Bradley Koesel is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, Charles Schwab & Co., Inc., TD Ameritrade, and Fisher Investments. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm provides both non-discretionary and discretionary investment options and combines centralized custody and supervisory functions with access to alternative investments.

John Richards is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Richards is a 25% owner of United Safety Tower LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a wider range of financial product options than typical large institutional advisers.

Cristine Ale is a financial advisor with UBS Financial Services in Charlotte, NC, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has been with UBS since 2014. Outside of her advisory role, she owns and manages a mobile food business and a residential remodeling service. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary market research and client goals.

Orestes Jason is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. He has been with LPL Financial since 2013 and previously worked at the University of North Carolina - Charlotte from 2014 to 2017. Outside of his advisory role, he is involved with Argo Capital Management, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Steven Bramhall is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services and PNC Investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Bailey Bartee is a CFP® professional with 22 years of industry experience, currently serving at Wells Fargo Advisors since 2019. Prior to this, Bartee worked within Wells Fargo Clearing and Wells Fargo Advisors LLC between 2009 and 2019. Outside of advisory work, Bartee serves as the Endowment Committee Chair at SouthPark United Methodist Church, where involvement includes discussing investment performance and church building projects. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and comprehensive financial planning services to individuals, trusts, and institutional clients. The firm delivers tailored recommendations through a broad planning menu and integrates advisory services with other financial product sales and referral channels.

John Obrien is a financial advisor at UBS Financial Services with 31 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Kostandinos Alexiou is a financial advisor at UBS Financial Services with three years of industry experience. He previously worked at Wells Fargo and operated a Greek restaurant called "It's Greek to Me" for five years. Outside of his advisory role, he owns eAgora Marketplace, an online Greek marketplace selling candy and soft drinks. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor plans to clients’ goals and risk tolerances.

Christopher Adams is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He previously worked at Merrill from 2005 to 2018 before joining Wells Fargo Clearing in 2018. Adams serves on the Board of Trustees for the Alexander Children's Foundation in Charlotte, where he participates in meetings and assists with fundraising and event promotion. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Gregory Marsh is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. He has previously worked at Citizens Bank, Wells Fargo, and TIAA, and took two sabbaticals during his career. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and supported by a nationwide network of more than 23,000 financial advisors.

Aderito Morais is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at LPL Financial since 2025 and previously spent 15 years with IC Advisory Services Inc and The Investment Center Inc. Morais is also associated with Ryan-Hess-Morais Financial Advisors, Inc., a business active since 1999. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research support.

Hunter Robertson is a CFP® professional with nine years of industry experience, currently affiliated with LPL Financial in Charlotte, NC. He previously worked at Robert W. Baird & Co. for ten years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and technology-driven strategies.

Elizabeth Mandaleris is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cynthia Richards Donald is a CFP® professional with 31 years of industry experience, currently serving at Mass Mutual Investors Services since 2014. She holds Series 63 and Series 65 licenses and is based in Charlotte, NC. She is also the owner of Premier Wealth Transfer Group, LLC, a business focused on managing operational expenses. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software tools to analyze client goals and provides event-driven planning services including estate settlement and divorce planning.

Steve Worthy is a financial advisor at OSAIC based in Charlotte, NC, holding CFP® and ChFC® designations with 46 years of industry experience. He has worked at Signator Investors, Inc. for 38 years and has been involved with Maxworth Consulting Group, LLC since 2006, where he manages consulting services related to compensation strategies for emergency department medical staff. Worthy has also worked in fixed insurance since 2018. OSAIC serves a diverse range of clients, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through an extensive network of financial advisors. The firm employs proprietary asset-allocation tools and supports a variety of investment products and managed account solutions.

Gina Moore is a financial advisor at RBC Capital Markets with 39 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she serves as secretary and treasurer for The Georgian HOA in Charlotte, NC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs providing discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Terry Dresbach is a financial advisor with LPL Enterprise based in Charlotte, NC, holding a Series 66 credential and eight years of industry experience. Prior to joining LPL Enterprise in 2024, Terry worked at Prudential Insurance Company of America and Pruco Securities, LLC, among other firms. Outside of advisory work, Terry manages a real estate development and rental business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products through an integrated platform that combines advisory and brokerage services.

Vance Hodges is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo and Bank of America. Outside of his advisory role, he is a partner in BaHoNC LLC, a real estate-related business in North Carolina. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and proprietary tools.

Danny Deborde is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 22 years of investment management and planning experience to his role. He specializes in areas such as college education planning, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. As a Portfolio Manager, he manages personalized and defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds a Bachelor's Degree from the University of South Carolina and has completed an Accredited Certificate Program at Queens University of Charlotte. Danny is a CERTIFIED FINANCIAL PLANNER® professional and a Chartered Retirement Planning Counselor™ designee. Additionally, he holds the Personal Investment Advisor and Sports & Entertainment designations. Danny is a married father of two who participates actively in his community, focusing on children's sports activities and family-oriented charities. Outside of work, he enjoys adventure sports, biking, boating, fishing, gardening, golfing, hiking, spending time with his family, swimming, and tennis.

Madeleine Thompson is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and has worked at UBS since 2020. Prior to her advisory role, she spent four years at the University of Alabama and eight years at Myers Park High School. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and principal trading.