Amanda Yuan is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and 16 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to a wide range of individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and offers both brokerage and advisory solutions, relying on research and analytics to guide investment decisions.

Lance Rao is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 66 and Series 63 credentials and 11 years of industry experience. He previously worked at SagePoint Financial for five years before joining LPL Financial in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and model portfolios, supported by a large network of advisors and advanced operational tools.

Craig Johnson is a financial advisor with Stifel, Nicolaus & Company, Incorporated, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. His prior experience includes roles at UBS Financial Services, Wells Fargo Clearing, and Prudential Equity Group. He is based in Scottsdale, AZ. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Christopher Elardo is a financial advisor at OSAIC with 19 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Morgan Stanley from 2009 to 2012. Since 2025, he has served as president of Metuchen Youth Football & Cheer, a nonprofit organization. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Christie Flynn is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding a Series 66 designation and three years of industry experience. She previously worked at The Vanguard Group, Inc. from 2022 to 2025 and has held positions at several other financial and corporate firms. Raymond James & Associates oversees approximately $501 billion in assets and serves a diverse client base including individuals, institutions, and municipal entities. The firm offers a range of financial planning and advisory services, emphasizing tailored, non-discretionary planning supported by research and multiple portfolio management styles.

Terseer Akaahar is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at the University of Arizona in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Donald Murphy Jr. is a financial advisor with Morgan Stanley who holds the Series 63 and Series 65 licenses and has 43 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and investment estimates. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-sponsored financial planning agreements.

Kimberly Leach is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 11 years of industry experience. She has worked at Ameriprise since 2016 and previously spent a year at Wedbush Securities Inc. She is also a co-owner of Horizon Management Group LLC, an investment-related business. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware strategies.

Jonathan Miles is a financial advisor at Edward Jones with 20 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2006. The firm serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. Edward Jones is noted for its extensive retail advisor network and affiliated capabilities such as a trust company and securities-based lending.

Joseph Ponce is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He previously worked at Wells Fargo Clearing and UMB before joining LPL Financial in 2017. Outside of his advisory role, he is involved in an LLC unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services, leveraging model portfolios, third-party subadvisors, and customized strategies, alongside various financial products and operational technologies.

Seth Seaton is a financial advisor at Cetera with a Series 66 credential and less than one year of industry experience. His prior work includes roles at eMoney and Charles Schwab, as well as several positions outside finance including Firehouse Subs and Lou Malnatis. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm provides a range of portfolio management and financial planning services through a large network of independent advisors and offers access to multiple investment strategies and third-party managers.

Logan Gillespie is a financial advisor at Charles Schwab in Scottsdale, AZ, with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Morgan Stanley and Epic Valet. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Scott Hernberg is a financial advisor at Osaic with 27 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Osaic since 2013. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment approach with emphasis on asset allocation, portfolio optimization, and a range of managed account programs.

Joseph Truscott is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo, LLC and The Prudential Insurance Company of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may incorporate ESG criteria.

Julia Beatty is a Certified Financial Planner™ with 21 years of experience in the financial services industry. She has been with Ameriprise since 2005, currently serving at their Scottsdale, AZ office. Outside of her advisory work, she owns and operates Uniquely Frosted, a custom cookie business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Ryanmichael Griffin is a financial advisor at OSAIC with seven years of industry experience and holds a Series 66 designation. His career includes roles at Advisor Group, Health IQ, NewBridge Securities Corporation, Mass Mutual Life Insurance Co, and Hantz Financial Services. Outside of his financial career, he is the sole author of the independently published children's book "Braylan's I-Can-Be Book." OSAIC serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charitable and corporate clients. The firm offers a wide range of brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization supported by various analytical tools and multiple managed account strategies.

Garry Michaelis is a financial advisor with Raymond James Financial in Scottsdale, AZ, holding a Series 63 designation and over 44 years of industry experience. He has been with Raymond James Financial since 2009 and affiliated with Raymond James Financial Services, Inc. since 1987. Outside of his advisory work, he is the owner and officer of G. Michaelis, Inc., a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning with analytical tools to illustrate potential outcomes and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Gregg Rencher is a CFP® professional with 27 years of industry experience, currently serving at OSAIC. He has previously worked at Royal Alliance and Allstate Insurance Company, where he held insurance agent roles for over 15 years. Outside of his advisory work, he serves as a board member of a homeowners association. OSAIC Wealth serves a diversified client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-driven investment approach and supports multiple custodian and third-party platforms.

Michael Riviere is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2014, progressing through positions including Financial Consultant, Investment Consultant, and Financial Representative. Michael works closely with clients to understand their financial situations and priorities, developing personalized strategies that align with their goals and preferences. He holds a California Insurance License. Michael integrates values such as loyalty, duty, respect, selfless service, honor, integrity, and personal courage into his professional and personal life. Outside of work, his interests include family activities, fitness, military service, motorcycles, pets, and scuba diving.

Efrain Ramirez is a financial advisor with Edward Jones in Peoria, AZ, holding a Series 66 designation and two years of industry experience. His prior work includes roles at ADP and USAA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm has over 23,700 financial advisors and manages approximately $1.01 trillion in assets, offering services such as discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.