Cheryl Wong is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 credentials and 29 years of industry experience. Her prior roles include positions at Kan Wealth Management, Gemmer Asset Management, Sowell Financial Services, Concert Wealth Management, and Comerica Securities. She serves on the finance committee of Project Hired, an individual rights and liberties nonprofit. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

Brendon Ewell is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and currently in his first year in the industry. His prior experience includes roles at Fremont Bank, the Special Needs Planning Group, and Sharks Sports & Entertainment, along with positions in education and retail. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured, research-based planning process that incorporates firm-approved tools and modeling techniques.

David Henderson is a financial advisor at Osaic Wealth, Inc. in San Jose, CA, holding Series 63 and Series 65 licenses with 14 years of industry experience. His prior roles include positions at Woodbury Financial Services, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. He also operates a sole proprietorship as an insurance agent providing services for existing policyholders and placing new business. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, including financial planning, retirement plan consulting, and access to third-party money managers, utilizing asset-allocation tools and automated portfolio management.

Brandon Sass is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 registrations and bringing 22 years of industry experience. He has worked with PFS Investment Inc. and Primerica Financial Services since 2003 and has been self-employed since 2002. In addition to investment advisory services, he receives non-investment related compensation for referrals of home security and automation products and loan products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating with a tiered wrap-fee structure rather than fixed fees.

Michael Sandoval is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works closely with clients to define their financial goals and develop portfolio strategies aimed at achieving those objectives. He provides ongoing advice and adjusts strategies as clients' situations evolve. He specializes in understanding clients' individual priorities, including general investing, retirement planning, and saving for unforeseen expenses. His approach involves getting to know clients to create personalized financial plans that address their unique needs. Michael holds a Bachelor's Degree from California State University and has earned professional designations including Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA).

Alexander Gast is a Financial Advisor associated with Merrill Lynch Wealth Management, specializing in retirement planning and portfolio management services. He focuses on developing personalized financial strategies tailored to each client's goals, risk tolerance, time horizon, and liquidity needs. Born and raised in San Jose, Alexander's connection to his community is rooted in personal experience. Specifically, the 2008 financial crisis, during which his family lost their home, influenced his commitment to helping clients navigate their financial futures securely. His areas of expertise include equity compensation services, personal retirement planning, and retirement income strategies. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Alexander obtained a High School Diploma/GED from New Valley High and attended Mission College without earning a degree. He resides in San Jose with his wife, who is expecting their second child, and his 11-year-old son. Alexander enjoys chess, football, golfing, music, running marathons, and tennis. He is involved in the community through organizations such as First Tee, Sacred Heart Food Bank, and the San Jose Country Club.

Alfred Edmonds is a financial advisor at Cetera with nine years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Foresters Financial Services and involvement with the DeAnza Soccer Club. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with access to various third-party money managers and program structures.

Vu Nguyen is a financial advisor at Raymond James Financial with 27 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc., Raymond James Financial Services, Inc., Raymond James & Associates, and Unionbanc Investment Services. He holds Series 63 and Series 65 credentials. Outside of his advisory role, he is an officer and financial advisor for Wealthstone Asset Management Group, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

David Cooper is a financial advisor with Ameriprise in San Jose, CA, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Victor Gaxiola is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including Wells Fargo Clearing and A.G. Edwards & Sons. Outside of his advisory role, Gaxiola serves as a director managing curriculum for Leadership Morgan Hill and is a council member for Gerson Lehrman Group, providing consulting and coaching services. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing a range of portfolio management strategies and proprietary and third-party models.

Mikhael Turcan is a Planning Consultant with Fidelity Investments, where he assists individuals and families in making informed financial decisions and developing strategies aligned with their long-term goals. His work centers on retirement planning, investment guidance, and overall financial wellness. Prior to his current role, Mikhael served as a Relationship Manager at Fidelity Investments from 2025 to 2026. Before joining Fidelity, he held positions at Dunham as a Business Development Associate from 2023 to 2025 and as a Regional Sales Associate from 2022 to 2023. Mikhael holds a California Insurance License. Outside of his professional responsibilities, he enjoys camping, football, music, spending time with pets, and snowboarding.

Donna Young is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch Pierce Fenner & Smith Incorporated since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Spence is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and utilizes structured planning tools and methodologies to support its financial planning services.

Arely Leon Mejia is a financial advisor at Charles Schwab with seven years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including JP Morgan securities LLC and TD Ameritrade. Her current tenure at Charles Schwab and related entities spans six years. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and provides centralized custody, brokerage, and cash-sweep services.

Marcos Ocegueda is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank N.A. since 2019, with prior experience at Bank of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services alongside brokerage, distribution, and investment management capabilities.

Lauren Takushi is a financial advisor at Wells Fargo Advisors with eight years of industry experience. She holds the Chartered Financial Consultant (ChFC®) designation and securities licenses Series 63 and Series 65. Prior to joining Wells Fargo Advisors in 2026, she worked at LPL Enterprise and Pruco Securities, LLC, among other firms. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that addresses various financial needs including retirement, risk, and wealth-transfer planning, supported by proprietary research and planning tools.

Ryan Brown is a financial advisor with Charles Schwab in Sunnyvale, CA, holding Series 63 and Series 66 licenses and 20 years of industry experience. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Advisors, J.P. Morgan Securities, and Chase Investment Services. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary guidance and access to discretionary separately managed accounts.

Connor Gambelin is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has prior experience at Morgan Stanley Private Bank, N.A., as well as academic roles at Tulane University. Morgan Stanley Wealth Management serves both individual and institutional clients by providing advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm's planning process uses structured discovery conversations and firm-approved tools but does not include individual security recommendations in standalone plans.

Thao Pham is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Wells Fargo Bank, HSBC Bank USA, HSBC Securities, and JPMorgan in various roles. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Clay is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and part of Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a partner in an entertainment business called Build Your Own Table. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through dedicated advisors and specialized estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market analyses.