David Test is a financial advisor with Cetera Wealth Services, LLC, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He previously worked at Avantax and Northwestern Mutual Investment Management. Outside of his advisory work, he serves on the board of Emily’s Place, a nonprofit focused on ending domestic violence, and is a group fitness instructor at local community centers. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing assets for more than 10,000 advisors nationwide.

Jeremy Faulkner is a financial advisor at Fisher Investments with six years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2019. His prior work experience includes positions at New American Funding and Evergreen Home Loans. Fisher Investments provides discretionary portfolio management to a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and offers a range of services including sub-advisory and retirement plan management.

Brian Olcott is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked at various Schwab entities since 2023. Outside of his advisory role, he manages a rental property listing on Airbnb for a family-owned condo at Keystone Ski Resort in Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, offering investment guidance through multi-asset model portfolios and a centralized operational structure.

Jeffery Silk is a financial advisor at Fisher Investments with 16 years of industry experience. He holds a Series 65 designation and is based in Plano, TX. Silk has been associated with Fisher Investments since 1983. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative screening, qualitative research, and tax-aware strategies to manage risk and portfolio positioning.

Ryan Moore is a financial advisor with LPL Financial, holding a Series 66 registration and bringing six years of industry experience. Prior to joining LPL Financial in 2025, he worked at NEXT Financial Group and BKM P.C. He has also been involved with organizations such as the Eugene Emeralds and Northwest Collegiate Ministries. Moore owns RL Moore Enterprises, LLC, an entrepreneurial venture based in Eugene, Oregon. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor resources and technology.

Nikki Louise Coro is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various roles within Fidelity since 2016. Outside of her advisory work, she is involved with ICOE chip, a pet company based in Florida, where she performs recordkeeping and customer service duties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s approach combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Thomas Clark is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently affiliated with LPL Financial and LPL Enterprise LLC, having previously worked at Fisher Investments, Transamerica Capital, and Edward Jones. Clark is a partner in Stryder Asset Management, LLC, a personal family partnership. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Nathan Archila is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Osaic since 2024. His prior roles include positions at Charles Schwab & Co., Inc., J.P. Morgan Securities, and Altruist Financial LLC. Osaic Wealth serves a broad range of clients including individual investors, retirement plan sponsors, charities, and corporate entities through a multi-advisor platform. The firm utilizes model-based asset allocation and portfolio optimization, offering brokerage and advisory services via various programs such as financial planning, Unified Managed Accounts, and third-party money manager options.

Matthew Davis is a financial advisor at Fisher Investments with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at The Vanguard Group and Maple Life Financial. Fisher Investments serves a global client base of institutional and private investors, offering discretionary portfolio management across various asset classes with a centralized investment approach combining quantitative and qualitative analysis.

Amy Legate is a CFP® professional with 23 years of experience in the financial services industry. She is currently associated with LPL Financial and has previously worked at Ameriprise Financial Services and 360 Wealth Management. Her career includes multiple tenures at LPL Financial and experience with Cfo4 Life, L.P. Amy is also a licensed notary in the state of Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms while supporting advisors with a range of discretionary and non-discretionary investment strategies.

Kevin Mc Gowan is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 credential and has worked previously at TD Ameritrade, Bank of America, Merrill, and Baylor University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative-investment onboarding process.

Tony Parambil is a financial advisor with Fisher Investments in Plano, TX, holding a Series 65 designation and three years of industry experience. He has been with Fisher Investments for 10 years. Fisher Investments serves a global client base including institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates with a centralized investment process that incorporates quantitative and qualitative research.

Bradley Stovall is a financial advisor at Fisher Investments with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and manages risk through various tactical approaches including derivatives and tax-loss harvesting.

Jared Hall is a financial advisor at Fisher Investments with 12 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His prior roles include positions at Fidelity and Western Union before joining Fisher Investments in 2020. Fisher Investments serves a global client base of institutional and private investors, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research and utilizes tax-aware strategies and defensive tactics to manage risk and optimize positioning.

Jacob Heckman is a financial advisor with Fisher Investments in Plano, TX. He holds a Series 66 designation and has eight years of industry experience. Prior to joining Fisher Investments in 2020, he worked at Woodbury Financial Services, Park Avenue Securities, Guardian Life Insurance, and Digital Ally. Fisher Investments serves institutional and private clients worldwide, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative analysis and provides tax-aware risk management strategies.

Mark Hohman is a Series 65 licensed financial advisor with Fisher Investments, where he has worked since 2015. He has 11 years of industry experience and is based in Plano, TX. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment approach combining quantitative and qualitative research, tax-aware processes, and defensive tactics to manage risk and positioning.

Tyler St. Amand is a financial advisor at Fisher Investments with six years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Morgan Stanley, Trinity Wealth Securities, and Florida Financial Advisors. Fisher Investments serves a global client base of institutional and private investors, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized Investment Policy Committee and uses a combination of quantitative and qualitative research to manage diversified portfolios with tax-aware and risk-management strategies.

Christopher Gonzalez is a financial advisor at Fisher Investments with seven years of industry experience. He previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Frost Bank. Gonzalez holds Series 63 and Series 65 designations. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm combines quantitative screening, qualitative research, and centralized portfolio management to construct globally diversified portfolios and employs tax-aware processes and defensive tactics to manage risk.

Long Vu is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Charles Schwab in 2023, he worked at TD Ameritrade and has a diverse background including roles in education, hospitality, and travel. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts.

Meghana Shenoy is a financial advisor with Fidelity Investments, holding a Series 66 designation and entering the industry in 2026. Her prior experience includes roles at Cambridge Associates, J.P. Morgan Private Bank, and WCM Investment Management. Shenoy’s background also includes time spent in education and a business role at ClassRanked LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a variety of clients, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves multiple registered investment companies and fund-of-funds with oversight and governance procedures.