Roberta Armijo is a financial advisor at Ameriprise with 36 years of industry experience. She holds the Series 63 designation and has been with Ameriprise since 2005. Outside of her advisory role, she is involved in independent insurance brokering. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm emphasizes managing a significant portion of assets within its platform and uses algorithmic tools overseen by specialized committees to support its advice.

Jeffrey Porter is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2010. Outside of his advisory role, he serves as CEO of Porter Investment Management Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support diversified investment strategies.

Emmanuel Gonzalez Ruiz is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in delivering personalized financial strategies tailored to help individuals, families, and business owners pursue their long-term goals. His expertise covers areas such as corporate benefits, executive compensation, equity compensation services, family wealth management strategies, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, and retirement income. Emmanuel holds a Bachelor's Degree from the California State University System and holds the Personal Investment Advisor (PIA) designation. He is proficient in both Spanish and English and is an active member of professional organizations including the Finance Management Association, Mercedes Club of America, and Porsche Club of America. Committed to community involvement, he participates with Wellnest, a private, non-profit, community-based mental health clinic. Outside of his professional pursuits, Emmanuel enjoys biking, cooking, golfing, hiking, music, and spending time with his wife and two young boys. He has a background as a Sommelier, fueling his passion for wine and food, and he enjoys hosting wine and food gatherings as well as organizing cars & coffee events. His personal interests also include mid-century architecture and furniture, cycling, craft coffee shops, HIFI audio, and driving his family in their 1983 Mercedes 300D station wagon.

Moses Lin is a financial advisor with Equitable Advisors, holding the Series 66 designation and bringing 16 years of industry experience. His prior roles include positions at Flagstar Advisors, Signature Securities, and HSBC Bank USA. Since June 2024, he also serves as Group Director Investments – Senior Vice President at New York Community Bancorp. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

Avedis Shanlian is a Financial Advisor with Merrill Lynch Wealth Management. He provides customized wealth management and personalized financial planning services to individuals, families, business owners, and retirees. His approach emphasizes helping clients make informed financial decisions through strategies that align with their goals and values. With over 11 years of experience, Avedis holds the Accredited Wealth Management Advisor™ (AWMA®) and Certified Divorce Financial Analyst® (CDFA®) designations. His expertise includes wealth management, retirement planning, investment strategies, college education planning, employee benefits planning, family wealth management, liquidity management, managing new wealth, small business strategies, individual and corporate investment strategy, and retirement income. Avedis earned a bachelor's degree from the California State University system. Born and raised in Pasadena, he serves the local community while assisting clients across multiple generations. Outside of his professional role, Avedis enjoys basketball, cooking, football, golfing, reading, soccer, spending time with his family, tennis, traveling, and watching movies.

Karen Kline is a Financial Consultant at Fidelity Investments, where she has been working since 2024. Prior to this role, she held positions as an Investment Consultant and Financial Representative at Fidelity Investments from 2021 to 2024. She also has experience as a Financial Market Analyst at ThetaRay from 2020 to 2021. Karen works with clients to understand their unique needs and create holistic financial plans. She assists clients with a range of investment experience, from those who have never invested to experienced self-directed investors, emphasizing the importance of long-term financial planning. She holds insurance licenses in Arkansas and California. Outside of work, Karen enjoys attending concerts, exploring culinary experiences, hiking, practicing Pilates and yoga, and traveling.

Oscar Murillo Cabrera is a CFP® professional currently with Charles Schwab, holding Series 66 and Series 63 licenses, with three years of industry experience. His prior roles include positions at Fidelity Investments and Paul Cashman State Farm. There are no additional outside activities noted. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational structures.

Cheryl Roberts is a financial advisor with Wells Fargo Advisors in Pasadena, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. She has worked with Wells Fargo Advisors and its related entities since 2009. Outside of her advisory work, Cheryl owns and operates Camicakes, a baked goods supply business, and provides animal boarding services through Rover. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and utilizes Wells Fargo research and tools to develop tailored recommendations for clients.

Vickie Tanabe is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has worked within various Wells Fargo entities since 2009. Outside of her advisory role, she serves as co-trustee for her parent's trust. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options supported by Wells Fargo’s research and tools.

Jason Barba is a financial advisor with LPL Financial in Burbank, CA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Equitable Advisors. Outside of his advisory work, he has maintained employment at Taco Bell since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Nicole Ryan is a CFP® professional with 29 years of experience, currently affiliated with Cetera in Pasadena, CA. She has held roles at Cetera Wealth Services, LLC and Grace Wealth Management, among others. Ryan also represents fixed insurance products, including life and long-term care insurance. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Steve Lee is a financial advisor with Cetera based in Pasadena, CA, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at East West Bank, Citigroup, JP Morgan Chase Bank, U.S. Bancorp Investments, and Bank of the West. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management solutions, including discretionary and non-discretionary strategies, model portfolios, and access to third-party money managers.

Teresa Ping Liu is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Eunjeong Lee is a Series 66-licensed financial advisor with UBS Financial Services in Pasadena, CA, where she has worked since 2016. She has 12 years of industry experience. Outside of her advisory role, she is involved in managing a rental property. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning and portfolio management, leveraging proprietary research and institutional trading capabilities.

Nicolette Kaldi is a financial advisor at LPL Enterprise with four years of industry experience. She holds the Series 66 designation and has previously worked at J.P. Morgan Securities, J.P. Morgan Chase Bank, and The Prudential Insurance Company of America. Outside of her financial advisory role, she is involved in direct sales and content creation for a cosmetics company, focusing on makeup techniques and personalized product offerings. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm combines advisory programs with brokerage and insurance product sales through an integrated platform.

Rene Saenz is a financial advisor with Charles Schwab in Pasadena, CA, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015 and 2017, respectively. Outside of his advisory role, he is the owner of Saenz Enterprises LLC, a real estate business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary SMAs, supported by a centralized operational and supervisory infrastructure.

Steven Townsend is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Townsend serves on the finance and investment committees of Union Station Homeless Services, a nonprofit organization in Pasadena. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from its investment institute with third-party analytics to guide investment decisions.

Duc Tran is a financial advisor at Ameriprise with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Ameriprise and its affiliated entities since 2012. Tran serves as secretary on the board of directors for the Arrow Heights Homeowners Association. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Ivan Munoz is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. He previously worked at In-N-Out Burger before joining Morgan Stanley, where he has held various roles since 2021. Munoz is based in Pasadena, CA. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

Bhadresh Shah is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2012. Shah serves on the board of a nonprofit foundation focused on mentoring in organizational, marketing, and strategic areas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supporting clients with proprietary research and a range of capital markets solutions.