Michael Bonaccorso Sr. is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 29 years of industry experience. His prior roles include ten years at Allied Wealth Partners and extensive experience with Tax Planning Group, LLC and Wealth Management Group LLC, entities he continues to be involved with. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technologies such as machine learning across discretionary and non-discretionary management services.

Salvatore Bonomo is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides personalized advice and guidance in investing, banking, and lending, leveraging the resources of Merrill Lynch and its parent company, Bank of America. Salvatore serves a diverse client base with an emphasis on college education planning, family wealth management strategies, personal retirement planning, and retirement income. He holds a Bachelor's Degree from the College of Staten Island and is designated as a Personal Investment Advisor (PIA). Salvatore values building trust through clear communication and a commitment to client interests. He takes the time to understand clients' individual goals and develops strategies to pursue them effectively. Outside of his professional responsibilities, Salvatore enjoys a variety of personal interests including cooking, hiking, ice hockey, pickleball, skiing, soccer, spending time with his family, and watching movies.

John Macones is a financial advisor at Primerica Advisors with one year of industry experience. He holds a Series 66 designation and has worked at various firms including Red Maple Economics LLC and PFS Investments Inc. Outside of his advisory roles, he has experience with entities such as DB-Collaborative, LLC and has a background involving work at Rutgers University New Brunswick. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that uses model-based strategies managed by third-party asset managers.

Yue Lin is a financial advisor at LPL Enterprise with 17 years of industry experience. He holds Series 63 and Series 65 designations and has worked at LPL Enterprise since 2024, following six years at Pruco Securities, LLC. Outside of finance, he has been involved with Delfy Music Inc. since 2010. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services through an integrated platform that combines financial planning, model wealth portfolios, asset management, and insurance products.

Joseph Bauer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on developing goals-based wealth management relationships tailored to each client's unique investment objectives, risk tolerance, liquidity needs, and time horizon. He offers a range of financial services including customized wealth management strategies, retirement planning, college funding, insurance services, banking access through Bank of America, and guidance on concentrated stock positions, company stock options, and alternative investment strategies. His work is supported by internal specialists and access to BofA Global Research. Mr. Bauer earned a Bachelor of Science degree in Finance from Seton Hall University in 1995 and has been in the financial services industry since that year. He has been with Merrill Lynch Wealth Management since early 2009. He holds multiple FINRA registrations including Series 7, 9, 10, 24, 31, 63, and 65, along with life and health insurance licenses in New Jersey and Florida. Additionally, he holds the Certified Private Wealth Advisor® (CPWA®) designation and is a member of the Investments & Wealth Institute™. Residing in Edison, New Jersey, Mr. Bauer is a lifelong resident of Middlesex County. He is married with two daughters. Outside of his professional work, he enjoys biking, fishing, football, golfing, and traveling. He is a member of the Metuchen Golf & Country Club.

Debra Abbott Walker is a financial advisor at Cetera with 14 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior work includes roles at Citigroup, Equitable Advisors LLC, New York Life Insurance Company, Northwestern Mutual, and AXA Advisors. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and features a multi-manager platform with various program options and custodial relationships.

Eric Duskin is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2009 to 2022 before joining Merrill in 2022. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base, including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates investment management with Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Jennifer Lee is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a trustee and personal representative for a family trust in Vero Beach, Florida. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Christine Benson is a Series 66-licensed financial advisor at Merrill with eight years at the firm and one year of industry experience. Prior to joining Merrill, she spent fourteen years at Raised Family. Outside of her advisory role, she works as a fitness instructor at Hackettstown Dance Fitness. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm employs model-based and discretionary investment strategies developed by its Chief Investment Office and affiliated managers.

Gary Capaldo is a CFP® professional with over 31 years of experience in the financial industry. He is currently affiliated with Cetera and has held various roles at Cetera Advisors LLC and First Allied Advisory Services. Outside of his advisory work, he serves as a CFP instructor at Wagner College and holds leadership and fiduciary roles in several business and nonprofit organizations, including youth baseball and softball associations. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, and institutions. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.

Robert Pallitto is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 designations and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gregory Burke is a Financial Advisor at Merrill Lynch Wealth Management, specializing in wealth management and banking services. He focuses on creating personalized wealth management strategies that align with his clients' financial goals and the dynamic nature of today's market conditions. Greg's client focus includes areas such as college education planning, employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, special needs planning strategies, individual and corporate investment strategy, and retirement income. Greg holds a Bachelor's Degree in Economics from Kean University and has earned the Professional Investment Advisor (PIA) designation. He resides in Milltown with his wife, Irma, and daughter, Riley. In addition to his professional pursuits, Greg participates in community volunteer activities in line with Merrill's tradition of community service. His personal interests include basketball, boating, camping, cooking, gardening, hiking, ice hockey, skiing, spending time with his family, and traveling.

John Cusate is a financial advisor at UBS Financial Services in Warren, NJ, with nine years of industry experience. He has been with UBS since 2016 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Lori Mc Guinness is a financial advisor with J.P. Morgan Securities in Princeton, NJ, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Her previous roles include positions at Morgan Stanley and David Lerner Associates, among others. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending investment strategies.

Jennifer Tarantino is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Her prior experience includes roles at LPL Financial and Morgan Stanley Private Bank. She is also involved with Fox Hill Wealth Management, a business unrelated to investment advisory activities. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized planning for niches such as business-owner transitions and special-needs analysis, with recommendations supported by proprietary research and planning tools.

Robert Buckman is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Wells Fargo Securities, LLC. He is also involved in Prudential’s property and casualty investment-related activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services supported by an integrated platform that combines financial planning, model portfolios, third-party asset management, and insurance products through affiliated entities.

Thomas Caprio is a CFP®-certified financial advisor with 43 years of industry experience. He has worked at LPL Financial since 2024 and previously spent 18 years with Royal Alliance Associates, Inc. Caprio is also involved in a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and technology solutions.

Thomas Foley Jr. is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with AXA Advisors, LLC. Foley serves as a board member and trustee for the Semper Fi Santa Foundation, a nonprofit organization. Equitable Advisors provides financial planning, retirement plan support, and asset management services to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid advisory and brokerage model, leveraging third-party asset managers and programs to tailor investment solutions based on client goals and risk tolerance.

Eric Penna is a financial advisor with Ameriprise in East Brunswick, NJ, holding a Series 66 designation and 14 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, using a centralized consulting team to deliver written recommendation reports focused on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients and offers a range of advisory, brokerage, and insurance solutions through affiliated entities.

James Vellanti Jr. is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he provides investment advice and access to banking and lending services through Bank of America. His approach involves understanding clients' priorities to create personalized investment strategies. James specializes in various aspects of financial planning, including general investing, retirement planning, and preparing for unexpected financial needs. He engages with clients to discuss their goals and provides ongoing guidance as their circumstances evolve. He holds a Bachelor's Degree from the University of Delaware and holds the Professional Investment Advisor (PIA) designation.