial advisor at Fidelity with 25 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Fidelity Investments since 2022, with prior experience at Triad Advisors and Diversified Investors Securities Corp. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies.

Ahmed Elsayed is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including SoFi Wealth, Bank of America, Merrill, and Wells Fargo Advisors. Outside of his advisory role, he works as a Lyft driver. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by firm-approved tools and methodologies, with approximately $2.74 trillion in client assets under management.

Shad Evans is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2019, following three years at Kestra Financial Services. Outside of his advisory role, he is involved in non-variable insurance activities and operates a brokerage general agent contract called The Insurance Box. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jeffrey Roskelley is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and offering 24 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory and brokerage services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Aaron Copple is a financial advisor at Mass Mutual Investors Services with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, Copple is active as an insurance broker and owns several holding companies. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using advanced analysis tools and also provides specialized offerings such as divorce planning and estate-settlement services.

Jordan Andrew is a financial advisor with OSAIC based in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He previously worked at Lincoln Financial Advisors for 14 years before joining OSAIC in 2025. In addition to his advisory role, he acts as an insurance agent offering accident and health, disability, life insurance products, and annuities. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, utilizing asset-allocation tools, risk assessments, and automated rebalancing in portfolio construction.

Bryson Horman is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 66 designation and has worked at multiple financial institutions, including US Bank and Mountain America Federal Credit Union. Outside of his advisory role, he has experience as a service associate at Mountain America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Janice Hernandez is a financial advisor at Cetera with two years of industry experience. She holds Series 65 and Series 63 credentials and previously worked at Goldman Sachs and Wilson-Davis & Co., Inc. Outside of her advisory role, she has been involved with Upper Room Real Estate for over two decades. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, employing both discretionary and non-discretionary program structures.

Joshua Lowry is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at E*TRADE Capital Management, JPMorgan Securities, and Scottrade. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling.

Michael Wolf is a financial advisor with Morgan Stanley in Sandy, Utah. He holds the Series 63 and Series 66 designations and has experience at Fidelity Investments and E*TRADE Capital Management. Before returning to the industry, he spent two years as a stay-at-home dad. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Bronson Webb is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise since 2006, including his current role since 2020. Webb is also co-owner of Elevate Management LLC, where he manages an advisory business. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, focusing on clients with significant assets under management.

Kelly Miller is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63, 65, and 66 designations. Miller has been with Ameriprise and its affiliates since 2009. He serves on the Board of Directors for the American Cancer Society. Ameriprise offers a retirement-income planning service targeting individuals with at least $1 million in investable assets, providing tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools with advisor collaboration to deliver non-discretionary retirement advice.

Dustin Dixon is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has worked at firms including E*Trade and Wells Fargo Clearing Services. Outside of his advisory work, he is involved in organizing billiards and pool tournaments. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs focused on tailored financial planning and investment management, overseeing approximately $2.74 trillion in client assets.

Lisa Thorpe is a financial advisor with Wells Fargo Advisors and holds Series 63 and Series 65 licenses. She has 34 years of industry experience, including roles at Wells Fargo Advisors and Wells Fargo Clearing. She also owns The Thorpe Group, LLC, an investment-related business based in Santa Clara, Utah. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services with a broad menu of planning options. The firm uses proprietary research and tools to develop tailored recommendations and integrates advisory services with other financial products and referral channels.

Megan Bennett is a CFP® with six years of experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to her advisory role, she worked for ten years at HomeGoods. Outside of her advisory work, she owns a real estate LLC that manages residential rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products supported by a large national network of advisors and branch offices.