Michael Del Carlo is a CFP® with 19 years of industry experience currently at Vanguard Advisers. He has worked at firms including Fidelity Investments, Vigilare Wealth Management, Schwab Private Client Investment Advisory, and Charles Schwab. Outside of his advisory role, he serves as the treasurer on the board of the Jeremy J. Keck Legacy Fund, a nonprofit organization. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering customization options and tax-aware features.

Frank Sanchez III is a Series 66–licensed financial advisor at Vanguard Advisers with four years of industry experience. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior positions at Farmers Insurance, Ralph Lauren Corporation, Yelp Corporation, and Nordstrom Corporation. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering customization options such as ESG and U.S./international exposure choices.

Ashley Peelle is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 19 years of industry experience. She has been with Vanguard and its related entities since 2007. Outside of her advisory role, she owns a rental property business called Storybook Rentals. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and a team servicing model.

Lori Crilley is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. Her prior roles include positions at Ameritas Investment Corp., Capital Choice Investment Advisers, and CCF Investments, Inc. Outside of her advisory work, she is involved as an independent insurance agent and operates LC Financial LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charities, and trusts. The firm offers a range of financial planning and investment management services through independent professionals, utilizing multiple platform arrangements and a mix of proprietary and third-party investment strategies.

Charles Lotzar Jr. is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior experience at Lotzar Law Firm, P.C., Zenreach, Inc., and Apple, Inc. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. Their investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct personalized portfolios with tax-aware and customizable features.

Catherine Esparza is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 designations and 14 years of industry experience. She has previously worked at J.P. Morgan Securities and Wells Fargo Clearing, accumulating over a decade of experience before joining Vanguard. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, focusing on retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs with features like tax-aware strategies and customizable investment options.

Harry Calivas is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 25 years of industry experience, including over 17 years with Wells Fargo entities. Calivas serves as a trustee for his parent's trust, a role he has held since 2022. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement consulting services to individual, corporate, and institutional clients, managing approximately $671 billion in assets across more than 14,000 advisors.

Robert Filmore is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked with multiple firms including USAA Investment Services Company, Millennium, and LPL Financial. Filmore is based in Scottsdale, AZ. Vanguard Advisers provides both automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and team servicing model.

Cameron Rhodes is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 licenses. Prior to joining Vanguard Advisers, he worked at The Vanguard Group, Inc., Vanguard Marketing Corporation, and Black and Veatch Civil Engineering. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs, combining digital delivery with personalized asset allocation strategies.

Levi Lynch is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at Heritage Advisors CPA LLC. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, utilizing various LPL-sponsored solutions and endorsed third-party platforms.

Iman Tommy is a CFP® and Series 66-registered financial advisor with Vanguard Advisers, based in Scottsdale, AZ. He has 13 years of industry experience, including roles at Exeter Financial, Bma Securities, and self-employment as a contract driver. Outside of his advisory work, he has been involved in rental property ownership and management in Arizona. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach featuring proprietary asset allocation models and extensive use of Vanguard funds and ETFs, supported by a large advisor team managing a substantial client base through digital platforms.

Stephanie Brooks is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63, Series 65, and Series 66 designations and having 17 years of industry experience. Her prior work experience includes roles at Triad Advisors, Foreside Fund Services, LLC, and Infinity Capital Advisors, LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services utilizing asset allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various asset classes.

Flora Lister is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses. She has been with Morgan Stanley since 2026 and previously held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., among others, with diverse experience across marketing, education, and hospitality sectors. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services for both individual and institutional clients, utilizing structured planning tools and firm-approved methodologies.

Benjamin Purvis is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding the Series 66 designation. He joined Equitable Advisors in 2026 and has prior work experience at PGA Tour Superstore beginning in 2014. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, leveraging program sponsors and endorsed third-party managers to provide advisory and brokerage solutions.

Broderick Zach is a financial advisor at Osaic with 8 years of industry experience. He holds a Series 66 designation and has worked at firms including Ladenburg Thalmann & Co. Inc., Securities America, Inc., and Charles Schwab in various capacities since 2017. He is based in Scottsdale, AZ. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisors. The firm provides integrated brokerage and advisory services, employing asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios that may include a variety of securities and alternative investments.

Ryan Marsh is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Edward Jones in Scottsdale, AZ. He has 19 years of industry experience, including 17 years with Marsh Professional Group before joining Edward Jones in 2024. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tiffany Evans is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and seven years of industry experience. She has worked at Ameriprise since 2018 and previously at SARC Monitoring from 2016 to 2018. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement income planning and advice focused on dependable income sources and tax-aware withdrawal strategies.

Grace Suphan is a financial advisor at Stifel with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked with Cambridge Investment Research Advisors and Legacy Financial Group. Outside of her advisory role, she occasionally buys and sells antique and vintage items on eBay. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology based on forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Kevina Ramirez is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2018. Her prior experience includes roles at Cognizant and in the restaurant industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various asset classes.

Jordan Keefer is a CFP® with 11 years of industry experience, currently serving as an advisor at Vanguard Advisers in Scottsdale, AZ. He has been with The Vanguard Group since 2014. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through its digital platform and team servicing model, primarily using Vanguard funds and ETFs with customizable portfolio features.