Mary Plowden is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Sheela Sukhdeo is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2021. She has been with Fidelity Investments since 2013, progressing through roles including Financial Representative, Investment Consultant, and Financial Consultant. As a Certified Financial Planner (CFP), she focuses on wealth planning and maintaining a high level of integrity, compassion, and competence for her clients. Her experience spans various aspects of financial consulting, where she stays current with relevant knowledge and strategies to support her clients' financial futures. She holds a California Insurance License, further supporting her expertise in the field. Outside of her professional work, Sheela has personal interests in art, family activities, fitness, food, social events with friends, and tennis.

Alexander Curtis is a financial advisor at Morgan Stanley in Palo Alto, CA, with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2021. Outside of his advisory work, Curtis serves on the advisory board of Wishlife, a family communication platform based in South San Francisco. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory process.

Katelyn Pan is a financial advisor at Morgan Stanley in Palo Alto, holding a Series 66 designation with one year of industry experience. Her prior roles include positions at Andersen Tax and 23andMe, as well as work at U.C. Berkeley and Homestead High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Stella Miretsky is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and anchored in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lan Xiao is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining LPL Financial, Lan worked at General Mortgage Capital Corporation and Cetera Investment Services. Outside of advisory work, Lan is involved with General Mortgage Capital Corporation and operates a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a broad platform that combines advisory services with non-advisory financial products.

Jacob Kamine is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 credential and has worked with Morgan Stanley since 2020, including a position at Morgan Stanley Private Bank, N.A. Prior to his current roles, he was involved with Kamine Farms for several years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee models.

Matthew Ives is a financial advisor at Morgan Stanley with 45 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of his advisory duties, he serves on the advisory board for the Conference on Charitable Giving and is a board member of the North Fork Association. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Fan Qi is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. Prior to joining Merrill and Bank of America in 2019, she was involved with The Baubox LLC. Outside of her advisory role, she co-owns and manages a rental property business with her husband through several related LLCs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Amy Chan is a Wealth Management Planning Consultant at Fidelity Investments, where she collaborates with Wealth Management Advisors to develop and implement personalized wealth plans for families and future generations. She focuses on building and maintaining multigenerational relationships and providing client services that help clients navigate Fidelity's resources to establish solid financial plans. Amy has been with Fidelity Investments since 2013, advancing through roles that include Financial Representative, Relationship Manager, Senior Relationship Manager, and currently Wealth Management Planning Consultant. She holds a California Insurance License, supporting her work in financial planning and client advisory services.

Robin Starr is a financial advisor at OSAIC with 18 years of industry experience. Before joining OSAIC in 2025, Starr worked for Lincoln Financial Advisors for 10 years. He holds a Series 66 designation. Outside of advisory work, Starr serves as a board member, treasurer, and president of the Cityline at Tenley Condominium Association in Washington, DC, where he participates in governance and budget decisions. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of affiliated advisers and multiple platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to construct portfolios across various asset classes.

Troy Channing is a Financial Consultant currently working at Fidelity Investments since 2020. Prior to this role, he was a Financial Advisor at Edward Jones from 2016 to 2020. He holds a California Insurance License. Troy focuses on building strategies tailored to meet clients' specific needs, emphasizing financial planning education and guidance for families. His approach centers on partnering with clients to develop personalized financial plans. Outside of his professional work, Troy has interests in baseball, biking, cars, parenthood, running, and traveling.

Mengning Zhou is a financial advisor with Mass Mutual Investors Services in San Jose, CA. She holds the ChFC® designation and has 10 years of industry experience, including tenure at MassMutual Life Insurance Co. Since 2024, she has also worked as a mortgage loan originator with General Mortgage Capitol Corp., originating loans and offering rates to clients. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations through structured, collaborative engagements using firm-approved analytical tools.

Joanna Ho is a financial advisor at Morgan Stanley in Palo Alto, CA, with nine years of industry experience. She has previously worked at Charles Schwab Bank, Charles Schwab & Co., Inc., and JPMorgan Chase in various roles. Ho holds the Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and the Global Investment Committee’s return estimates.

Ross Gusky is an Investment Consultant at Fidelity Investments. In this role, he partners with clients to develop and implement financial plans and investment strategies tailored to their unique goals, concerns, and risk profiles. He focuses on creating and adjusting plans to align with changing market conditions and life circumstances. Ross has held several positions at Fidelity Investments, including Financial Representative and Financial Services Representative. Prior to joining Fidelity, he worked as a Financial Professional at New York Life Insurance. He holds a California Insurance License.

Shrddha Singhi is a financial advisor at LPL Financial with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Bank and its clearing division, as well as BMO Bank NA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

J Mckelvy is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a sole proprietor involved in real estate ownership in San Francisco. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and investment committee analysis.

Jack Damelio is a Financial Advisor at Merrill Lynch Wealth Management, where he is part of the GD Group. He focuses on helping entrepreneurs, founders, executives, and their families with wealth management, including areas such as pre-liquidity event planning, diversification strategies, corporate cash management, executive compensation optimization, and tax-sensitive investing. Jack serves as a Portfolio Advisor in the Merrill Investment Advisory Program, recommending investment strategies to help clients pursue their objectives. Jack began his career in wealth management at Morgan Stanley in 2022 as a Financial Advisor before joining Merrill Lynch Wealth Management two years later. He holds a Bachelor's degree in Economics from Pomona College, where he also played infield on the varsity baseball team. He carries the Personal Investment Advisor (PIA) designation. A resident of San Francisco, Jack is a native of the Bay Area and has interests in football, golfing, music, spending time with his family, and traveling. He regularly volunteers with community organizations in the city.

Kim Lee is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Keith Oslie is a financial advisor with Osaic Wealth Inc., holding a Series 65 credential and eight years of industry experience. His prior roles include positions at Defined Financial Planning LLC, J.W. Cole Advisors, Inc., and Global Financial Private Capital, LLC. Outside of advising, he is treasurer and partner at Cheers to Happy Hair, Inc., a hair salon where he manages finances and payroll. Osaic Wealth, Inc. serves a diverse mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, advisory services, financial planning, and access to third-party asset managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management.