Caden Beeh is a financial advisor at Thrivent Investment Management with Series 63 and Series 66 licenses and one year of industry experience. He serves on the board of Tender Life Maternity Home, a faith-based program supporting pregnant women, where he helps organize community events and volunteers at food drives. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on goal-based planning across a broad range of financial topics without managing discretionary accounts.

Christopher Gall is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 19 years of industry experience, including prior roles at Trilogy Capital, Trilogy Financial Services, and National Planning Corporation. Gall is president and CEO of Luminous Financial Group LLC and serves as a Den Leader for the Boy Scouts of America. Cambridge Investment Research Advisors serves individual and institutional clients with financial planning, investment management, retirement-plan advisory, and wrap-fee programs, managing a multi-billion dollar asset base through thousands of financial professionals.

Ryan Essick is a Wealth Management Advisor with Merrill Lynch Wealth Management. He co-leads the Sims/Essick Team and has been with Merrill Lynch Wealth Management for over 18 years. Ryan holds professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise encompasses estate planning services, portfolio strategy, asset allocation, tax-free municipal bond income, retirement planning, custom lending, and employee stock options. Ryan and his team collaborate closely with clients' accountants and trust attorneys to develop strategies tailored to tax and estate planning needs. They serve clients primarily across the Del Mar and San Diego areas as well as nationwide. Ryan earned his bachelor's degree from the University of Dayton. Outside of his professional work, he has interests in antiquing, boxing, chess, photography, reading, running, and yoga.

Jerel Custodio is a Planning Consultant at Fidelity Investments, a position he has held since 2021. He works closely with clients to educate them on current financial topics. Prior to his current role, Jerel served as a Relationship Manager at Fidelity Investments from 2020 to 2021 and as a Financial Representative from 2016 to 2020. Jerel holds a California Insurance License. Outside of his professional career, he has personal interests in comedy, outdoor adventures, and traveling.

Bruce Treitman is a financial advisor with Raymond James & Associates in Rancho Santa Fe, CA, holding Series 63 and Series 65 registrations and bringing 42 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, and charitable organizations. The firm provides financial planning, investment consulting, and institutional fiduciary solutions, with an emphasis on tailored, non-discretionary advisory relationships supported by a broad range of portfolio management styles and affiliated research.

Christopher Wells is a financial advisor with LPL Financial and holds Series 63 and Series 65 licenses. He has 30 years of industry experience, including seven years at Commonwealth Financial Network prior to joining LPL Financial. His other business activities include involvement with AZCA Financial Group LLC, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Denise Long is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. She has worked at J.P. Morgan Securities since 2016, following prior roles at Credit Suisse Securities, Merrill, and Banc of America Investment Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research and may include ESG criteria in its recommendations.

Lesandro Mena is a financial advisor at Charles Schwab with 19 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2013. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary investment guidance alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios and an established alternative investments program.

Lauren Truman is a Series 66 licensed financial advisor with eight years of industry experience. She has worked at UBS Financial Services since 2022 and previously spent six years at Merrill Lynch. Outside of her advisory role, she is a consultant for Elepreneurs, a supplement-related LLC. UBS Financial Services Inc. provides brokerage and advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and capital markets solutions through a platform that integrates proprietary research and institutional trading capabilities.

Faith Much is a Series 66-licensed financial advisor with Edward Jones, based in Valley Center, CA, where she has worked since 2015. She has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Fawn Westlund is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for nine years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Trisha Sinouanthavysouk is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, NA, and UnionBanc Investment Services, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process includes centralized due diligence and may incorporate ESG criteria, supported by affiliates for implementation and portfolio services.

Richard Hachigian is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently with LPL Financial, where he has worked since 2022, and previously spent seven years at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, including access to third-party asset managers and institutional platforms.

Justine Girard is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 63 designation and 43 years of industry experience. Her prior work includes positions at A. G. Edwards & Sons, Inc. and UBS Financial Services. She also serves as a trustee for family investment trusts. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to guide its investment approach and offers a broad range of brokerage and advisory solutions.

Michael Ortiz is a CFP® professional with 10 years of experience at Edward Jones, where he has worked since 2016. He holds a Series 66 license and operates out of San Diego, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Samuel Ahn is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Diego, CA, holding a Series 66 credential and 13 years of industry experience. He has worked at Merrill Lynch and Mission Federal Credit Union, where he currently serves as a financial advisor. He is also a trustee of his personal trust. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using tailored, non-discretionary strategies supported by analytical tools and risk profiling.

Christine Wale is a financial advisor with LPL Financial in Carlsbad, California, holding a Series 66 designation and 6 years of industry experience. She has worked with LPL Financial since 2014 and also operates Wale Advisory Group Inc, which has been active since 2001. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions with a range of advisory and brokerage services, including financial planning and model portfolio programs. The firm supports its network of advisors with various investment tools and platforms, overseeing over $819 billion in discretionary assets.

Deborah Severn is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 credential and 20 years of industry experience. Her prior work includes roles at The Murray Hougen Group, Waddell & Reed, and Cetera Wealth Services. She is also involved with InVision Wealth, an investment-related business associated with her LPL work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by technology tools and a broad platform of products.

Griffin Jimenez is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he is a member of The Rose Group, one of San Diego's largest wealth management teams. He started with Merrill and The Rose Group as an intern in 2015 and joined full-time in 2016. In his role, Griffin assists with portfolio management strategies, conducts equity research, tracks client portfolios and performance, and manages discretionary custom investment strategies using a range of Merrill Lynch model portfolios and third-party investment options. Griffin focuses on providing services to corporate executives, including executive compensation and equity compensation services, liquidity management, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. He holds a Bachelor's degree in business administration with a concentration in finance from the University of Southern California. Griffin is a Personal Investment Advisor (PIA) and has been recognized on the 2025 Forbes "Top Next-Gen Wealth Advisors Best-in-State" list. Born and raised in San Diego, Griffin currently resides in Crown Point. Outside of his professional responsibilities, he enjoys coaching youth basketball, baseball, basketball, football, golfing, hiking, spending time with his family, and traveling.

Paul Wendee is the owner and Chief Investment Officer of Paul M. Wendee & Associates with 35 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Wendee has previously worked at firms including Entoro Capital, Exemplar Capital, and Silber Bennett Financial. He serves as an adjunct professor at California Baptist University and California State University Los Angeles and is the owner, editor, and publisher of the Intrinsic Value Wealth Report newsletter. Paul M. Wendee & Associates provides discretionary investment management primarily for pooled investment vehicles and institutional clients. The firm uses in-house analytical methods including security ratings and limited market timing and may engage sub-advisors to manage accounts.