Timothy Carter is a financial advisor with Eagle Strategies (NY Life) in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Eagle Strategies since 2006 and has been affiliated with NYLife Securities LLC and New York Life Insurance Company since the early 1980s. His other business activities include brokering non-registered insurance products. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple advisory programs tailored to client needs and emphasizes non-discretionary management alongside fiduciary responsibilities to retirement investors.

Ryan Boudreau is a financial advisor at GWN Securities Inc. with 25 years of industry experience. He holds a Series 66 designation and has been with GWN Securities since 2013. Outside of his advisory role, Boudreau serves as a board member at large for Saddleback Valley Pop Warner Football & Cheer, a youth sports organization. GWN Securities provides investment advisory services to individual and corporate clients through various managed account programs and financial planning. The firm uses a mix of affiliated and unaffiliated sub-advisers and model-based allocations, employing both traditional and tactical strategies in portfolio management.

Samantha Mokma is a CFP® with seven years of industry experience, currently serving as a financial advisor at Stratos Wealth Partners, Ltd. She has previously worked at LPL Financial LLC, OSAIC, Cambridge Investment Research, Inc., and The Bishoff Financial Group. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base, including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of services such as advisor-managed portfolios, financial planning, third-party manager programs, and outsourced CIO solutions through an IAR-driven model with an open-architecture investment approach.

Cynthia Couyoumjian is a financial advisor with Independent Financial Group, LLC in Tustin, CA. She holds Series 63 and Series 65 licenses and has 40 years of industry experience, including prior roles at First Allied Securities, Inc., LPL Financial, and Equitable Advisors. Cynthia is the author of three books and is involved in financial education through public speaking and online training modules, including initiatives focused on increasing financial literacy among women. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, corporations, pension plans, and charitable organizations. The firm employs a model-based investment approach combining strategic asset allocation with multi-manager portfolios, offering both active and passive exposures, and supports advisors in developing tailored strategies based on client risk tolerances.

Robinder Saggu is a CFA® charterholder with 20 years of industry experience, currently serving at Corient. He has held roles within various Corient entities since 2016. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate entities. The firm utilizes a goals-based, team investment approach that integrates in-house strategies with third-party managers and employs advanced risk management tools to align portfolios with client objectives.

Cayden Kotowitz is a financial advisor at Wealth Enhancement Advisory Services, LLC with a Series 65 credential and experience dating back to 2023. His prior roles include positions at Spectrum Wealth Management, LLC and Putman Group. Before entering the advisory field, he was involved with GOGO Enterprises, LLC and attended the University of California. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement plan consulting, utilizing a strategic investment process that combines passive and active management with quantitative and fundamental research.

Mai Nghiem is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Prior to joining Citigroup in 2021, they worked at Comerica Securities, Marcum Financial Services, Raymond James Financial Services, State Farm VP Management Corp., and Phillip Ngo Insurance Agency. Outside of their advisory role, Mai Nghiem is involved in providing in-home supportive services to individuals with limited self-care abilities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees and incorporates a combination of institutional scale and specialized market functions.

Jack Mathews is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA. He holds a Series 66 designation and has five years of industry experience. Prior to his current role, he worked at Goldman Sachs Ayco Personal Financial Management and has held various positions connected to Pepperdine University and Experian. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, corporate participants, and institutional clients. The firm offers tailored strategies supported by integrated resources across the Goldman Sachs organization, utilizing advanced analytics and a range of service models.

Therese Cheevers is a financial advisor with Integrated Wealth Concepts LLC in Irvine, CA. She holds credentials as a CPA and has two years of experience in financial advising, alongside over 19 years as a partner at Windes, Inc., a CPA firm. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with mutual funds, ETFs, equities, and fixed income, and combining internal management with third-party asset managers.

Andrew Shires is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA, holding Series 63 and Series 65 licenses with six years of industry experience. He has been with Goldman Sachs since 2020 and previously worked at Whaley Capital Group and Klaren Capital. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individuals, executives, corporate participants, and institutional clients. The firm employs strategic and tactical allocation models and offers a range of service platforms, leveraging the broader Goldman Sachs ecosystem across multiple affiliates.

Alexander Stimpson is a financial advisor at Corient with 37 years of industry experience. He holds the Series 63 and Series 65 designations and has held various roles within Corient and its affiliated entities since 2015. Stimpson also serves as an individual trustee for clients of Corient. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes advanced risk management tools to align portfolios with client objectives.

Daniel Cox is a CFP® and holds a Series 65 license with two years of industry experience. He currently works at Creative Planning, LLC and previously held roles at Modern Wealth Management LLC and several other companies across various industries. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth and ultra-affluent individuals as well as pension plans and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by selective private market exposure and tax-efficient techniques.

Ben Putman is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His prior experience includes roles at Empirical Wealth Management, Independent Financial Group, and Spectrum Capital Investment Group. In addition to his advisory work, he is licensed to sell and service fixed insurance and fixed annuity policies. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process that combines passive and active management, supported by quantitative and fundamental research and an internal Investment Committee.

Xianjunliang Kong is a CFP® with one year of industry experience, currently affiliated with Eagle Strategies (NY Life) in Irvine, CA. His career includes roles at Nylife Securities LLC and Benson Liao Insurance & Financial Center. Eagle Strategies serves a diverse client base, including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis.

Ginnie Chen is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and having nine years of industry experience. She is also a practicing dentist and owner of a dental office, Ginnie I. Chen, DDS, which she has operated since 2001. Her background includes roles at Dream Builder Financial and World Financial Group, along with managing a piece of undeveloped land inherited from her mother. Transamerica Financial Advisors serves a diverse client base including individuals, plans, trusts, and corporations, offering both advisory and broker-dealer services with proprietary and third-party investment programs and a range of discretionary and non-discretionary portfolio options.

David Hopkins is a financial advisor at Beacon Pointe Advisors, LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Beacon Pointe Advisors since 2010. In addition to his advisory role, he is a licensed insurance agent involved in the sale of life and accident/health insurance products through Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm employs a manager-of-managers approach, utilizing a proprietary Focus List and quantitative and qualitative due diligence to select third-party investment managers.

Brendan Archibald is a CFP® with 10 years of experience in the financial industry. He is currently with Mercer Global Advisors Inc. and has previously worked at Empower Advisory Group, Personal Capital Advisors, E*Trade, and Morgan Stanley. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by offering investment advisory services alongside financial, tax, retirement, and estate planning, as well as family office services. The firm employs a Modern Portfolio Theory-based investment approach that includes diversified portfolios, multi-factor tilts, and uses a variety of investment vehicles such as ETFs, index funds, separate account managers, and private funds.

Jason Chuang is a CFP® with one year of industry experience, currently serving as a financial advisor at Creative Planning. He previously worked at BNY Wealth for four years and Globalink Securities, Inc. for one year. His background also includes roles outside the financial industry at the University of California, Riverside and Arcadia High School. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, tax-loss harvesting, and selective private market investments, managing approximately $295.6 billion in client assets.

William Blanke Jr. is a financial advisor at Hightower Advisors with 11 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Hightower Securities, LLC since 2014. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm’s approach incorporates manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with services that include discretionary portfolio management, financial planning, and retirement plan consulting.

David Le is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC in Newport Beach, CA. He has been with Beacon Pointe Advisors continuously since 2014. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer (OCIO) solutions to individual investors, corporations, and institutional clients. The firm utilizes a combination of proprietary asset-allocation modeling and third-party independent managers across active and passive strategies in public and private markets.