Rayce Miller is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients develop strategies to pursue their financial goals, including areas such as general investing, retirement planning, and preparing for unexpected expenses. His approach includes taking the time to understand what is important to his clients in order to provide tailored financial advice and ongoing guidance as their needs change. His areas of expertise encompass employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Rayce holds the Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA) professional designations. He earned a bachelor's degree from Northern Arizona University. Outside of his professional commitments, Rayce participates in professional organizations including the Bank of America Better Money Habits program and the Northern Arizona University Alumni Group in the Phoenix Chapter. In his personal time, he enjoys activities such as billiards, fishing, golfing, ice hockey, music, pickleball, skiing, softball, spending time with his family, and watching movies.

Misty Barry is a financial advisor at Charles Schwab in Phoenix, AZ, with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at various Schwab entities since 1995, including Schwab Private Client Investment Advisory, Inc. and Schwab Wealth Advisory Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios, research, and a centralized operational structure.

Clayton Wasson is a financial advisor at UBS Financial Services in Phoenix, AZ, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at The Vanguard Group and various educational institutions. UBS Financial Services serves individual, corporate, and institutional clients offering brokerage and investment advisory services, combining proprietary research and model-based asset allocation to tailor financial plans. The firm blends institutional trading capabilities with wealth management services, providing access to capital markets, research, and proprietary investment products.

Hector Arellano is a financial advisor at LPL Financial with two years of industry experience. He previously worked at Edward Jones, PayPal, Goldman Sachs, and Northern Trust. Outside of advising, he is involved in executive management and marketing consulting for an accounting firm and in government relations and management consulting for a wedding venue business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nicholas Teyechea is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Charles Schwab entities since 2014, including the Schwab Trust Bank and Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment options.

Dylan Cruise is a financial advisor at RBC Capital Markets with four years of industry experience. He holds a Series 66 designation and has previously worked at E*Trade Securities and Morgan Stanley. Prior to his advisory career, he spent four years at Papa John's. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and customizes investment strategies based on each client’s risk profile, utilizing both in-house and third-party investment managers.

Craig Hauger is a financial advisor with OSAIC in Goodyear, AZ, holding Series 63 and Series 65 licenses and 44 years of industry experience. His prior roles include positions at Woodbury Financial Services and Questar Asset Management. Hauger also works as an insurance agent, providing insurance and disability income research and recommendations to clients. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm utilizes advanced asset-allocation tools and multiple advisory platforms to construct portfolios tailored to client risk tolerance and objectives.

Mathew Kinser is a financial advisor with Edward Jones in Goodyear, AZ, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked in veterinary medicine and real estate, including roles as a relief veterinarian and at EXP Realty. He continues to occasionally work weekend shifts as a fill-in veterinarian. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its extensive retail advisor and branch network and maintains affiliated capabilities such as a trust company and securities-based lending.

Daniel Lennon is a financial advisor with Merrill in Phoenix, AZ. He holds a Series 66 designation and has 12 years of industry experience, having worked at both Bank of America, N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Talaya Perkins is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and three years of industry experience. She has been with Charles Schwab & Co., Inc. since 2022 and previously worked at Northwestern Mutual and several other firms. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Daniel Miller is a financial advisor at Charles Schwab with 35 years of industry experience. He holds a Series 63 designation and has worked at Charles Schwab since 1992, including a 20-year tenure at Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and alternative investment options.

Isaiah Peay is a financial advisor at Fidelity with nine years of industry experience. He previously worked at The Vanguard Group, Inc. for five years before joining Fidelity Investments, where he has been employed since 2022. Peay holds Series 63 and Series 66 licenses. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Jeffrey White is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 63 designation and 32 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in an IPS-driven process based on modern portfolio theory. The firm’s investment menu includes insurance-related vehicles and bank deposit sweep options, distinguishing it from many large institutional advisers.

Timothy Robb is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2017. Prior to that, he was employed at Chumash Casino and Resort for five years. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and centralized operational infrastructure.

Charles Purcell is a financial advisor at Charles Schwab with 19 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab since 2014. Outside of his advisory role, he is a singer and songwriter who records and releases music on platforms like Spotify. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm is notable for its large client base, integrated operational structure, and comprehensive wealth management offerings.

Kolby Nield is a Financial Consultant at Fidelity Investments, a position held since 2026. Prior to this role, Kolby served as a Planning Consultant at Fidelity Investments from 2022 to 2026, and as an Investment Solutions Representative from 2021 to 2022. Before joining Fidelity Investments, Kolby worked as a Member Service Representative at Mountain America Credit Union from 2020 to 2021. Kolby's professional experience includes developing comprehensive financial plans tailored to clients' unique situations, needs, and goals. He holds insurance licenses for the states of Arkansas and California.

Sonya Crenshaw is a financial advisor at Edelman Financial Engines with 15 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Edelman Financial Engines and its predecessor firms since 2011. Outside of advising, she owns FaceFanz, a party decoration company. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a proprietary modeling process with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary investment options.

Hailey Beal is a financial advisor at Cetera with two years of industry experience. She holds the Series 66 designation and previously worked at Tarantino Wealth Management. Beal is also associated with Renaissance Financial, where she provides financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with over $256 billion in assets under management.

Glenn Baker is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 designations and possessing 41 years of industry experience. His prior roles include positions at Sequoia LLC, Baker & Yoest Investment Advisers, Inc., Cetera, and Genworth Financial Planning Corporation. He also serves as a FINRA dispute resolution arbitrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and technology tools.

Benjamin Spalding III is a financial advisor with RBC Capital Markets in Phoenix, AZ, holding a Series 63 designation and 37 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients' risk profiles using a combination of in-house and third-party investment managers.