Philip Schambach is a Wealth Management Planning Consultant at Fidelity Investments. In this role, he works as part of a collaborative team dedicated to helping clients navigate important financial situations and coordinate resources across various planning disciplines. His focus is on building lasting relationships, providing ongoing support, and helping clients stay on track as their financial needs evolve. Philip has progressively advanced within Fidelity Investments, gaining experience in multiple positions including Wealth Management Service Specialist II, Wealth Management Service Specialist I, High Net Worth Service Specialist, and Customer Relationship Advocate. This progression reflects his comprehensive knowledge of wealth management services and client relationship management. Outside of his professional work, Philip has interests in comedy, family activities, football, and golf.

Mason Loth is a financial advisor at Robert W. Baird & Co. with four years of industry experience. He holds a Series 66 designation and has worked at R.W. Baird since 2020, following a brief tenure at Hilliard Lyons. Outside of his advisory role, he is employed as a high school basketball official by the Ohio High School Athletic Association. He is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across a range of investment strategies.

Christina Tumbleson is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and nine years of industry experience. She previously worked at Charles Schwab and Charles Schwab Bank from 2015 to 2024. Outside of her advisory role, she operates Empyrean Notarization LLC, providing notary services to the public. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Justine Cordner is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she worked at GreenSky for nine years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of accounts including discretionary portfolios, fund advisory, and model portfolios, with oversight of affiliated and unaffiliated sub-advisers.

David Berube is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Fidelity Investments in various capacities since 2005. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Scott Cengia is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds the Series 66 designation and has been with UBS since 2005. Outside of his advisory role, he manages YRCP LLC, an entity established for trademark protection of an app. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad range of capital markets services.

Emily Morris is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her career with Merrill Lynch in 2017 and focuses on providing comprehensive wealth management strategies tailored to clients' individual needs. Emily integrates investment insights from Merrill along with banking services from Bank of America to address various aspects of clients' financial lives. Emily holds a Bachelor's Degree from Louisiana Tech University and maintains multiple professional designations including Certified Financial Planner (CFP), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is also a member of the Financial Planning Association. In addition to her professional commitments, Emily participates in community organizations such as the CFP® Board Center for Financial Planning and the United Way of NELA. Her practice covers areas including college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, and retirement income planning.

Stephanie Lemma is a financial advisor at Charles Schwab with 20 years of industry experience. She has been with Charles Schwab since 2010 and holds a Series 66 designation. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides centralized custody, brokerage, and advisory services.

David Butler is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 credentials and has a work history that includes positions at Amazon, Kohl's, and the University of Kentucky. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves diverse clients, including registered investment companies and charitable funds, and is noted for its use of systematic methodologies and formal advisory roles within Fidelity’s institutional platform.

Linnell Sullivan is a financial advisor with Merrill in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked with Merrill since 2002 and with Bank of America, N.A. since 2009. Outside of his advisory role, he serves as a committee member for the YWCA of Greater Cincinnati, contributing to their investment and finance committees. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jon Scott is a Certified Financial Planner (CFP®) with 37 years of industry experience. He has worked at UBS Financial Services Inc. since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management offerings and uses proprietary research and model-based asset allocations to tailor financial plans.

Rachel Post is a financial advisor at Fidelity with 18 years of industry experience. She holds Series 66 and Series 63 designations and has worked at various Fidelity entities since 2007. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage diversified model portfolios.

Marcus Sarnecki is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at Mutual of America Life Insurance Company and Mutual of America Securities LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model-based investment solutions.

Joseph Rider is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. Before joining Fidelity, he worked in various school districts, including Boone County and Erlanger-Elsmere Independent, between 2018 and 2022. Fidelity's Strategic Advisers LLC, a part of Fidelity Investments, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and provides oversight of sub-advisers and share class evaluations.

Christopher Green is a Series 66-licensed financial advisor with Morgan Stanley in Cincinnati, Ohio, bringing 26 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery conversations and firm-approved tools.

David Singer is a Private Wealth Advisor and partner with The Evelo|Singer|Sullivan|Bruegge Group, a nationally recognized wealth management team within Merrill Private Wealth Management. He has been serving affluent families with complex financial needs since 1991, collaborating with affluent and ultra-affluent families throughout the United States. His team combines the focused service of a boutique operation with the broad capabilities of Merrill to provide customized strategies that manage risk, address personal goals, and preserve wealth across generations. David specializes in areas including executive and equity compensation, family wealth management, legacy planning, personal retirement planning, and philanthropic planning. His approach involves creating tailored investment portfolios and financial strategies that encompass financial markets, asset structuring, estate planning, and tax minimization solutions. He leads a team of 28 professionals dedicated to advancing clients' financial objectives. He holds a Bachelor's degree from DePauw University and a Master's degree from Xavier University, and maintains professional designations as a Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA). Active in the Cincinnati community, David serves as the immediate past chairman of the Boys & Girls Clubs of Greater Cincinnati. In his personal time, he enjoys running, boating, golfing, and spending time with his family.

Kevin Gundlach is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2020. He is dedicated to helping clients work toward their financial goals by simplifying complex financial topics and providing clear guidance. His approach is centered on client needs and supported by Fidelity's resources and ethical standards. Prior to his current role, Kevin held positions at Fidelity Investments including Director, Retirement Planner from 2018 to 2020, and Retirement Relationship Manager from 2011 to 2017. Through these roles, he has developed extensive experience in retirement planning and client relationship management. Kevin holds insurance licenses in Arkansas and California.

Benjamin Siegel is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He works closely with clients to understand their financial goals and situations and assists in developing and maintaining customized financial plans. Prior to his current role, he served as a Financial Consultant at Fidelity Investments from 2018 to 2024, and before that held the roles of Relationship Manager (2016-2018) and High Net Worth Associate (2012-2016) within the same firm. Benjamin holds insurance licenses in Arkansas and California. His extensive experience at Fidelity Investments spans over a decade, during which he has developed expertise in financial consulting and relationship management.

Mark Lindloff is a CFP® professional with 24 years of experience in the financial services industry. He is currently with OSAIC and has a background that includes 17 years at Lincoln Financial Securities Corporation and ongoing involvement with Divinity Group. In addition to his advisory role, Lindloff owns Lindloff Wealth Advisors, where he offers insurance products including health, disability, and life insurance. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a broad network of advisers and multiple advisory platforms. The firm employs various portfolio construction tools and offers integrated brokerage and advisory services, supporting both discretionary and non-discretionary account management.

Michael Mcnamara is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. His prior work includes roles at Hyde Park Country Club and The Ohio State University in various capacities. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.