Brett Rizor is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities as well as BNY Mellon Advisors, Inc. His current role at Fidelity began in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios that incorporate mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Matthew Lobaugh is a Financial Consultant at Fidelity Investments, where he collaborates with individuals and families to develop comprehensive financial plans tailored to their priorities and goals. His approach focuses on balancing risk with the aspects of life that are most important to his clients. Matthew has been with Fidelity Investments since 2019, progressing from a Client Management Representative to Portfolio Specialist, and currently serving as a Financial Consultant. He holds insurance licenses in Arkansas and California. Outside of his professional work, Matthew enjoys biking, comedy, outdoor adventures, parenthood, and skiing.

Ellen Haskell is a financial advisor at Robert Baird & Co. with 20 years of industry experience. She holds a Series 66 designation and has worked at Robert Baird since 2019, following prior roles at JJB Hilliard Wl Lyons LLC and Hilliard Lyons. In addition to her advisory work, she manages a family trust on a fiduciary basis. She is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pension plans, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers, with a range of traditional and non-traditional investment strategies.

Kimberly Walko is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. In her current role, she works closely with clients to help them understand their company benefits, build financial plans, and provide service. She emphasizes developing strong relationships with clients through clear and direct communication to build trust. Kimberly has extensive experience in financial services, having worked as a Benefits and Planning Consultant at Fidelity Investments since 2022, and previously as a Workplace Planning Consultant at the same firm. Her background also includes roles as a Licensed Banker at Huntington Bank and Key Bank, and Mortgage Loan Officer positions at Fifth Third and Coldstream. She holds insurance licenses in Arkansas and California. Outside of her professional work, Kimberly enjoys cooking and baking, fitness activities including yoga and skiing, reading, and traveling.

Joshua Fouts is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has worked in various roles across Fidelity’s personal, workplace, and brokerage services since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, and maintains oversight of sub-advisers and share class allocations.

Edward Maynard is a financial advisor with LPL Financial in Covington, KY, holding Series 63 and Series 65 licenses and over 32 years of industry experience. He previously worked at Stonex Advisors Inc and StoneX Securities Inc for 10 years each, and at Cox Financial for 30 years. Outside of his advisory role, he is involved with Maynard Asset Management LLC and has a small retail business named Soggy Dollar. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of investment and advisory services, including model portfolio programs and third-party asset management, supported by technological tools but makes investment decisions through advisor discretion.

Adam Dengel is a financial advisor at Fidelity with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Fidelity Investments and its related entities since 2012, along with prior experience at PNC Wealth Management and Natcity Investments. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, emphasizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a variety of clients including registered investment companies and offers model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Jamie Morgan is a Private Wealth Advisor with Merrill Private Wealth Management, collaborating with The Evelo|Singer|Sullivan Group, a nationally recognized private wealth management team. He works with affluent individuals and families to develop tailored wealth strategies that reflect their personal, business, and philanthropic goals. Jamie emphasizes the importance of cohesive wealth management plans and collaborates closely with clients' attorneys, accountants, and other advisors to provide comprehensive financial advice and guidance. Since 1999, Jamie has provided wealth strategies and offerings focused on long-term wealth strategies, insurance, and lending for high-net-worth clients. He has particular expertise in family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, special needs planning, tax minimization, and retirement income. Jamie has also assisted clients in designing and implementing strategies for special needs children and eldercare. Jamie holds a B.S. in Business from Xavier University and is a CERTIFIED FINANCIAL PLANNER® professional. He also has additional professional designations including Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Jamie has been recognized by Forbes in their annual list of Best-In-State Wealth Advisors from 2020 to 2025. Beyond his advisory role, he serves on the corporate board for CancerFree KIDS and actively participates in Cincinnati Golfers for Charity. His personal interests include football, golfing, running, and spending time with family.

Lucia Villamagna is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 designations and has worked in various roles, including prior positions outside the financial industry. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios. The firm also serves as an advisor to multiple registered investment companies and employs formal governance and oversight processes.

John Bruns is a financial advisor with Fidelity Investments based in Covington, KY, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has been with Fidelity and its affiliated brokerage services since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with model portfolios constructed from mutual funds, ETFs, and ETPs.

Adam Boerger is a financial advisor with Wells Fargo Advisors based in Elsmere, KY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at various Wells Fargo entities since 2009. Outside of his advisory role, Boerger has been involved in local softball organizations as an umpire and treasurer. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services. The firm offers tailored recommendations using proprietary research and tools, providing planning services across multiple specialized areas for clients who meet certain net-worth criteria.

Alexis Lindsay is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, Alexis held various roles, including positions at Clarity Retail Services and Amazon. Strategic Advisers LLC, a Fidelity Investments company, serves retail and institutional investors with discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process and acts as a registered commodity pool operator with roles in multiple registered investment companies and fund-of-funds.

Michelle Redden is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and over 14 years of industry experience. She has worked with Fidelity Brokerage Services LLC since 2017 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a wide range of clients, including retail and institutional investors. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, utilizing algorithmic methodologies and long-term asset allocation benchmarks.

Katie Andrews is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including L.M. Kohn & Company, Northstar Financial Services, Fidelity Brokerage Services, and Bank of America. Based in Cincinnati, OH, Andrews has been with Merrill since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Colin Stewart is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior roles include positions at PNC Financial Services and Pyramid Consulting Group Inc. He has also worked in multiple capacities related to the University of Dayton and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, with a focus on blending proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Kenneth Apking is a financial advisor with Cetera in Cincinnati, OH, holding a Series 63 designation and 29 years of industry experience. He has been with Cetera and Cetera Financial Specialists LLC since 2008. Outside of his advisory role, he works as an insurance agent selling health, life, annuity, and long-term care insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a network of over 10,000 advisors and managing more than $256 billion in assets.

Alexander Wyszkowski is a financial advisor at Fidelity with five years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work experience includes roles at Amazon and the University of Cincinnati. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios and supports its advisory services with oversight controls and delegated management.

Allen Lesaint is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities since 2000. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also acts as a registered commodity pool operator and advises multiple registered investment companies and fund-of-funds.

Jack Baglien-Allender is an Investment Solutions Representative III at Fidelity Investments. In this role, he collaborates with clients to develop financial plans aimed at helping them achieve their financial goals. Jack has progressed through various roles at Fidelity Investments, starting as a Customer Relationship Advocate in 2021, then serving as a High Net Worth Service Associate from 2022 to 2023. He advanced to Investment Solutions Representative I in 2023, followed by Investment Solutions Representative II from 2024 to 2026, before attaining his current position in 2026.

Cameron Walton is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 registrations and has worked at firms including Charles Schwab, Voya Financial Advisors, and MassMutual Chicago. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of portfolios, including fund-of-funds and model portfolios, and holds distinctive roles such as commodity pool operator registration and advisory responsibilities for multiple registered investment companies.