Navdeep Brar is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities, he worked at Sequoia Financial LLC and has been involved with Nirmal Brar Md Inc and Cory D Jaques Md Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating ESG criteria.

Shiba Mehra is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has worked in various roles including self-employment and positions at Rakuten and Wells Fargo. Mehra’s background also includes a period of extended travel and a role at the San Francisco Museum of Modern Art. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written Recommendation Reports and ongoing annual retirement planning advice, utilizing proprietary investment research and third-party data within a defined product ecosystem.

Hanyu Zhao is a CFP®-certified financial advisor with 10 years of industry experience. He is currently affiliated with Charles Schwab in Santa Clara, CA, where he has worked since 2016 across various Schwab entities. Prior to that, he was employed by JP Morgan Chase Bank and JP Morgan Securities from 2019 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational resources.

Roxana Jauregui Lambert is a financial advisor at Morgan Stanley based in Los Gatos, CA, holding a Series 66 designation with seven years of industry experience. Her career includes roles at Morgan Stanley, Bank of America, Merrill, Nasdaq Private Market Securities, and Wells Fargo. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Manoj Das is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. He has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2019, and previously at Wells Fargo Clearing, Wells Fargo Advisors, and Credit Suisse Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research supported by a centralized due diligence team and incorporates ESG considerations within a broad range of eligible strategies.

Margaret Chan is a CFP® professional with 26 years of experience, currently serving as a financial advisor at OSAIC since 2024. Her prior experience includes roles at Securities America, Inc., and Foothill Securities, Inc. She is also a certified public accountant with Vasona CPA & Associates and works as a consultant with Pacific CFO & Business Solutions, Inc. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio solutions. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers access to multiple custodial arrangements and alternative investments.

Brian Ramirez is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans tailored to their individual goals and circumstances. He emphasizes understanding clients' interests and passions to create flexible strategies that adapt to their evolving needs. Brian has been with Fidelity Investments since 2017, progressing through various roles including Financial Representative, Relationship Manager, and Planning Consultant before his current position. Prior to joining Fidelity, he held several positions at Wells Fargo Bank, starting as a Teller and advancing to Licensed Personal Banker. He holds a California Insurance License.

Daniel Gregg is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His work history includes positions at Merrill, Peninsula Equity Capital, NorthWestern Mutual, and Locale. Prior to his financial services career, he has experience working at Orange Theory Fitness and Big 5 Sporting Goods, and studied at Foothill College and San Jose State University. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a blend of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Nancy Pyzel is a financial advisor at OSAIC with 20 years of industry experience. She holds a Series 66 designation and has previously worked at Acord & Fong Wealth Strategies, Lincoln Financial Advisors Corp, Royal Alliance Associates, and other firms. Outside of her advisory role, she writes a monthly humor column for the Foolish Times of Monterey and serves as a board member and secretary for Women in Financial Services. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform with a model-based investment process emphasizing asset allocation, portfolio optimization, and a variety of managed account options.

Maile Huynh is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2021. She has been with Fidelity Investments since 2012, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Her work focuses on partnering with clients and their families to understand their financial goals and needs, leveraging Fidelity's resources to create customized financial plans. Throughout her career, Maile has emphasized building and maintaining close relationships with clients to establish trust and reliability. She holds a California Insurance License. Outside of her professional role, Maile's personal interests include cars, family activities, music, sailing, and traveling.

Trevor Schwartz is a CFP® with 31 years of industry experience, currently serving as an advisor at Raymond James Financial Services Advisors, Inc. He has been with various branches of Raymond James since 2013. He is also the owner and lead advisor of Trevor Schwartz Investments, a support company operating under the Raymond James Financial Services umbrella. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad client base that includes high-net-worth individuals, corporations, pension plans, and charitable organizations.

Brian Shih is a financial advisor at Morgan Stanley in Cupertino, CA, holding a Series 66 designation. He has prior work experience at Nimble Robotics, Amazon, and serves in the United States Army Reserve. His industry experience as a financial advisor is under one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Hui Ting Chang is a Series 66-licensed financial advisor with six years of industry experience. She is currently with Morgan Stanley, where she has worked since 2022, after prior roles at Bank of America, Merrill, and Charles Schwab. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that includes firm-approved tools and modeling techniques.

Brian Marquez is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 credentials and 19 years of industry experience. His prior work includes roles at Cadaret, Grant & Co., Inc., and a decade at J.P. Morgan Chase Bank NA and J.P. Morgan Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions supported by technology tools and oversees significant discretionary assets through a large network of advisors.

Cheryl Wong is a financial advisor with Morgan Stanley Wealth Management in San Jose, CA, holding Series 65 and Series 63 licenses and bringing 29 years of industry experience. Her career includes roles at Kan Wealth Management, Gemmer Asset Management, Sowell Financial Services, Concert Wealth Management, and Comerica Securities. She serves on the finance committee of Project Hired, a nonprofit focused on individual rights and liberties. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering financial planning and investment management with approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and delivers a wide range of retail and institutional investment solutions.

Brendon Ewell is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and currently in his first year in the industry. His prior experience includes roles at Fremont Bank, the Special Needs Planning Group, and Sharks Sports & Entertainment, along with positions in education and retail. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured, research-based planning process that incorporates firm-approved tools and modeling techniques.

David Henderson is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 65 registrations and has previously worked at Woodbury Financial Services, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. In addition to his advisory role, he operates as a sole proprietor providing insurance services to existing policyholders and managing new business placements. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform. The firm offers a range of brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization supported by technology and risk analysis tools.

Brandon Sass is a financial advisor with Primerica Advisors based in San Jose, CA. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has worked with PFS Investment Inc. and Primerica Financial Services since 2003 and has been self-employed since 2002. In addition to advisory services, he is involved in sales of loan products and home-related services through affiliates of his firm. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Michael Sandoval is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to define their financial goals and develop portfolio strategies aimed at helping them achieve those objectives. His approach includes providing ongoing advice and adapting portfolios as client situations evolve. Michael's expertise covers legacy planning, portfolio management services, tax minimization, and retirement income. He takes time to understand what matters to his clients and helps them pursue their financial goals through tailored strategies. His experience includes general investing, retirement planning, and preparing for unexpected financial needs. He holds a Bachelor's Degree from California State University and professional designations as an Accredited Wealth Management Advisor (AWMA) and a Personal Investment Advisor (PIA). Michael also participates in the professional organization HOLA. Outside of work, his interests include camping, hiking, music, and traveling.

Alexander Gast is a Financial Advisor associated with Merrill Lynch Wealth Management, specializing in retirement planning and portfolio management services. He focuses on developing personalized financial strategies tailored to each client's goals, risk tolerance, time horizon, and liquidity needs. Born and raised in San Jose, Alexander's connection to his community is rooted in personal experience. Specifically, the 2008 financial crisis, during which his family lost their home, influenced his commitment to helping clients navigate their financial futures securely. His areas of expertise include equity compensation services, personal retirement planning, and retirement income strategies. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Alexander obtained a High School Diploma/GED from New Valley High and attended Mission College without earning a degree. He resides in San Jose with his wife, who is expecting their second child, and his 11-year-old son. Alexander enjoys chess, football, golfing, music, running marathons, and tennis. He is involved in the community through organizations such as First Tee, Sacred Heart Food Bank, and the San Jose Country Club.