Monica Cardenas is a financial advisor with LPL Financial in Anaheim, CA, holding a Series 66 license and five years of industry experience. She has worked at several firms, including CUSO Financial Services, Wescom Financial Services, and Wells Fargo. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolios, supported by extensive advisor tools and a broad platform of non-advisory financial services.

Jack Terrones is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Daniel Goggins and Associates and held roles outside the financial sector at BJ's Restaurants, Inc. and Tempo Cantina. He also has a background in education, having been associated with Southern New Hampshire University and Servite High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a variety of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Jeffrey Palesano is a financial advisor with J.P. Morgan Securities in Irvine, CA. He holds the Series 66 designation and has been active in the financial industry since 2010, with prior experience at Wells Fargo and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory approach includes non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Michael Guzman is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA since 2017. Outside of finance, he has been involved with TGIS Catering Services, Inc. since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Efren Martinez is a financial advisor at Osaic with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at SagePoint Financial, Inc. for 14 years. Martinez is also the owner of an insurance agency, where he sells fixed and health insurance, and serves as a Notary Public for the State of California. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers both brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization, and is notable for its scale, complex affiliate network, and recent consolidation activity.

Jeffrey Kanegae is a CFP® with 27 years of industry experience, currently affiliated with Wells Fargo Advisors. He previously worked at Wells Fargo Clearing and Citigroup Global Markets. Kanegae has an ownership interest in Kanegae Wealth Management and serves as a trustee for its associated 401(k) plan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting specific net-worth criteria, utilizing proprietary research and planning tools to deliver detailed recommendations.

Gregory Giddings is a financial advisor with LPL Enterprise, holding Series 66 and Series 63 licenses and 19 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Clearview Investment Partners, Stifel, Morgan Stanley, and Citigroup Global Markets. Outside of finance, he owns G-force Surfboards, a business based in Costa Mesa, California. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s research team and third-party strategists, and it offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Jonathan Hixon is a financial advisor at Charles Schwab with a Series 66 credential and currently has no prior industry experience. His background includes roles outside finance, such as work with Nordstrom, Rent-A-Frog-Valet, and legal services at Hixon Law Firm, PLLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from Schwab’s research teams.

Cynthia Hedahl is a financial advisor at Merrill with 33 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Errico is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial since 2006. Prior to joining LPL, he worked at Ameriprise from 1997 to 2006. His other business activities include offering non-variable insurance products such as whole life, term insurance, fixed annuities, long-term care, and disability insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions and supports its large network of advisors with technology and operational resources.

Sammy Khalil is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at Falcon Wealth Planning, NYX Moros, Mens District, SK Capital Wealth Management, and I&S Electronics Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Susan Dixon is a financial advisor at Stifel with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2010. Her prior experience includes roles at Morgan Stanley and Citigroup Global Markets. Outside of her advisory work, she is the owner and artist of Forever Card Company, where she hand-paints and sells original watercolor cards on Etsy. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

John Kimsey is a financial advisor with LPL Enterprise holding a Series 66 designation and five years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Charles Black is a financial advisor with J.P. Morgan Securities, holding Series 63, Series 65, and Series 66 designations and possessing 26 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2013 and previously was with Highmark Capital Management. Outside of his advisory role, he serves as President of a family-owned oil and gas royalty company and holds other passive interests in the oil and gas sector. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority. The firm’s advisory process integrates centralized due diligence with both quantitative and qualitative research and may include ESG criteria, supported by affiliates that provide portfolio implementation and services.

Paul Kaye is a financial advisor at Mass Mutual Investors Services in Irvine, CA, holding Series 66 and Series 63 credentials with four years of industry experience. His prior work includes roles at Edward Jones, Northwestern Mutual Life Insurance Company, and Propy Inc. Outside of advising, he manages an investment property. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and provides various specialized planning programs.

Velios Kodomichalos is a financial advisor at UBS Financial Services in Irvine, CA, with six years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Wilmington Trust NA and Randwick Advisor Services, Inc. Outside of his advisory role, Kodomichalos serves as part-time CFO for Open Influence Inc., a digital media company, and is chairman of the Beverly Hills Bridge Club, which provides competitive bridge games to members and the public. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

Jaden Duncan is a CFP® and Series 66-registered financial advisor at Osaic with two years of industry experience. Prior to joining Osaic in 2025, he worked at Lincoln Financial Advisors and has held roles including paraplanner at Oakwood Wealth Partners. Osaic Wealth serves a diverse client base ranging from individual investors to institutional and corporate clients, offering a variety of brokerage and advisory services supported by model-based asset allocation and portfolio optimization strategies.

Jorge Vasquez Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 licenses and 14 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm's advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG criteria within eligible strategies.

Arturo Ramirez is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has also worked at Bank of America, N.A. for ten years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amrit Mathur is a financial advisor at RBC Capital Markets with 11 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing for eight years. Mathur is also a 50% owner of Riya Exotic Cars LLC, a private company managed by his wife. RBC Wealth Management serves a diverse client base, including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, implementing tailored investment strategies through a combination of in-house and third-party managers.