Tony Young is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 66 and Series 63 designations and bringing 26 years of industry experience. He previously worked at Wells Fargo Securities LLC for eight years before joining UBS in 2022. Outside of his advisory role, Young is the proprietor of Clutch Capital Inc., involved in buying and selling sport cards, and serves as president of the Orange County Chinese American Chamber of Commerce. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor plans to client goals and risk tolerances. The firm combines wealth management with institutional trading capabilities and offers a broad range of capital markets services.

Cara Paynter is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Currently based in Laguna Niguel, CA, she has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment models.

Nicole Roach is a CFP® with 24 years of industry experience. She currently works at Stifel, joining the firm in 2023 after prior roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide planning and allocation guidance.

Tyler Renaud is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Wealth Planning Group OC and G3PM Law, as well as experience at the University of Arizona. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a large network of investment adviser representatives.

Payton Gronnerud is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Lion Street Financial, Blue Ocean Companies LLC, J.P. Morgan Securities, First Republic Securities Company, LLC, and Ameriprise Financial. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, emphasizing structured financial planning supported by firm-approved tools and analysis, managing approximately $2.74 trillion in client assets.

Lilia Schweitzer is a financial advisor at Raymond James Financial with 19 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at various divisions within Raymond James since 2014. Outside of her advisory role, she is the owner of an online retail business, Abuelita Attic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools to support client goals and operates with specialized programs in municipal and public finance advisory.

Amanda Akin is a financial advisor at Merrill with 20 years of industry experience and a Series 66 designation. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anna Hauck is a financial advisor at Stifel with 17 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Merrill from 2012 to 2020. Hauck also serves as a Notary Public in Orange County, California. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology utilizing forward-looking capital market assumptions and probabilistic modeling to assist with asset allocation and financial planning.

Fatemeh Poustchi is a Series 66-licensed financial advisor with Merrill, based in Newport Beach, CA, and has eight years of industry experience. She previously worked at Wells Fargo Bank from 2000 to 2018. Outside of her advisory role, she is affiliated with a business named Fatemeh Shirin Poustchi. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Douglas Palmer is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has previously worked at CitiGroup and Wells Fargo in various capacities. Palmer is based in Newport Beach, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kabir Sivjee is a Financial Advisor specializing in helping individuals and families achieve their financial goals. He brings experience working with a diverse range of clients, from young professionals to retirees, and supports them in navigating the complexities of financial markets. Kabir’s areas of expertise include investment planning, retirement planning, estate planning services, and wealth management. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Kabir completed his high school education at Golestane Kabir. Outside of his professional role, he participates in community involvement with Junior Achievement of Central Maryland. His personal interests include biking, hiking, music, reading, running, swimming, traveling, and yoga.

Joseph Dimino is a financial advisor at Cetera with 26 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Avantax Advisory Services and Anthem Blue Cross as a health insurance agent. He is also a committee member of the State Bar of California Client Security Fund Commission, which provides restitution to victims of attorney theft. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and investment strategies.

Taron Defevers is a financial advisor with Fidelity Investments in Mission Viejo, CA. He holds the Series 66 designation and has been with Fidelity since 2026. Prior to entering the financial industry, he held positions related to theological education and church ministry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.

Jared Mott is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works as part of The Martin Group, serving families and businesses in the Orange County area by helping them plan for their goals and prepare for unexpected events. Jared’s approach involves establishing clear definitions of clients’ ideal retirement, business, and family goals, and then creating and actively updating a financial blueprint tailored to those objectives. He utilizes the extensive resources and specialists available through Merrill Lynch and Bank of America to develop comprehensive strategies that address each client’s unique circumstances. Since joining Merrill Lynch Wealth Management in 2011, Jared has focused on a wide range of client needs, including education planning, family wealth management, institutional investment consulting, personal retirement planning, philanthropic planning, tax minimization, and portfolio management services. He provides specialized guidance for pre-retirees, retirees, and business owners, assisting with retirement income, legacy planning, liquidity events, and business succession strategies while leveraging banking solutions and asset management tools. Jared holds a Bachelor of Arts degree in Business Economics from the University of California, Irvine. He has earned the Chartered Retirement Planning Counselor (CRPC®) designation and is recognized as a Personal Investment Advisor (PIA), certifications awarded by the College for Financial Planning Institutes Corp.

Courtney Ima is a financial advisor at Charles Schwab with Series 66 registration and one year of industry experience. Prior to joining Schwab, she held various roles including positions at Windes and NM Law, alongside periods of full-time education. Ima has also been involved with Orange County Executives and Networkers and Upside Down LA. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational infrastructure.

Lorraine Salinas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and possessing 37 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Tomlinson is a financial advisor with Stifel in Newport Beach, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory work, he is involved in the arts as an actor affiliated with the Screen Actors Guild and serves on the boards of Word Theatre and EST-LA, organizations focused on theatre and fundraising for causes such as Autism Speaks. Stifel serves a diverse range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Joshua Jespersen is a Senior Financial Advisor with The JEMM Group at Merrill Lynch Wealth Management, where he has worked since 2006. In his role, he focuses on institutional asset management and consulting, serving both philanthropic organizations and a select group of individual investors. Joshua contributes to the team’s portfolio construction and maintenance processes, providing detailed analysis and explanation of portfolio results to help clients understand the impact of global market and economic trends on their investments. Joshua’s expertise includes education planning, family wealth management strategies, institutional consulting, and socially responsible investing, among other areas. He participates actively in client education through presentations at nonprofit board meetings and manages team support staff to ensure service models adapt to evolving client needs. His responsibilities also involve risk management coordination and leveraging the resources within Merrill Lynch Wealth Management. He holds a Bachelor's degree from Syracuse University and has earned multiple professional designations, including Chartered Retirement Planning Counselor (CRPC™), Certified Plan Fiduciary Advisor (CPFA™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Joshua enjoys camping, hiking, music, reading, spending time with his family, and watching movies.

Dianne Mayne is a financial advisor at Edward Jones with 20 years of experience. She holds a Series 66 designation and is based in Laguna Hills, CA. Mayne has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Brian Henderson is a financial advisor at UBS Financial Services with 45 years of industry experience. He has been with UBS since 2001 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.