Desiderio Rodriguez is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA) and brings a focused approach to guiding clients through complex financial decisions. Desiderio works closely with executives, entrepreneurs, and families to support them at significant life milestones and assist them in achieving financial freedom. He earned his High School Diploma from Woodside High School.

Bradford Rasor is a financial advisor at Osaic Wealth, Inc. with 23 years of industry experience. He holds the Series 66 designation and has worked at Osaic Wealth since 2018, following two years at Signator Investors, Inc. He also works as an independent life insurance agent, assisting clients with evaluating insurance needs and providing benefit options. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with investment strategies that include stocks, bonds, options, mutual funds, ETFs, and alternative investments, using various tools to support portfolio construction and management.

Kevin Blaine is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at Charles Schwab & Co., Inc., Charles Schwab Banks SSB, and J.P. Morgan Securities, LLC. Prior to his advisory work, he held various positions outside finance including at Graves Roofing, Jimmy Johns, and Pizza Hut. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management options supported by centralized operations and comprehensive advisory solutions.

Mary Caulder is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Smith Barney since 2009, following 14 years at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Josefina Arellano is a Series 66 licensed financial advisor with Morgan Stanley in Sacramento, CA, where she has worked since 2009. She has 20 years of experience in the financial industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Bobby Dalton Roy is a financial advisor with Primerica Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Primerica Advisors since 2013 and has a background that includes over 20 years with the California Department of Education. Outside of advisory services, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, emphasizing ongoing oversight and disclosure to manage potential conflicts.

Hope Bennett Brown is a Series 66 licensed financial advisor with six years of industry experience. She has been with Merrill and Bank of America N.A. since 2021 and previously worked at Equitable Advisors and Axa Advisors. Before her financial services career, she held positions at Black Angus Steak House, Dutch Bros Coffee, and Butte College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs various portfolio implementation approaches, including tactical asset allocation and tax-aware strategies, supported by Bank of America’s cash sweep and custody services.

Barbara Fain is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 66 designation and has worked at UBS in various capacities since 2015. Additionally, she has been involved in Randy Fain Pool Construction since 2006. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad set of capital markets and research resources.

Thomas Biggs is a financial advisor with LPL Financial in Roseville, CA, holding Series 63 and Series 65 registrations and bringing 41 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Western International Securities, Inc. for 12 years and GBS Financial Corp. for 9 years. He is also involved with Biggs Investment Management, an advisory and insurance-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, wrap and model portfolio programs, third-party asset management access, and institutional platforms while supporting advisors with research tools and operational resources.

Avedis Buyuker is a financial advisor with Equitable Advisors in Folsom, CA, holding Series 63 and Series 66 licenses and having six years of industry experience. His prior work includes roles at Axa Advisors and Sprint, as well as time spent at California State University. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors. The firm offers various advisory models and ERISA fiduciary services without sponsoring its own wrap fee program, relying on third-party managers and affiliated asset managers for investment solutions.

Donald Rogers is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Lincoln Financial Advisors, Allstate Insurance Company, OneAmerica Securities, American United Life, and Lafayette Life Insurance. Rogers is also involved as a sales manager and agent offering fixed insurance products through Retirement Security Centers. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with an emphasis on asset allocation, risk tolerance, and diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Frank Geremia III is a CFP® professional with 30 years of industry experience, currently with Wells Fargo Clearing since 2016. He previously worked at A. G. Edwards & Sons, Inc. from 2002 to 2008. Outside of his advisory role, he holds a 20% ownership interest in Geremia Companies, LLC, a non-investment related business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory services supported by comprehensive research and analytics.

David Bains is a financial advisor with Robert W. Baird & Co. in Sacramento, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at Wells Fargo Clearing and JPMorgan Securities. Outside of his advisory work, he is involved in an English bulldog breeding business and co-owns a community service focused on connecting caregivers with employment opportunities. He works within The DDK Group at Baird, a team serving individuals, corporate clients, pension plans, and charitable organizations. The firm offers a variety of financial planning and portfolio management services, utilizing discretionary and non-discretionary strategies, with an emphasis on manager selection, tax management, and the integration of internal research and technology.

Raquel Austin is a Series 66 licensed financial advisor with 22 years of industry experience. She currently works at Cambridge Investment Research Advisors, where she has been since 2026. Her prior experience includes roles at Bank of America, Merrill, and Morgan Stanley. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals.

Durron Bell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has a longer tenure at Wells Fargo Bank NA dating back to 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable breadth of investment options that include insurance-related vehicles and bank deposit sweep programs.

Amy Carrillo is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Citizens Private Wealth, JP Morgan Chase, First Republic Bank, and Wells Fargo, spanning from 2006 through the present. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a large network of investment adviser representatives and utilizes various investment strategies and technological tools to support client accounts.

Christopher Green is a financial advisor with LPL Financial in Roseville, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. He worked at Cetera Advisors LLC from 2014 to 2018 before joining LPL Financial, where he has been since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning, asset management, and institutional platforms through a large network of investment adviser representatives.

Christopher Hurst is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Stifel since 2010. He holds Series 63 and Series 65 licenses. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group to provide capital market analysis and asset allocation guidance.

Ruben Gonzalez is a financial advisor with Raymond James & Associates in Sacramento, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at JPMorgan Securities, Franklin Templeton, and State Street. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services that emphasize tailored, non-discretionary strategies supported by extensive research and multiple portfolio management styles.

Russell Martinez is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various divisions of Morgan Stanley since 1997. Outside of his financial career, Martinez participates in a band called Stones Throw. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients. The firm utilizes structured financial planning tools and offers a wide range of investment programs, managing approximately $2.74 trillion in client assets.