Ferdinand Garcia is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He worked at Woodbury Financial Services for 34 years before joining Osaic in 2024. Garcia is also an insurance agent and owns a business management entity. Osaic Wealth serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory services, and access to multiple investment platforms. The firm employs asset-allocation tools and risk assessments to construct portfolios with a range of investment vehicles and supports both discretionary and non-discretionary management.

Gavin Wong is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 license and 18 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Wong is involved in real estate property management as a sole proprietor. Morgan Stanley Wealth Management serves both individual and institutional clients with a comprehensive range of advisory programs, focusing on tailored financial planning supported by structured discovery and firm-approved tools.

Joshua Fiedler is a Private Wealth Advisor with The Shuhda Group at Merrill Private Wealth Management. He serves clients with significant wealth and complex financial needs, including founders, entrepreneurs, executives in technology and energy sectors, real estate developers, private equity principals, and multigenerational families. Joshua delivers a family office style approach that emphasizes intergenerational and philanthropic planning, tax minimization, estate strategies, and liability management. With over 20 years of experience in capital markets, investment banking, and wealth management, Joshua brings specialized expertise in financial strategy and portfolio design. His prior roles include positions at Morgan Stanley, Robert W. Baird & Co., Deutsche Bank, and Bank of America Securities, focusing on investment banking, capital markets, and fixed income transactions. Joshua holds the Certified Private Wealth Advisor® (CPWA®) and Certified Investment Management Analyst® (CIMA®) designations, both administered by the Investments & Wealth Institute. He earned a Bachelor of Science degree in Finance and International Studies from the Indiana University Kelley School of Business. Outside of his professional work, Joshua enjoys adventure sports, biking, music, skiing, traveling, and yoga.

Youssef Zohny is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has previously worked at Richardson GMP from 2011 to 2017 before joining Morgan Stanley in 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning facilitated through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Brianna Karsseboom is a Senior Financial Advisor at Merrill Lynch Wealth Management, working as part of the Murphy Fort Advisory Group. She collaborates with high net worth individuals, families, and business owners at various life stages to develop long-term financial strategies. Her focus areas include college education planning, corporate benefits, executive compensation, legacy planning, women and wealth, tax minimization, and retirement income. Brianna holds a Bachelor's degree in Managerial Economics from the University of California system and is a Chartered Retirement Planning Counselor (CRPC) as well as a Personal Investment Advisor (PIA). She brings to her advisory role the principles learned as an NCAA Division I scholar athlete at UC Davis, emphasizing determination, hard work, communication, and collaboration to build client relationships and create customized wealth management solutions. Born and raised in the Bay Area, Brianna currently resides in Danville, California. Outside of her professional work, she is involved in coaching girls' youth volleyball and enjoys hiking, golfing, running, and playing volleyball.

Sam Chouli is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 license and two years of industry experience. His prior work includes roles at LPL Enterprise, Prudential Insurance, Edward Jones, and Feedzai. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Molly Keller is a Planning Consultant at Fidelity Investments, where she supports clients and Financial Consultants with retirement planning-related needs. She works with clients to understand their current financial situations in relation to their general goals, values, and needs, then conducts analyses to build tailored plans by exploring suitable strategies. Molly has been with Fidelity Investments since 2019, initially serving as a Financial Representative before becoming a Planning Consultant in 2021. She holds a California Insurance License.

Gabrielle Fleischer is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with nine years of industry experience. She has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Fleischer also attended Washington and Lee University from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Robert Whelan is a financial advisor at UBS Financial Services in San Francisco, CA, with 39 years of industry experience. He has been with UBS since 1987 and holds the Series 63 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm provides a combination of institutional trading capabilities and wealth management services supported by proprietary research and model-based asset allocations.

Sean Edrington is a financial advisor with UBS Financial Services in San Francisco, holding a Series 66 designation and 25 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he is involved as a partner and officer in private investment entities managing personal and trust assets. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services.

Sam Schoner is a financial advisor at J.P. Morgan Securities with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Chase Bank, First Republic Investment Management, and First Republic Securities Company. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Catheryne Diprete is a financial advisor with Morgan Stanley in San Rafael, CA, holding a Series 66 designation and bringing 23 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Titus Huang is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and has also worked at Wells Fargo Bank, N.A. since 2018. Prior to his financial services career, he spent time at UC Davis and UC Davis School of Law. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeremy Yuster serves as a Managing Director and Senior Financial Advisor within Merrill Lynch Wealth Management. He leads a team working with ultra-high net worth clients to identify their financial priorities and develop tailored strategies aimed at advancing their wealth management goals. His approach emphasizes a comprehensive understanding of each client’s financial picture to create personalized strategies that align with their risk tolerance, liquidity needs, and long-term objectives. Jeremy has extensive experience in investment management, particularly in traditional and alternative investments for institutional clients. He brings a deep, hands-on knowledge of capital markets and has substantial expertise in the technology sector, having evaluated emerging technology investments as a director of diversified investment funds and as a financial analyst. Jeremy has developed strong relationships with corporate executives to assist in crafting appropriate financial strategies, covering areas such as executive compensation, retirement income, philanthropic planning, and tax minimization. He holds a Bachelor’s Degree from Northwestern University and holds the Personal Investment Advisor (PIA) designation. Jeremy is actively involved in his community, volunteering with local educational organizations including the Kentfield School District and San Domenico School, as well as coaching youth sports. He also participates in interviewing incoming Northwestern University students. Residing in Marin County, he enjoys basketball, boating, football, tennis, music, and spending time with his family.

Jonathan Shane is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015 respectively. He is based in San Francisco, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques.

Nona Belous is a financial advisor at OSAIC with 24 years of industry experience and holds a Series 66 designation. She previously worked at Securities America Advisors and Waddell & Reed, Inc., and has been involved with David White & Associates since 2005. Belous also has community involvement through the Castro Valley Chamber of Commerce. OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutions, offering a range of brokerage and advisory services. The firm employs advanced asset-allocation tools and supports various managed account platforms, including third-party solutions.

Robert Prion is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63, Series 65, and Series 66 designations and 25 years of industry experience. His prior roles include nine years at Citigroup Global Markets and a year seeking employment before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Starrett Dalton is a financial advisor at OSAIC with 41 years of industry experience. He holds a Series 63 designation and has worked previously at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. for over three decades. Dalton is also an owner and agent involved in fixed annuity contracts. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a broad network of affiliated advisers and platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and multiple investment strategies.

Mark Howe is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 credential and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved tools to support its financial planning.

Christopher Harris is a financial advisor at LPL Financial in San Rafael, CA, holding a Series 66 designation with eight years of industry experience. His prior roles include positions at Financial Advocates Investment Management, Bank of America, and Merrill. Outside of his work with LPL, he provides investment advisory services through Financial Advocates Investment Management, an independent advisory firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research, third-party subadvisors, and various portfolio management strategies.