Erin Boch is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Schwab Wealth Advisory, she worked at Charles Schwab & Co., Inc. and has additional experience with Tucson Robin Hood Inc. Outside of her advisory role, she has ownership and management responsibilities for a rental property. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Tara Smith is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She has worked at firms including Charles Schwab and Fidelity, and has been with Schwab Wealth Advisory since 2013. Outside of advising, she serves as an adjunct faculty member at Paradise Valley Community College, teaches fitness classes, works as a consultant for Young Living Essential Oils, and is an author writing about the adoption process. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach uses Charles Schwab & Co.’s asset-allocation models and internal research tools, delivering tailored recommendations with client authorization required for trades.

Kerry Vandine is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated firms since 2000. Vandine is based in Phoenix, AZ. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice follows Charles Schwab & Co.’s asset-allocation models and internal research tools, with recommendations tailored annually to clients’ goals and risk tolerance.

Steven Molinario is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ. He holds Series 63 and Series 65 licenses and has 13 years of industry experience, including prior work at Cetera Advisors LLC. He has been with Charles Schwab and Schwab Wealth Advisory since 2022. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with recommendations tailored to client goals and risk tolerance.

Ma Paula Louise Leido is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. She holds Series 63 and Series 66 licenses. Her prior work includes roles at Amazon.com and Philippine Savings Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach emphasizes asset allocation and investment selection using Schwab’s proprietary research tools, with recommendations tailored to individual goals and risk tolerance.

Stacey Bendfelt is a financial advisor at Stratos Wealth Partners, Ltd with five years of industry experience. She holds the Series 66 designation and previously worked at Raymond James & Associates, Inc. from 2020 to 2026. Outside of her advisory role, she is a partner in Tukwila Tiny Houses, managing rental leases and payments for a small portfolio of rental units. Stratos Wealth Partners is an SEC-registered enterprise advisory firm serving a broad range of clients including high-net-worth individuals, retirement plans, corporations, nonprofits, and institutions. The firm employs an open-architecture investment approach supported by affiliated and third-party managers, offering services such as discretionary portfolio management, financial planning, and outsourced CIO solutions.

John Monfreda is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses with 35 years of industry experience. He has worked at Charles Schwab since 2006 and Schwab Wealth Advisory since 2012. Outside of his advisory role, he serves as vice president of Monfreda Realty Group, LLC, a non-investment business managing a rental portfolio. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with client authorization required for all trades.

Eric Franz is a financial advisor with Rockefeller Financial LLC, holding a Series 66 designation and 17 years of industry experience. His prior experience includes 13 years at UBS Financial Services and three years at Merrill. He is based in Scottsdale, AZ. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, operating under a Private Advisor model with an integrated investment platform that offers a range of portfolio management and advisory services.

David Robinson, Jr. is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Mariner Wealth Advisors since 2021. His prior work includes 21 years at Robinson, Tigue, Sponcil & Associates, LLC and 15 years with the Franciscan Renewal Center. He is also a licensed insurance agent. Mariner Wealth Advisors serves a diverse client base, including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs customized, discretionary portfolios supported by both in-house research and third-party managers, with notable depth in tax and accounting integration.

William Bibbs is a financial advisor at Schwab Wealth Advisory with Series 66 and Series 63 licenses and one year of industry experience. His prior roles include positions at YMCA Retirement Fund and Charles Schwab & Co., Inc. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm utilizes standard asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

Miguel Molina is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2018, including his current role at Schwab Wealth Advisory beginning in 2024. Prior to joining Schwab, he spent time at Veyo Arizona and Total Transit. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance focuses on asset allocation and investment selection based on Schwab’s proprietary models and research, with recommendations tailored to clients’ goals and risk tolerance.

Grant Lindaman is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His career includes roles at LPL Financial LLC and J.W. Cole Financial, Inc., as well as extensive tenure at New Era Financial Advisor, Inc. and New Era Financial Group, Inc. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large advisor network, employing a diversified investment approach that blends passive and active strategies with oversight by an internal Investment Committee.

Jonathan Floe is a financial advisor with Lincoln Investment in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm combines advisor-led consulting with model portfolio management and access to third-party managers, supported by an in-house Investment Management & Research team.

Brendan Duggan is a financial advisor with Kestra Advisory and holds the Series 63 and Series 66 designations. He has 27 years of industry experience, including roles at Kestra Advisory Services LLC and Wells Fargo Clearing. Duggan is a 50% owner and managing partner of Prominent Peak Wealth Management and owns Prominent Peak Tax and Estate Services, which provides outsourced tax preparation and basic estate planning services. He is also involved in a retail business selling skin and body care products. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, serving a diverse group including plan sponsors and sovereign wealth funds. The firm offers a range of services such as fiduciary consulting, employee education, and access to multiple management platforms, with approximately $79.8 billion in assets under management.

Kenneth Oliverio Jr. is a financial advisor with United Planners' Financial Services of America, holding Series 63, 65, and 66 designations and 27 years of industry experience. He has been with United Planners since 2010 and serves as co-trustee of The Kenneth & Emelinda Oliverio Family Trust since 2018. United Planners Financial Services supports a diverse client base, including individuals, corporations, charitable organizations, and institutional clients, through a network of 477 independent advisors. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions via an open-architecture platform that utilizes multiple custodians and third-party money managers.

Luke Pine is a financial advisor with CWM, LLC in Scottsdale, AZ. He holds a Series 65 credential and has one year of industry experience. Prior to joining CWM, he worked at Integrated Wealth Management, LLC for six years and was affiliated with Chapman University for four years. CWM, LLC is an SEC-registered investment adviser managing approximately $50.6 billion through a network of over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing a model portfolio approach overseen by an Investment Committee and providing access to customized solutions and alternative investments.

Tyler Cawthorne is a CFP® professional with eight years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at Charles Schwab Bank, Charles Schwab & Co., and other companies. Outside of his advisory role, Tyler is involved in online content production related to sports affiliate marketing and participates in online entertainment streaming and food delivery services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment guidance is based on Charles Schwab’s proprietary asset-allocation models and internal research, with client authorization required for all trades.

Tyler Mehlhorn is a CFP® with 20 years of industry experience, currently with Schwab Wealth Advisory. He has worked at Charles Schwab & Co., Fidelity, and Wells Fargo Investments during his career. Outside of advising, he runs TC Squared, LLC, where he produces and shares project and agricultural videos on YouTube. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach relies on standard asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Andrea Flores is a CFP® and ChFC® with 19 years of experience in financial services. She is currently with Schwab Wealth Advisory Inc., where she has worked since 2019. Her prior experience includes roles at USAA Investment Management Company, USAA Financial Advisors, Inc., Centaurus Financial, Inc., and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools to guide investment selection and wealth management.

Shaun Horan is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes longstanding roles at Guardian Life and Mutual/United of Omaha Insurance Company. Outside of his advisory work, he serves as an officer and bookkeeper for DanAm Aviation LLC, a holding company. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate clients, retirement plan sponsors, charitable organizations, and businesses. The firm utilizes a combination of advisor-led discretionary management and model-based strategies, providing tailored client relationships supported by proprietary and third-party platforms.