Michael Robinson is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab and its affiliated entities since 2010, including roles at Charles Schwab Bank, TRI-AD Capital Management, and Charles Schwab Trust Bank. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized operational and supervisory structures.

Andrew Needs is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, following seven years with JPMorgan Chase Bank and JPMorgan Securities. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Michelle Brooks is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 65 credentials. Prior to joining OSAIC in 2023, she worked at SagePoint Financial, Raymond James Financial Services Advisors, and Peoples Bank, where she has been employed since 2003. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and multiple program options delivered through a complex network of affiliates.

Jacob Newsome is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses with nine years of industry experience. He has worked at Charles Schwab since 2019, including roles at Charles Schwab Bank, and previously at MML Investors Services, MassMutual, and USAA investment and financial planning affiliates. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a multi-asset investment approach supported by centralized operational and custody services.

Kathy Salcido is a financial advisor with RBC Capital Markets in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has worked at RBC Capital Markets since 2008. Outside of her advisory role, she is an owner of Melaleuca, Inc., a private company, earning commissions for referring shoppers. RBC Wealth Management serves a broad client base including individual investors, institutions, and charitable organizations, offering a range of wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm utilizes in-house and third-party investment managers and provides options for tax management, responsible investing, and alternative investments.

Jacob Zajdzinski is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 credentials with one year of industry experience. His prior work includes roles at Clearwater Country Club, Insight Global, and Paradigm Golf Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning utilizing firm-approved tools and models.

Daniel Peters is a Series 66-licensed financial advisor with Robert W. Baird & Co. in Phoenix, AZ, where he has worked since 2008. He has 28 years of industry experience. Outside of his advisory role, he is an owner and member of the Wine and Food Society of Paradise Valley, LLC, which organizes food and wine events. Daniel Peters is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, including discretionary and non-discretionary management, utilizing both in-house and third-party managers.

Christopher Smurthwaite is a financial advisor at Edward Jones in Glendale, AZ. He holds a Series 66 designation and joined the firm in 2026. Prior to Edward Jones, he worked at eHealth, Science 37, BEK Health, Intuitive Health, Trinnovate Ventures, and Blue Cross Blue Shield of Arizona. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies supported by a nationwide network of advisors and branch offices.

Kyler Kreshock is a financial advisor at Charles Schwab & Co., Inc. in Phoenix, AZ, holding a Series 66 designation and five years of industry experience. Prior to joining Schwab, he held roles in entertainment and retail, including positions with EEG Entertainment and Texas Roadhouse. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a structured alternative-investment platform.

Jerry Abbitt is a financial advisor with Primerica Advisors in Scottsdale, AZ, holding Series 63 and Series 65 registrations and 19 years of industry experience. He has been with Primerica Advisors since 2007 and also serves on the Alumni Council as Co-Chairman for Grace College & Seminary. Additionally, Abbitt is on the Board of Directors for Abbitt Wellness Centers in Phoenix. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

Jacob Tinney is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and with six years of industry experience. Prior to his current role at Charles Schwab, he worked at Charles Schwab Bank and the Viet Uc English Center. Outside of his advisory work, he owns an ecommerce website focused on selling clothing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and providing centralized custody and operational services across a large client base.

Myron Johnson Jr. is a financial advisor at Osaic with 18 years of industry experience and holds the Series 66 designation. He has been with Osaic since 2024 and previously worked at Securities America Inc. for 12 years. Outside of his advisory role, he owns and operates MJ AUDIO, a DJ and sound engineering business. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm uses a model-based investment approach with asset allocation and portfolio optimization tools, supporting a range of programs including managed portfolios and third-party money manager options.

Jacob Korte is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management, based in Scottsdale, Arizona. He specializes in personal retirement planning, portfolio management services, and retirement income. Jacob works with individuals, families, business owners, and executives to provide personalized wealth management strategies that focus on preserving, growing, and transferring wealth across generations. Jacob earned a Bachelor's degree in Economics from the University of Arizona and holds the Personal Investment Advisor (PIA) designation. His approach emphasizes thoughtful guidance, disciplined execution, and long-term client relationships, leveraging Merrill's resources and global investment capabilities to address a wide range of financial needs including retirement planning, investment management, wealth preservation, estate considerations, and legacy planning. Outside of his professional role, Jacob enjoys various outdoor activities such as camping, biking, fishing, adventure sports, golfing, hunting, rock climbing, skiing, spending time with his family, and traveling.

Errin Kelso is the Vice President and Financial Consultant at Fidelity Investments, a position held since 2021. With a career at Fidelity Investments spanning two decades, Errin has held various roles including Financial Consultant, Regional Planning Consultant, and Investment Solutions Consultant, demonstrating a broad range of experience within the firm. Errin's expertise lies in partnering with clients to understand their financial goals and family wealth objectives, and then collaboratively developing customized strategies tailored to their preferences. This client-focused approach has been central to Errin's professional practice throughout their career. Errin holds a California Insurance License. Outside of work, Errin's personal interests include attending concerts, football, gardening, music, puzzles, and reading.

Tyler Sherwood is a CFP® with nine years of industry experience, currently affiliated with Raymond James Financial in Scottsdale, AZ. He has held roles at Raymond James and Ameriprise, and is involved with Key Wealth Management in a client support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm offers non-discretionary planning tailored to client goals and supports municipal and public finance work through specialized affiliations.

Jordan Osness is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ. He holds the Series 66 designation and has two years of industry experience. Prior to his current role, he spent time at the University of Arizona and has contributed articles on topics related to science education. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers a broad range of financial products and services through its bank and insurance affiliates.

Douglas Newstrom is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and over 25 years of industry experience. He has worked at Ameriprise since 2016, following roles at Wedbush Securities Inc. and Merrill. Newstrom also owns a non-investment-related business, Twentysix Enterprises LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Larry Osborne is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, with prior roles at Wells Fargo Investments and Chase Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Jeremiah Erzen is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill during two periods, totaling 10 years, as well as with Prestige Medical Consultants and the University of Arizona Global Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Aidan Mc Coyd is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 66 designation and has worked in multiple roles within Charles Schwab firms since 2024. Prior to his financial career, he spent eight years at Chicago Golf Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios, alternative investments, and integrated custody and brokerage services.