Paul Renedo is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding the Series 66 credential and 19 years of industry experience. He has been with Raymond James Financial Services, Inc. and Raymond James & Associates, Inc. since 2016. Raymond James & Associates, Inc. is a dually registered broker‑dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base—including individuals, pension plans, corporations, and government entities—providing wealth advisory planning and investment consulting primarily on a non-discretionary basis through its Wealth Advisory Services Program and institutional consulting services.

Stephen Stapp is a financial advisor with RBC Capital Markets in St. Petersburg, FL, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through both internal and third-party managers.

Mason De Michele is a Series 66 licensed financial advisor with Edward Jones in Tampa, FL. He has one year of industry experience, having previously worked at Brown & Brown and spent nine years in full-time education. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, tax-efficient services, and affiliated investment products through a nationwide network of financial advisors.

Michelle Schatzberg is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Bank of America and Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors. The firm integrates with Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Thomas Mcknight is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery processes and firm-approved tools to support client strategies.

Reid Johnson is a financial advisor at Raymond James & Associates with a Series 66 designation. He has less than one year of industry experience and previously held roles at Omni 360 Advisors and Cion Investments. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting through various programs, serving a diverse client base including individuals, pension plans, corporations, and government entities.

Michael Cosentino Jr. is a financial advisor with Equitable Advisors in Odessa, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2003 and previously associated with Axa Advisors, LLC. Outside of his advisory role, he serves on the advisory board of the Northwest YMCA in Tampa, FL, contributing to fundraising and improvement projects. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that emphasizes tailored client intake, written financial plans, and a combination of advisory and brokerage services.

John Straughn III is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo since 2014, including two years at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Christopher Thornhill is a financial advisor with Thrivent Investment Management in St. Petersburg, FL, holding a Series 66 designation and offering 12 years of industry experience. He previously worked at Edward Jones for five years before joining Thrivent Financial and Thrivent Investment Management in 2018. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers goal-based planning on a broad range of topics, with options to combine planning and managed-account services under a consolidated billing arrangement while keeping these services separate.

Michaela Macias is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and 20 years of industry experience. Prior to joining Raymond James, she worked for T. Rowe Price for 14 years. She is also the owner of Greener Services LLC, a business unrelated to investing. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm serves a diverse client base, including individuals, institutional clients, and state and municipal entities, providing wealth advisory planning and investment consulting on a non-discretionary basis.

Alexander Sayers is a Series 66 licensed financial advisor with Raymond James & Associates in St. Petersburg, FL, where he has worked since 2014. He has 11 years of industry experience. Outside of his advisory role, he serves as Treasurer for the Tampa Bay UT Alumni Chapter, overseeing the chapter’s financial arrangements and reporting. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, supporting both retail and institutional clients through various advisory programs.

Peter Shaw is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at E*TRADE Securities LLC and Onemain Financial. Morgan Stanley Wealth Management provides a range of advisory programs to both individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and operates through various advisory and brokerage services.

Michael Esposito is a financial advisor with Merrill in Saint Petersburg, FL, holding Series 63 and Series 66 credentials and having 27 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 1994. Outside of his advisory role, Esposito serves on the boards of the Tampa Bay Chamber of Commerce and the Florida Aquarium, where he is involved in community business support and wildlife conservation efforts, respectively. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Joshua Shappell is a financial advisor with Primerica Advisors, holding Series 63, 65, and 66 licenses and having one year of industry experience. His prior work includes roles at Primerica Financial Services, Payscale, Futuresense, LLC, and Royal Caribbean Cruises Ltd., among others. Outside of advisory activities, he is involved in sales related to loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its offerings.

Chad Kimble is a CFP® and ChFC® credentialed financial advisor at Raymond James & Associates with 12 years of industry experience. His prior roles include positions at Equitable Advisors, Facet Wealth, and T. Rowe Price. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base through wealth advisory planning, investment consulting, and institutional services. The firm is noted for its municipal and public finance involvement and integrates advisory, custody, and affiliated product capabilities in its service model.

Michael Carboni is a financial advisor at Ameriprise with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its affiliated entities since 2009. Carboni also owns an LLC that manages expenses related to his Ameriprise practice and leases office space to other Ameriprise advisors. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to create personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Daniel Petre is a financial advisor at Raymond James Financial with nine years of industry experience. He holds the Series 66 credential and has worked with Raymond James in various capacities since 2011. Prior to his current role, he was employed by the FAA for one year. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and state and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Daniel Kortenhaus is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2024, he worked at the University of South Florida and held roles at St Petersburg Yacht Club and St Petersburg College. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jeffrey Kutchmire is a CFP®-certified financial advisor with 37 years of industry experience, currently practicing at Cetera since 2019. Prior to joining Cetera, he worked at Foresters Financial for 30 years. He is also a 25% owner of the John Kutchmire Family Trust. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 independent advisors, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through multiple program structures and affiliated third-party managers.

Kenneth Ogden is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009 and Bank of America since 2003. Outside of his advisory role, he is involved as a musician and DJ and serves on the board of the Winter Haven Soccer Club. Merrill provides managed account services through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients, including individuals, high-net-worth clients, and institutional fiduciaries. The firm leverages its integration with Bank of America to deliver a wide array of products and services.