Margo Hanschke is a CFP® professional at Schwab Wealth Advisory with three years of industry experience. She has worked with Charles Schwab & Co., Inc. since 2022 and previously served for eight years at Colorado Christian University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s investment guidance is based on proprietary asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

George Papadimitropoulos is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Lone Tree, Colorado. He has been with Schwab Wealth Advisory since 2014 and has been associated with Charles Schwab since 2011. Outside of his advisory role, he is president of Sigma Real Estate Holdings LLC, a business involved in property acquisition and management in Colorado. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in its program or referred by Charles Schwab & Co. The firm uses Schwab’s asset-allocation models and research tools to deliver tailored recommendations and conducts at-least-annual portfolio reviews, while trades are executed only with client authorization.

David Keller is a ChFC® credentialed financial advisor with 54 years of industry experience, currently affiliated with Primerica Advisors and Park Avenue Securities. He has worked at Primerica Advisors since 2008 and concurrently at Guardian Life Insurance Company. Keller serves on the board of Colorado Uplift, a nonprofit organization. Park Avenue Securities serves a broad retail client base, offering both transaction-based brokerage and fee-based advisory services, including financial planning and retirement consulting. The firm utilizes a range of investment strategies through proprietary and third-party platforms and supports various account-level services such as securities-based lending and donor-advised funds.

Nicholas Sauro is a CFP® professional with nine years of experience in financial advising. He has worked at Creative Planning since 2023 and previously held roles at Merrill and TIAA-CREF. He is based in Denver, CO. Creative Planning provides wealth management and financial planning services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by direct indexing and private market investments.

Johan Forsman is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding a Series 66 designation and 21 years of industry experience. He worked at TIAA-CREF and TIAA for 20 years before joining Empower Advisory Group and Empower Financial Services in 2026. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm offers integrated services through Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Geoffrey Luchetta is a financial advisor with Eagle Strategies (NY Life) based in Lakewood, CO, holding Series 63 and Series 65 licenses and with 19 years of industry experience. He is associated with Eagle Strategies since 2014 and operates High Point Financial Group, LLC, where he brokers non-registered insurance products alongside selling New York Life products. Eagle Strategies serves a diverse client base including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice and delivers solutions through multiple program types, with most assets managed on a non-discretionary basis within the integrated New York Life affiliate structure.

Cameron Roybal is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Charles Schwab, Guardian Life, Cetera Advisor Group, and other firms. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to IRA and retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Jads Elson Ronario is a financial advisor at Empower Advisory Group with a Series 66 designation and one year of industry experience. Prior to joining Empower, he worked in various roles at firms including Cognizant Technology Solutions Philippines, Wells Fargo International Solutions LLC, and JPMorgan Chase Bank’s Philippine Global Service Center. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and select retail brokerage account holders. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates rather than short-term forecasts.

Kenneth Lang is a financial advisor at &Partners with Series 63 and Series 65 licenses and 56 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing from 1990 to 2025. Lang serves as a FINRA arbitrator. &Partners serves individual and institutional clients, including high-net-worth individuals and charitable organizations, offering investment management, financial and tax planning, and retirement-plan services. The firm employs a combination of fundamental, technical, and quantitative analysis with both proprietary and third-party strategies, managing accounts on discretionary and non-discretionary bases.

Addison Dunbar is a financial advisor at Rockefeller Financial LLC with one year of industry experience. He holds the Series 66 designation and has previously worked at Equitable Advisors and Northern Trust. Outside of finance, he has experience working in the food service industry at Grinders Stonewall Pizza. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing a range of investment and placement services.

Ye Xia is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2017, having worked at Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment guidance is based on Schwab’s proprietary asset-allocation models and research tools, with individualized recommendations and at-least-annual reviews tailored to client goals and risk tolerance.

Monica Ie Tan is a financial advisor at TIAA-CREF in Denver, CO, with 23 years of industry experience. She holds a Series 66 designation and has been with TIAA-CREF since 2006. Outside of her advisory role, Monica operates online stores selling photo prints and artwork through Shopify and Etsy. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to the TIAA Donor Advised Fund.

Lauren Culver is a CFA® charterholder and holds a Series 66 license with five years of industry experience. She has been with CIBC Private Wealth Advisors, Inc. in Denver, CO since 2015. CIBC Private Wealth Advisors provides investment and wealth advisory services to individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm employs a comprehensive investment process involving an internal team, relationship managers, and governance committees to deliver customized portfolio management and coordinated Family Office services, managing approximately $67.8 billion in assets across 175 advisors.

Jessica Semones is a financial advisor at TIAA-CREF with 10 years of industry experience. She holds Series 63 and Series 66 designations and has worked at TIAA-CREF since 2016. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management with a fiduciary standard applied to its RIA services.

Estelle Gonzalez is a Series 66 licensed advisor with seven years of industry experience. She is currently with Focus Partners Wealth, LLC and has previously worked at The Colony Group, The Ameriflex Group, Sagepoint Financial, KOHLS, VOYA Financial Advisors, and Cetera Advisors. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial planning, and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Clayton Faber is a financial advisor at Empower Advisory Group with five years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Empower, he worked at Fidelity Brokerage Services LLC and Fidelity Investments. Outside of his advisory role, Clayton also works as an independent contractor for DoorDash, providing food delivery services. Empower Advisory Group offers financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm utilizes an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Angelo Giron is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and seven years of industry experience. Prior to joining Empower Advisory Group in 2023, he worked at Personal Capital Advisors Corporation from 2017 to 2023 and was employed at Furniture Row from 2013 to 2017. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and clients’ savings rates in its planning methodologies.

Mackenzie Azzam is a financial advisor at Empower Advisory Group with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Empower Financial Services, inc, Mackenzie worked at The Medical Center of Aurora and has a background that includes roles in healthcare and education. Empower Advisory Group provides financial planning and investment management mainly to employer-sponsored retirement plan sponsors and their participants, integrating its services with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and offers both point-in-time financial plans and optional managed account solutions.

John O Brien is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, Edward Jones, and a brief tenure at CostCo Warehouses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model emphasizes long-term portfolio returns, annual rebalancing, and client savings rates within plan lineups selected by plan sponsors.

Cory Rau is a CFP® professional with 12 years of industry experience, currently serving at Schwab Wealth Advisory. He has held roles at Charles Schwab since 2018 and previously worked at Raymond James Financial Services and Chapel & Collins. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Schwab’s asset allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.