Joseph Papez Jr. is a financial advisor at Centaurus Financial, Inc. in Anaheim, CA, with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2010. Outside of his advisory role, he manages insurance services including term life, whole life, health, and disability insurance through a separate business. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, and retirement-plan consulting through various platforms, utilizing both discretionary and non-discretionary investment arrangements.

Natalia Amato is a financial advisor at EP Wealth Advisors with 12 years of industry experience. She holds a Series 66 designation and has worked at several firms, including Cetera Investment Services and Finestone Partners. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, using customized model portfolios and various analytical approaches.

Michael Ramirez Jr. is a CFP® and holds a Series 65 license with 15 years of industry experience. He has been with EP Wealth Advisors since 2018 and previously worked at Private Asset Management, Inc. for eight years. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and combines fundamental, technical, and cyclical analysis, with additional strategies including short-term trading and alternative investments when appropriate.

John Stephens Jr. is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 63 designation and 40 years of industry experience. He has been with Centaurus Financial since 2002. Outside of his advisory role, he owns Stephens Financial & Insurance Services, a non-investment related branding entity. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, and trusts, offering financial planning and portfolio management through its CLASSIC Plus platform. The firm provides both discretionary and non-discretionary management, employing various analytical approaches and specialized advisory services.

Robert Mccarty is a financial advisor at EP Wealth Advisors with nine years of industry experience. He holds a Series 65 designation and has worked at EP Wealth Advisors since 2022. In addition to his advisory role, he serves on the board of Prism Analytics, Inc., a technology start-up specializing in predictive analytics for supply chain issues, where he provides advice and counsel to executive leadership. EP Wealth Advisors provides wealth management, discretionary portfolio management, and financial planning services to individuals, corporate clients, and retirement plans. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and offers additional services including tax preparation and estate-document assistance for clients meeting certain asset thresholds.

Tom Nguyen is a CFP® professional with eight years of experience at EP Wealth Advisors and 17 years previously at The Capital Group. He serves as an advisory board member and chair of the finance and investment committee for the Friendship Foundation, a nonprofit supporting individuals with developmental disabilities. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans, offering customized wealth management, discretionary portfolio management, and financial planning services. The firm uses a combination of fundamental, technical, and cyclical analysis along with alternative investment strategies, and provides tax preparation and estate-document services to qualifying clients.

Daiana Kelleyian is a CFA® charterholder with 13 years of industry experience. She has worked at EP Wealth Advisors since 2019 and previously held roles at City National Rochdale, RIM Securities, LLC, and City National Bank. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides customized wealth management, discretionary portfolio management, and financial planning, incorporating fundamental, technical, and cyclical analysis along with alternative investment recommendations.

Hayden Edmonds is a financial advisor at Capital Group Private Client Services, Inc. with one year of industry experience. Prior to joining Capital Group, he was employed at PIMCO Investments, LLC for two years and held positions at Chapman University and Villanova Preparatory School. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach called the "Capital System" that emphasizes fundamental research and long-term horizons. The firm manages client portfolios through separately managed accounts, mutual funds, ETFs, and access to private equity and alternative funds.

Victor Avila is a financial advisor with Citigroup Global Markets who holds the Series 63 and Series 66 licenses and has 11 years of industry experience. His prior roles include positions at Wells Fargo Clearing, J.P. Morgan Securities, and U.S. Bancorp Investments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations with unique market roles such as swap dealing and futures commission merchant activities.

Steven Nielsen is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 66 designation and 26 years of industry experience. He has worked at Centaurus Financial since 2017 and has been involved with Nielsen Wealth Management Group since 2010. Outside of advisory roles, he is active in teaching financial awareness seminars to the public and participates in a deferred sales trust marketing team, as well as managing a tax preparation business. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm offers both discretionary and non-discretionary portfolio management, employing a mix of fundamental, technical, and overlay strategies.

Armando Estevane is a Certified Financial Planner® with 12 years of industry experience, currently serving at EP Wealth Advisors. His prior work includes positions at JP Morgan Chase Bank and Fidelity Investments. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a combination of fundamental, technical, and cyclical analysis, along with alternative investment and private fund recommendations, to meet client needs.

Ryan Kuhn is a CFP® professional affiliated with EP Wealth Advisors in Torrance, California, with four years of industry experience. His prior work includes roles at Pathlight Investors and Wageworks, as well as academic positions at Arizona State University. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, businesses, and retirement plans. The firm offers customized wealth management, discretionary portfolio management, and financial planning services, incorporating a range of investment strategies and ancillary services such as tax preparation and estate-document assistance for qualifying clients.

Steve Shim is a financial advisor with Eagle Strategies (NY Life) based in Anaheim, CA, holding a Series 66 designation and 18 years of industry experience. His prior work includes a decade at Axa Advisors, LLC, and he currently operates Coram Deo Insurance and Financial Services, Inc., brokering non-registered insurance products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and mainly manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

German Amaya Jr. is a financial advisor at Citigroup Global Markets with Series 65 and Series 66 licenses and three years of industry experience. His prior work includes roles at Bank of America, Merrill, JP Morgan Securities, and other firms. He is based in Manhattan Beach, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including acting as a swap dealer and futures commission merchant, and provides a broad range of advisory, execution, and custody services.

Daniel Potter is a financial advisor at EP Wealth Advisors with Series 63 and Series 65 credentials and four years of industry experience. He previously worked at TBFM, LLP dba Buffington Mohr McNeal for three years and spent eight years at Boise State University. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning with various ancillary services such as tax preparation and estate-document assistance. The firm constructs customized model portfolios using fundamental, technical, and cyclical analysis, and provides ERISA plan services and third-party manager recommendations.

Thomas Quinn is a CFA® charterholder and holds a Series 65 license with 10 years of industry experience. He joined EP Wealth Advisors in 2024 after spending 35 years at Cornercap Investment Counsel, Inc., where he also serves as CEO. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, constructing customized portfolios with a blend of fundamental, technical, and cyclical analysis, and providing ERISA plan services and third-party manager oversight.

Henry Degooyer is a CFP® and Series 65-licensed financial advisor with seven years of industry experience. He is currently with EP Wealth Advisors in Torrance, CA, where he has worked since 2020. Prior to that, he held roles at The Insight Group Inc., Integrated Financial Group, LLC, and HCA Healthcare. EP Wealth Advisors is a registered investment adviser serving individual, corporate, and retirement plan clients. The firm provides wealth management, financial planning, and ancillary services, utilizing customized model portfolios and various investment strategies including fundamental and technical analysis.

Anita Ravani is a Series 66 licensed financial advisor with 12 years of industry experience, currently with Citigroup Global Markets since 2023. Her prior roles include positions at Raymond James & Associates, DA Davidson Companies, Stifel Nicolaus & Co Inc, and Morgan Stanley. Outside of her advisory work, she serves as an adjunct professor at California State University Los Angeles. Citigroup Global Markets serves individual and institutional clients across a broad range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and security pricing, and provides a variety of custody, execution, and advisory services.

Tammi Reinders is a financial advisor at Centaurus Financial, Inc. with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Centaurus since 2020, previously spending 21 years at Coordinated Capital Securities, Inc. Outside of her advisory role, she co-owns a tax preparation business in Los Alamitos. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers both advisory and brokerage services with a focus on financial planning, portfolio management, and retirement-plan consulting, utilizing a mix of discretionary and non-discretionary arrangements and various analytical approaches.

Harris Kagan is a financial advisor with Eagle Strategies (NY Life) based in Los Angeles, CA, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has been affiliated with Nylife Securities Inc. and New York Life Insurance Company since 1985. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.