Dale Emerick is a financial advisor with UBS Financial Services in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with UBS since 1980. Outside of his advisory work, he serves as secretary and treasurer for No Rules Offshore Adventures, a charter sport fishing business, where he also acts as a charter captain. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management to tailor portfolios based on proprietary research and model-based asset allocations.

Mark Mekler is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Raymond James & Associates since 2006. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work alongside its retail advisory services.

Robert Lyublanovits is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a focus that includes municipal and public finance services alongside its retail advisory offerings.

Robert Adikes III is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with Merrill and Bank of America, NA, where he has worked since 2020. His prior experience includes roles at Axa Advisors, LLC and Aegis Business Credit. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Bonnie Harper is a CFP® and Series 66-registered financial advisor with Raymond James & Associates in St. Petersburg, FL. She has 11 years of industry experience and has been with Raymond James & Associates since 2014. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services, combining retail advisory offerings with municipal and investment banking capabilities.

Miles Green is a CFA® charterholder with 27 years of experience in the financial services industry. He has been with RBC Capital Markets since 2008 and has worked concurrently at City National Bank since 2018. In addition to his advisory work, he holds a director role for an oil and gas royalty entity inherited from his father, managing related administrative matters. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse range of clients including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, employing a mix of in-house and third-party investment managers and emphasizing customizable strategies aligned with client risk profiles.

Albert Schreck III is a financial advisor with Merrill in Clearwater, FL, holding Series 63 and Series 65 licenses and possessing 45 years of industry experience. He has been with Merrill since 1980 and has concurrently worked with Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide range of products and services beyond typical managed accounts.

Franco Lumia is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Raymond James & Associates since 1997. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with notable expertise in public finance and municipal work.

Vicki Morgan is a financial advisor at Merrill with 30 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1992. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates closely with Bank of America’s broader platform, providing access to a wide array of products and services.

Mary Lauritano is a financial advisor with Raymond James & Associates, Inc., holding Series 63 and Series 65 credentials and 26 years of industry experience. She previously worked at UBS Financial Services for 19 years before joining Raymond James in 2024. Lauritano is also the owner of Mimz Properties, LLC, a business involved in the purchase, sale, and rental of real estate across multiple states. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, and government entities. The firm provides wealth advisory planning and investment consulting through comprehensive non-discretionary services, supported by a broad affiliate network and specialized capabilities in municipal and public finance.

Luis Garcia is a financial advisor with Raymond James & Associates in Huntsville, Alabama, holding Series 63 and Series 65 licenses and 31 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and supports public finance and municipal clients through specialized institutional services.

Monique Eatman is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds the Series 66 designation and has previously worked at Merrill Lynch and Bank of America. Raymond James & Associates provides financial planning and investment consulting to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers a range of advisory programs and institutional consulting, with particular expertise in public finance and municipal services.

Larry Ellis is a CFP®-credentialed financial advisor with Raymond James & Associates in St. Petersburg, FL, bringing 33 years of industry experience. He has been with Raymond James & Associates since 2007 and operates a separate business specializing in the sale and repair of fine jewelry. He is also the proprietor of two family-owned businesses inherited from his mother. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporations, charities, and government entities. The firm offers both retail and institutional advisory services, with an emphasis on tailored financial plans and municipal client work.

Chadd Eaton is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Raymond James in 2024, he worked at Wells Fargo Clearing from 2018 to 2024 and T. Rowe Price Investment Services from 2015 to 2018. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and maintains public-finance and investment banking capabilities.

Michael Cardozo is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at J.P. Morgan since 2012 and serves as an adjunct professor teaching basic financial accounting at Hillsborough Community College. Outside of his advisory role, he is an assistant wrestling coach at St Johns Episcopal and engages in e-commerce activities selling antiques and household items. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Dragana Zoric is a Series 66-licensed financial advisor at Merrill with over 19 years of industry experience, including a long tenure at Franklin Templeton Investments prior to joining Merrill in 2024. She also has experience with Hilton Hotels. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional clients.

Hannah Metcalf is a financial advisor at Raymond James & Associates with six years of industry experience. She holds a Series 66 designation and has previously worked at AllianceBernstein Investments and Merrill. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal clients through its public finance and institutional consulting capabilities.

Thomas Powers is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. His prior roles include positions at City National Bank and RBC Capital Markets LLC. Powers serves on the Finance and Investment Committee of Ronald McDonald House Charities of Tampa Bay. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Camille Hernandez is a financial advisor with Raymond James & Associates in St. Petersburg, FL. She holds a Series 66 designation and has 25 years of industry experience, all with Raymond James since 1999. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients, including municipal entities.

Muhamed Resic is a financial advisor with Raymond James & Associates, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. His prior experience includes five years at T. Rowe Price before joining Raymond James in 2020. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm serves a diverse client base—including individuals, institutions, and government entities—offering non-discretionary wealth advisory planning and investment consulting supported by a broad affiliate network and specialized municipal finance capabilities.