Paul Meyer is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and Noble Learning Academy. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions across a wide range of financial products.

Matthew Terwilliger is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he was involved with the Cal Alumni Association for 11 years. He holds an inactive California real estate license. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is known for its extensive retail advisor network and affiliated capabilities beyond advisory services.

Jason Borman is a CFP® professional with 27 years of experience in the financial services industry, currently affiliated with Raymond James Financial. He has held advisor roles at multiple related entities, including Borman Wealth Advisors and Borman Investment Management & Planning Group. Borman also serves as a non-variable life insurance agent with Prudential. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and provides specialized consulting services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Noah Rodriguez is a Financial Consultant at Fidelity Investments, where he has been serving since 2026. He focuses on partnering with clients to understand their financial situations and optimize their resources to help achieve their financial goals. Rodriguez's experience at Fidelity spans multiple roles, including Investment Consultant (2025-2026), Planning Consultant (2021-2025), Relationship Manager (2019-2021), and Financial Representative (2018). He holds a California Insurance License.

Kimberly Swanson is a financial advisor with Charles Schwab in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked at Charles Schwab since 2018, with prior experience at Raymond James & Associates. She is also involved in real estate and property management on a limited basis outside of securities trading hours. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by a centralized custody and operational structure.

David Halperin is a financial advisor with Wells Fargo Clearing in Pleasanton, CA, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing for a combined 17 years. He also serves as a trustee for a family investment entity. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, managing approximately $671 billion in assets through a network of over 14,000 financial advisors.

Chee Hon is a financial advisor with Cambridge Investment Research Advisors based in San Ramon, CA, holding Series 63 and Series 66 licenses and with 26 years of industry experience. Prior to joining Cambridge in 2018, he worked at U.S. Bancorp Investments, Inc. from 2014 to 2018. Outside of his advisory role, he is the owner of First Sequoia Financial, LLC. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers various portfolio management solutions and maintains proprietary and third-party investment strategies tailored to client objectives.

Jordan Urrutia is a financial advisor at Charles Schwab with 5 years of industry experience and holds a Series 66 designation. Before joining Schwab in 2021, he worked briefly at Fidelity and LPL Financial and spent five years at Christian Louboutin prior to entering the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Paul Bratrude is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera since 2006. In addition to his advisory role, he is a partner and CPA at Bratrude & Jones CPAs, Inc., where he provides accounting assistance and income tax planning and preparation. Cetera is an SEC-registered advisor that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with varied portfolio management options and oversees over $256 billion in assets under management.

Brendaliz Valenzuela is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2012, including a role at JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kimberly Kaiman is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. She previously worked at Alamo Ace Hardware and Baystreet Research. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Matthew Voelker is an Investment Consultant at Fidelity Investments, where he partners with families to help them understand and pursue their financial goals. He focuses on building genuine relationships to learn what is most important to each client and co-creates plans that provide a vision and sense of security. Matthew began his professional career at Fidelity Investments as a Financial Representative in 2025 before advancing to his current role as an Investment Consultant. He holds a California Insurance License, supporting his work with clients' financial and insurance needs. Outside of his professional work, Matthew's personal interests include baseball, family activities, fitness, football, golf, and traveling.

Gregory Cohn is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutual Investors Services since 2001. Outside of his advisory role, he is a joint owner of a thoroughbred racehorse. MassMutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative annual financial planning engagements using firm-approved analytical tools and offers a range of investment and educational programs.

Connor Smith is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with three years of industry experience. His prior roles include work with Richard Atkinson DBA Penwest Insurance Services and Ace Hardware. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and investment modeling techniques.

Ellen Nguyen is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities and JPMC Bank NA since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Navjit Singh is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and over 22 years of industry experience. He has previously worked with Wells Fargo Advisors LLC and LPL Financial. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to guide its investment approach and offers a range of brokerage and advisory solutions.

Steven Tran is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. His career includes multiple tenures at Wells Fargo-affiliated firms and positions at Harrisdirect LLC and Merrill. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Bharti Gupta is a financial advisor with Charles Schwab in Walnut Creek, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining Charles Schwab in 2019, she worked at Merrill and Bank of America. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Joyce Tanaka is a Series 66-licensed financial advisor with nine years of industry experience. She has worked at Osaic Wealth, Inc. since 2025, following prior roles at Acord and Fong Wealth Strategies and Sourjohn-Kim Retirement Solutions. Between 2008 and 2025, she spent intervals as a homemaker. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services utilizing various portfolio construction tools and offers access to third-party money managers, managed accounts, and unified investment platforms.

Luke Lee is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at TD Ameritrade and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment guidance through a multi-asset model portfolio approach and centralized operational infrastructure.