Cheryl Paller is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Deutsche Bank Securities Inc. for ten years before joining Merrill and Bank of America in 2016. She serves as a board member of the Women's Leadership Council, a nonprofit group supporting the Fulfillment Fund. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexandria Hill is a financial advisor at RBC Capital Markets in Beverly Hills, CA, holding a Series 66 designation. She has prior experience working at Aerospacelab and Northrup Grumman. Alexandria is early in her financial advisory career. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs providing portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Denise Winkelman is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 designations and 17 years of industry experience. She has worked at various Fidelity divisions since 2008 and was previously employed at Postmates and Farmers Financial Solutions. Outside of finance, Denise is also active as a comedian, actor, and writer. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Horacio Lopez Jr. is a CFP® and Series 66 credentialed financial advisor with 10 years of industry experience. He is currently with Charles Schwab, having previously worked at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Philip Walters is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following a decade at Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, emphasizing research-driven strategies and a broad range of financial products.

Daniel Orosco Jr. is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to his current role, he has worked in education and retail, including positions at the University of La Verne, Lululemon, and Dick's Sporting Goods. Equitable Advisors serves a broad client base, including individuals, retirement plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing both proprietary programs and third-party asset managers.

Nicholas Tower is a financial advisor at Merrill with nine years of industry experience, holding Series 63 and Series 66 credentials. He has worked at Bank of America, Merrill, and Wells Fargo Bank. Outside of his advisory role, he is a 50% owner of a family farm, Swan Creek Farms LLC, where he contributes to farm management in a limited capacity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lyndsae Hunter is a financial advisor at Morgan Stanley in Los Angeles, CA, with nine years of industry experience. She has held positions at Morgan Stanley since 2018 and previously worked at E*Trade Securities LLC from 2016 to 2018. Hunter holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Myung Choe is a Series 65-licensed financial advisor with Equitable Advisors, based in Los Angeles, CA, and has 40 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors, LLC. Outside of his advisory work, he serves as chairperson of the Korean Chamber of Commerce of Los Angeles and is an officer of the Los Angeles Central Lions Club. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses both in-house and third-party programs to tailor investment solutions, including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Susan Wingard is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. She joined Merrill Lynch in 1983 and has extensive experience in wealth management, portfolio management, and investment consulting. Before joining Merrill Lynch, Susan served as a business development executive for a major Fortune 100 diversified publishing company. Her areas of expertise include family wealth management strategies, defined contribution plan consulting, retirement planning, tax minimization, and investment strategy for individuals and corporations. She also focuses on client segments such as women and wealth, sports and entertainment professionals, and managing new wealth. Susan holds a Bachelor’s degree from New York University and a Master’s degree from Pepperdine University. She has completed the Merrill Executive Program for Financial Advisors at the Wharton Business School. Additionally, she holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Outside of her professional work, Susan enjoys football, interior decorating, swimming, traveling, and spending time with her family.

Christian Gomez is a financial advisor at J.P. Morgan Securities with Series 65 and Series 66 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities and Jpmorgan Chase Bank in 2025, he worked at Genter Capital Management and Capital Research and Management Company. He also has teaching experience at the University of Southern California and California Lutheran University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates ESG criteria, supported by affiliates that handle implementation and portfolio services.

Michael Takvorian is a financial advisor at Merrill with 45 years of industry experience. He has been with Merrill since 1981 and has also worked at Bank of America since 2009. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as co-trustee of the Takvorian Family Trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kyu Kim is a financial advisor with LPL Financial, holding a Series 66 designation and over four years of industry experience. He has been affiliated with Envision Wealth Management since 2003 and has worked at LPL Financial since 2003 as well. In addition to his advisory role, he is involved as an investment representative at Envision Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced research and operational tools.

Armen Doyan is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and possessing eight years of industry experience. He has been with Morgan Stanley since 2017, including work at Morgan Stanley Private Bank, N.A. before his current role. Morgan Stanley Wealth Management provides a broad range of advisory services to individuals and institutions, offering customized financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through various programs, including those for corporate clients.

Pasha Ghaemi is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds the Series 66 designation and has previously worked at City National Bank, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves individual, institutional, and corporate clients with a range of advisory programs offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on each client’s risk profile and utilizes both in-house and third-party managers.

Heghine Kirakosyan is a financial advisor with Ameriprise in Calabasas, CA, holding a Series 66 credential and 14 years of industry experience. She has been with Ameriprise and its affiliates since 2011. Outside of her advisory role, she owns HLSH Hospitality, Inc., a business providing boba teas and smoothies catering for events. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice, using a combination of internal research and third-party data.

Garnik Chamichyan is a financial advisor at Merrill with Series 63 and Series 66 designations and eight years of industry experience. He has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ghazal Barjesteh is a Series 66 licensed financial advisor with 18 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2023, and previously held positions at First Republic Securities, First Republic Bank, and Wells Fargo. Outside of her advisory role, she provides in-home caregiving for her mother through California's IHSS program. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Charles Benell is a financial advisor with Morgan Stanley in Los Angeles, holding a Series 66 designation and six years of industry experience. His background includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as two years at KPMG. He studied at Texas A&M and USC from 2008 to 2017. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, delivering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services.

Michael Price is a CFP® with over 22 years of industry experience and has been with Edward Jones since 2003. He operates out of Agoura Hills, CA. Outside of his advisory role, he is involved in managing commercial and residential rental properties. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across various segments. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.