Sara Porter is a financial advisor at Fidelity with Series 63 and Series 66 licenses and 13 years of industry experience. She has worked at Fidelity Investments since 2012. Outside of her advisory role, she provides therapeutic group and individual activities for patients at Virtua Mount Holly Hospital. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Edinson Cruzado is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has previously worked at Mercantile Bank of Michigan and has been associated with both Bank of America and Merrill since 2017. Outside of his advisory role, Cruzado is involved with El Toro Landscaping & Remodeling LLC in Bridgeton, NJ, where he assists with organizational duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jarrod Howard is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping individuals and families grow, preserve, and manage their wealth through a risk-based approach. He focuses on a range of client needs, including college education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, portfolio management, small business strategies, tax minimization, and retirement income. Jarrod holds a Bachelor's Degree from Hampton University and holds the designation of Personal Investment Advisor (PIA). He works with families and institutions to implement customized strategies that align with their unique financial goals, bringing clarity and transparency to the complexities of wealth planning. Jarrod is fluent in English and Spanish and contributes to the community by supporting organizations such as Sponsors for Educational Opportunity. Outside of his professional role, Jarrod enjoys boating, fishing, running, skydiving, and surfing.

George Ernst Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 28 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley, Citigroup Global Markets, and Wells Fargo Clearing. Outside of his advisory work, he is involved in several business activities, including ownership of companies that facilitate athletic training and entertainment, as well as a family-related authorized check signer role. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics to support diversified investment strategies and offers a broad range of brokerage and advisory solutions.

Henry Williams Jr. is a financial advisor at Ameriprise with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Ameriprise and its related entities since 2010. Outside of his advisory role, he manages an advisory business through H H & W, LLC, assisting with client services and financial planning. Ameriprise provides a retirement-income planning service primarily for individuals nearing or in retirement with significant investable assets. The firm offers a combination of advisory, brokerage, and insurance solutions, using a centralized consulting team and algorithmic tools to develop personalized retirement income recommendations.

Denize Phillip is a financial advisor at LPL Enterprise with a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise, Phillip held roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of work, Phillip volunteers with the Chamber of Commerce Southern New Jersey. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, utilizing portfolios developed by internal and third-party strategists, and offers a range of financial planning and consulting services.

Richard Barnett is a financial advisor at LPL Financial with 28 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at LPL Financial since 2018, following positions at SII Investments, Inc., Next Financial Group, Inc., and MSI Financial Services, Inc. Outside of his advisory work, he has served as a ski instructor at the Jack Frost/Big Boulder Ski Area. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of investment adviser representatives.

Carrera Santiago is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has previously worked at FS Investment Solutions, LLC and Fs2 Capital Partners, LLC. Santiago is based in Philadelphia, PA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans to client goals and risk tolerances.

Hasib Amani is a CFP® professional with eight years of industry experience, currently advising at Charles Schwab in Philadelphia, PA. His prior experience includes roles at The Vanguard Group, Inc., TD Ameritrade, Inc., and New York Life Insurance Co. He also has experience in non-financial business activities, having been involved with Leatherhead Pub. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. Schwab’s model combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and centralized operational infrastructure.

David Engel is a CFP®-certified financial advisor with 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Morgan Stanley and PNC Wealth Management. Outside of his advisory work, he owns and is winding down JEL Liquors, LLC in Wildwood, NJ. Wells Fargo Advisors serves individual, corporate, and institutional clients by offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research-driven approaches including diversification and modern portfolio theory to evaluate investment options.

Ayesha Selden is a financial advisor with Ameriprise in Philadelphia, PA, holding CFP® and ChFC® designations and over 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2000. Selden serves on the Board of Directors for Holy Redeemer Health System. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, combining research-driven modeling and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Tamara Kukainis is a CFP®-designated financial advisor with 38 years of industry experience. She is currently with Equitable Advisors and has previously worked at Cetera Advisor Networks LLC, Vicus Capital, Inc., Schwartz Financial Associates, Inc., and Nathan & Lewis Securities, Inc. Kukainis has maintained a senior partnership and general managerial role at Schwartz Financial Associates, Inc. as an outside business activity. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives. The firm utilizes third-party program sponsors and offers a mix of proprietary and third-party investment solutions, including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Shauna La Maina is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and eight years of industry experience. She has worked at several firms including Cornerstone Financial Advisors and Ameriprise Financial, and has been with LPL Financial since 2017. Outside of her advisory role, she works as a delivery driver for DoorDash. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Gregg Gravenstine is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Peter Hall is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds a Series 63 designation and has worked with Wells Fargo since 2016, following a prior role at Prudential Equity Group. Outside of his advisory work, he serves as treasurer for the Haddonfield Ambulance Association and the Mews at Haddonfield homeowners association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages substantial assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Jeffrey Gardiner is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Prior to joining LPL Financial in 2021, he worked at BCG Securities, Inc. for nine years and Ameriprise for two years. He is also a publisher and author through his home-based business, Jeff Gardiner Publishing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by a large network of advisors and various operational tools.

Kevin Ridpath is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 65 designations and 26 years of industry experience. His career includes extensive tenure at Morgan Stanley entities from 2007 to 2020 before joining J.P. Morgan in 2020. He is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer a range of bank products alongside investment advisory services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, manager searches, and customized performance reporting through a non-discretionary consulting process. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

James Smith is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for a decade. Outside of his advisory role, Smith is a business owner of Val's Tavern in Rumson, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools.

Robert Errichetti is a financial advisor with Mass Mutual Investors Services in Voorhees, NJ. He holds Series 63 and Series 65 designations and has 35 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, he worked at Metlife Securities Inc. from 2009 to 2017 and MassMutual Life Insurance Co. beginning in 2016. He is also co-owner of an LLC used for business and tax purposes. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved analytical tools and delivering collaborative, annual financial planning engagements.

Marykate Mc Ginley is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 66 licenses and has held roles at JPMorgan Chase Bank, NA, and Keller Williams. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.