Kal Jamsa Jr. is a financial advisor with Morgan Stanley in Peoria, AZ, holding Series 63 and Series 65 licenses and 46 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he spent over two decades at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and extensive resources.

Justin Kauffman is a CFP®-designated financial advisor with 10 years of industry experience. He is currently affiliated with Cetera and has previously worked with Independent Financial Group and United Planners Financial Services. Outside of his advisory role, he is involved with Pinnacle Creative Arts, an organization that supports young performers in developing their talents, and serves as an officer for a youth volleyball club. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with access to both affiliated and third-party investment managers.

Hector Rojas is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at Charles Schwab since 2017, including a position at Charles Schwab Bank, SSB, and previously at Wells Fargo Advisors LLC. Outside of his advisory role, he owns a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by model portfolios and alternative investment due diligence.

Ryan Graham is a Financial Consultant at Fidelity Investments, where he began his current role in 2023. He has over two decades of experience in the financial industry, focusing on retirement planning, tax-efficient investing, and legacy preservation. His career includes positions such as Investment Consultant at Fidelity Investments, Financial Advisor at PFG Advisors - Copper State Wealth Management, and Private Client Advisor and Personal Banker roles at JPMorgan Chase. Ryan's background spans from entry-level teller roles to advanced advisory positions, showcasing a comprehensive understanding of financial services. Ryan holds a California Insurance License. Outside of his professional work, he has personal interests in cars, fitness, music, parenthood, snowboarding, and traveling.

Matthew Riggleman is a financial advisor at Merrill in Phoenix, AZ, with six years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America since 2020. Prior to joining Merrill, he worked at Sellers Buick GMC and attended Bentley University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Coleton Panowyk is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab, he worked at Riot Entertainment Group and Bayntree Wealth Advisors. Outside of finance, he works part-time in the hospitality industry supporting bartenders at an entertainment venue in Scottsdale, Arizona. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, backed by extensive research and a large integrated operational platform.

Russell Doyle is a financial advisor with Ameriprise in Goodyear, AZ, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advising, he occasionally rents his home for short-term stays when traveling. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax analysis to produce tailored income strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Humberto Chavez Guerra is a financial advisor at Fidelity with 14 years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022, following seven years at Charles Schwab. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolios, and is notable for its registration as a commodity pool operator and advisory role to multiple registered investment companies.

Daniel Dozier is a Wealth Management Advisor with Merrill Lynch Wealth Management. He serves clients by providing personalized wealth management advice, including economic analysis, income needs assessment, risk management strategies, retirement planning, and estate planning recommendations. Daniel also offers consulting services for family and non-family businesses, emphasizing a consultative and objective approach to address clients' financial goals. With 30 years of experience in the financial services industry, Daniel holds several professional designations, including Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree in Global Business Management and Finance from Arizona State University - West Campus. Daniel is committed to maintaining integrity, confidentiality, and open communication in his client relationships. Fluent in English and Spanish, Daniel values community involvement and follows Merrill Lynch's tradition of participating in the communities served. He volunteers with local organizations and enjoys personal interests such as baseball, golfing, pickleball, tennis, and spending time with his family.

Benjamin Nowicki is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and bringing 13 years of industry experience. He has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Henry Villeda is the Senior Resident Director at Venture Services Group, where he oversees the team's daily operations and serves as the internal liaison for compliance-related matters. He has played a key role in establishing the VSG Client Services office in Phoenix, AZ, which functions as a central onboarding hub for VSG clients. Henry joined Venture Services Group as an Associate in August 2007 and has since developed experience in compliance and team management. He holds a Bachelor's degree in Sociology from the University of California at Berkeley. He is also a Personal Investment Advisor (PIA). Henry was born and raised in Los Angeles. He speaks fluent Spanish and currently lives in Scottsdale, AZ with his wife Michelle and their two children, Arianna and Brandon.

Bryan Trujillo is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and three years of industry experience. He has worked across several divisions of Charles Schwab since 2022 and previously held positions outside the financial industry, including roles at Instacart and Home Depot. He is also the owner of Standout Athletics LLC, a business focused on sports competition winnings and apparel. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and centralized operational infrastructure.

Diane Robinson is a financial advisor with Primerica Advisors in Phoenix, AZ, holding a Series 63 designation and with 28 years of industry experience. She has been with Primerica Advisors since 1997 and Primerica Financial Services since 1996. Outside of her advisory role, she is a self-employed motivational speaker and is involved in the sale of home security, automation, and loan products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors—including both non-high-net-worth and high-net-worth clients—as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors who use model-driven investment strategies supported by third-party managers and custodians.

Ashish Phansopkar is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Cambridge Investment Research and its affiliates since 2017 and previously worked at Larry K. Fox & Associates. He serves as a board member for RealAsset Advisor. Cambridge Investment Research Advisors is an SEC-registered firm serving a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across various platform arrangements.

Rao Anand is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at Avantax Advisory Services and related Avantax entities for over two decades before joining Cetera in 2025. Anand serves as Treasurer and Comptroller on the board of the nonprofit TiE Arizona and is president of a local homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm providing a broad range of services to individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers multiple portfolio management solutions, including model portfolios, third-party managers, and custom strategies, operating across various program structures and custodial relationships.

Theresa Cann is a financial advisor with Edward Jones, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a range of households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 advisors and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated funds.

Mary Baron is a financial advisor with Ameriprise in Phoenix, AZ, holding the ChFC® and Series 63 designations and bringing 31 years of industry experience. She has worked with Ameriprise and its affiliate firms since 2005. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides clients with a written Recommendation Report and ongoing advice focused on income stability and tax-aware withdrawal strategies, utilizing proprietary research, third-party data, and algorithmic tools.

Jacob Adams is a financial advisor with LPL Financial in Phoenix, AZ. He holds the Series 66 designation and has one year of industry experience. Prior to joining LPL Financial, he was associated with American Financial Associates and has experience in tax preparation and accounting services through a related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and various portfolio management strategies.

James Hopkinson is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Schwab entities since 2014, including Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Based in Phoenix, AZ, his career has been focused within the Charles Schwab organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational infrastructure.

Kyle Stewart is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. Prior to his advisory career, he worked in the food service industry and held various roles including positions at NiMarcos Pizza and Pita Jungle. He is currently affiliated with Renaissance Financial Corporation as a financial advisor. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services for individual, corporate, charitable, and institutional clients through a multi-manager platform with discretionary and non-discretionary account options.