Nathan Powell is a financial advisor at Mass Mutual Investors Services with Series 63 and Series 65 credentials. He has been in the financial industry since 2026. Prior to joining the firm, he held various roles including positions at Lenox Advisors and MassMutual Life Insurance Company. Outside of finance, his background includes experience in service and retail businesses as well as education. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment and educational programs.

Javier Perez is a financial advisor at OSAIC with 42 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at Massachusetts Mutual Life Insurance Company and Ameritas Life Insurance Corp., among others. Perez is also an Associate Director at Tesoro Financial Group, where he offers legal membership services. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services including financial planning, managed portfolios, and retirement consulting. The firm employs a model-based investment approach with a focus on asset allocation and portfolio optimization.

Chase Green is a financial advisor with Equitable Advisors in Walnut Creek, CA. He holds a Series 66 designation and has been with Equitable Advisors since 2026. Prior to joining the firm, he has experience working in hospitality and education. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, using a combination of proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Jajanai Stradford is a Series 66-registered financial advisor with J.P. Morgan Securities, based in Walnut Creek, CA, with two years of industry experience. Prior to joining J.P. Morgan, Stradford held various roles at the University of California, Berkeley, including positions in Facilities Operations and the Basic Needs Center. J.P. Morgan Securities provides institutional consulting services focusing on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process integrates quantitative and qualitative research and incorporates an ESG eligibility framework in managing client portfolios.

Amy Caffese is a financial advisor with RBC Capital Markets in Walnut Creek, California. She holds a Series 66 designation and has 19 years of industry experience. Prior to joining RBC Capital Markets in 2017, she worked at Wells Fargo Clearing and Wells Fargo Bank from 2002 to 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Paul Lassalle is a financial advisor with Fidelity and holds Series 63 and Series 66 registrations. He has 18 years of industry experience, including multiple tenures at Fidelity as well as positions at Pensionmark Financial Group, LPL Financial, and Global Retirement Partners. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including model portfolio construction based on a combination of fundamental research, quantitative analysis, and algorithmic methods. The firm provides discretionary and non-discretionary advisory services, fund advisory, and consulting, with oversight of affiliated and unaffiliated sub-advisers.

Michael Dunn is a Senior Resident Director and Wealth Management Advisor at Merrill Lynch, where he has been serving clients since 1991. He leads the Walnut Creek office in California and manages a team dedicated to assisting high net worth families with wealth management. Michael collaborates closely with clients' attorneys, accountants, and other professionals to provide a coordinated approach to wealth management, including wealth transfer, tax minimization, and estate planning services. He holds a Master's Degree and a Bachelor's Degree from Cal Poly San Luis Obispo and has earned several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). Michael is a member of the Investment & Wealth Institute™ (The Institute). His expertise extends to areas such as college education planning, managing new wealth, socially responsible and ESG investing, women and wealth, sports and entertainment, tax minimization, and retirement income. Outside of his professional responsibilities, Michael volunteers at the Daraja Academy Education Fund. He enjoys golfing, traveling, and spending time with his family.

Garrett W. Bates is a financial advisor at UBS Financial Services in Lafayette, CA, with 17 years of industry experience. He has been with UBS since 2010 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and offers access to proprietary research and capital markets solutions.

Crystal Norris is a financial advisor at Cetera with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. She is also the owner of Crystal Clear Wealth Management, a financial services firm. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a multi-manager platform, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services with access to both affiliated and third-party money managers.

Mason Arnold is a financial advisor at Fidelity with Series 66 and Series 63 credentials and three years of industry experience. He has held roles at Fidelity Investments, DXC Technology, and Avetta LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios composed of mutual funds, ETFs, and ETPs.

Roberto Garfias is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, and various Wells Fargo entities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and offers a range of solutions supported by research and analytics, including consulting and discretionary services for retirement plans.

Belma Mirvic is a financial advisor with Edward Jones in Pleasant Hill, CA, holding Series 63 and Series 66 licenses and having eight years of industry experience. She previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a network of around 23,701 advisors, offering a range of investment strategies, tax-efficient services, and affiliated products under a fiduciary standard.

Scott Symank is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 66 designation. He has professional experience beginning in 2025 with Clearwater Analytics and joined Morgan Stanley in 2026. His background includes four years at Clemson University and prior roles in education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Aaron Hannigan is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, he worked at Cetera Financial Group and has been involved as a volleyball coach at De La Salle High School. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, incorporating structured financial planning tools and various investment strategies managed through its large-scale platform.

Dwight Peterson is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. His prior work includes roles at Advantage Wealth Advisors and National Planning Corporation. He is based in Alamo, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, combining advisory platforms with non-advisory financial activities and oversight of over $819 billion in discretionary assets.

Lu Hao is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining J.P. Morgan Securities in 2023, he worked at China Merchants Bank from 2014 to 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Marie Meister is a financial advisor at Ameriprise with 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2013 and holds the Series 66 designation. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations, supported by algorithmic automation and oversight from a dedicated Retirement Income Oversight Committee.

Ming Lo is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior work includes 18 years at TD Ameritrade, Inc. He is based in San Ramon, CA. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary portfolio management alongside brokerage and custody services. Schwab’s integrated structure combines centralized supervision and multi-asset investment guidance with access to alternative investments and cash-sweep solutions.

Scott Danilson is a financial advisor with Ameriprise in Danville, CA, holding a Series 66 designation and 24 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach, with a centralized consulting team supporting advisors like Danilson in delivering tailored recommendations.

Scott Edington is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he and his team specialize in providing wealth management strategies tailored to corporate executives, business owners, and retirees. They focus on key areas such as executive compensation, family wealth management strategies, liquidity management, personal retirement planning, small business strategies, tax minimization, and retirement income. Edington works closely with clients to develop personalized financial plans aimed at preserving and growing wealth, mitigating taxes, supporting loved ones, and facilitating charitable giving. His approach is founded on the principle that clients' goals are the central focus of their financial strategies. He emphasizes empowering clients to make better decisions through flexible strategies adaptable to changing market conditions. He holds the Personal Investment Advisor (PIA) designation and attended Butte College without earning a degree, and he completed high school at Granada High School. Edington is also engaged in his community, following Merrill's tradition of participation by volunteering with local organizations.