Raymond Mathieu is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at LPL Financial since 2017 and previously spent nine years at National Planning Corporation. He also provides tax preparation services through Gilson Financial Group and teaches accounting at LA Valley Community College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Christopher Swaine is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Morgan Stanley, E*TRADE Securities LLC, and Arbor Court Capital, LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab provides both non-discretionary investment guidance and access to discretionary separately managed accounts supported by centralized custody and integrated operational services.

Justin Weiss is a financial advisor at Morgan Stanley in Los Angeles, CA, holding a Series 66 license with 16 years of industry experience. His prior roles include positions at Goldman Sachs and Credit Suisse Securities. He has been with Morgan Stanley and its Private Bank since 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides services that incorporate advanced modeling techniques but typically do not include individual security recommendations in standalone plans.

Craig Mc Knight is a financial advisor at Merrill with 32 years of industry experience. He holds a Series 66 designation and has been with Merrill since 1995. Outside of his advisory role, he is involved as a musician, playing trombone in a sole proprietorship based in Long Beach, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and institutions with a combination of model-based and discretionary investment strategies.

Michael Willard is a CFP®-certified financial advisor with UBS Financial Services, where he has worked since 1998. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. His prior affiliation includes Painewebber, concurrent with the early part of his tenure at UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management and uses proprietary research and asset allocation models to tailor client strategies.

Charles Chen is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing extensive experience since joining the firm in 1999. His primary areas of practice include corporate retirement plans, executive stock services, and liability management. Charles partners with Merrill Specialists on credit and corporate pension plans to create financial strategies aligned with his clients' risk tolerance. He serves clients across multiple focus areas including college education planning, executive compensation, legacy planning, small business strategies, and personal retirement planning. Charles holds a Bachelor's degree in Finance from California State University, Fullerton. He has earned professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Previously, he led the training program for new Financial Advisors at the Brea, Santa Ana, and Ontario offices. Charles is fluent in English and Chinese. Outside of his professional role, Charles enjoys adventure sports such as mountain biking and snowboarding. He is also an engaged father, supporting his two daughters in dance activities. Charles resides in Anaheim Hills with his wife Angel and their daughters Cameron and Kyle.

Lisa Quach is a CFP®-certified financial advisor with 17 years of industry experience. She has been with J.P. Morgan Securities LLC since 2016. Outside of her advisory role, she is a co-owner and partner in a small real estate business, which she manages through hired property managers. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Daniel Rothenberg is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2019, as well as at City National Bank and UBS Financial Services. Outside of his advisory role, he serves on the boards of several nonprofit organizations, including the Huntington Library, Art Museum and Botanical Gardens, and acts as president of the One Arroyo Foundation. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs and customizes investment strategies using both in-house and third-party managers, with access to capital markets capabilities and alternative investments.

Christian Cerra is a financial advisor at Merrill with Series 65 and Series 66 credentials and eight years of industry experience. His career includes roles at Bank of America, Charles Schwab & Co., Inc., and TD Ameritrade. He is based in Los Angeles, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dylan Mac Laren is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley, he held various roles including a contractor position with California Cryobank. Morgan Stanley Wealth Management is a large SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services.

Eden Joy Tuplano is a financial advisor at UBS Financial Services with four years of industry experience and holds the Series 66 designation. Prior to joining UBS in 2022, Tuplano worked at the Orange County Auditor-Controller and held positions at UCLA Transportation and the University of California. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Carlos Kennedy is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His prior work includes roles at Bancwest Investment Services, Inc. and Harrisdirect LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an adviser to multiple registered investment companies and utilizes systematic methodologies and long-term asset allocation benchmarks in its model portfolios.

Alia Mitchell is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. She has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized platform that includes custody, brokerage, and cash-sweep services.

Andrew Li is a financial advisor at Cetera with 49 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at VOYA Financial Advisors and as an independent insurance broker since 1975. He is also active as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform that supports both discretionary and non-discretionary account management.

Mui Fan Graca is a financial advisor at Merrill with 26 years of industry experience. She holds Series 65 and Series 66 licenses and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Chang is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and 27 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for 23 years before joining Equitable Advisors. Outside of his advisory role, he owns CJ Capital Insurance & Financial Services, Inc., which sells fixed life, health, disability, and medical insurance products. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of advisers, utilizing third-party asset managers and LPL-sponsored advisory solutions.

Ira Candib is a CFP® professional with 33 years of experience in the financial industry. He is currently affiliated with LPL Financial and has held previous roles at California Financial Partners, Inc., U.S. Financial Advisors, Osaic FS, Inc., and Cetera Wealth Services, LLC. In addition to his advisory work, Candib maintains a non-variable insurance business focusing on life, fixed annuity, and long-term care products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 investment adviser representatives.

Andre Sevilla is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding the Series 66 designation and two years of industry experience. Prior to joining MassMutual, he studied at the University of California, Santa Barbara. Outside of his advisory role, he works as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and provide written recommendations.

Sandy Gage is a Senior Financial Advisor with Merrill Lynch Wealth Management. She brings extensive experience in wealth management, specializing in helping high-net-worth individuals preserve their principal through tax-efficient strategies and facilitating effective wealth transfers. Sandy's practice emphasizes personalized financial planning tailored to clients' unique goals, including family wealth management, legacy planning, tax minimization, and retirement income strategies. Her career began in 1985 on the trading floor of Security Pacific Bank, where she focused on tax-free bond portfolios. Following a series of mergers, her firm became part of Bank of America and later Merrill Lynch Wealth Management. Sandy completed executive education at Wharton in 2003, enhancing her expertise in financial advisory services. She holds the Personal Investment Advisor (PIA) designation and has maintained a focus on client-centric strategies throughout her career. Outside of her professional endeavors, Sandy is actively involved in her community through St. Paul The Apostle Church and supports Dana Farber Cancer Research. An avid runner, she has completed marathons across all seven continents, the six World Marathon Majors, all 50 states, and several 100-mile ultra marathons. She balances her career with family life, sharing her passion for running and philanthropy with her husband and four adult children.

Chiahwei Ku serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been since 2022. She has been active in the financial services industry since 2005, focusing on areas such as college education planning, legacy planning, liquidity management, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. Born in Taipei, Taiwan, and raised in Southern California, Ku is fluent in Mandarin and English. She holds a Bachelor's degree in Business Economics with a minor in Business Administration from the University of California, Riverside. Ku maintains several professional credentials, including the Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Additionally, she holds Series 7, 63, and 65 FINRA registrations and the California Life and Health Insurance license. Ku emphasizes building long-lasting relationships with clients and providing personalized financial strategies tailored to their long-term goals. Outside of her professional role, she enjoys traveling, cooking, spending time with her family, and watching movies.