David St. Louis is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Andrew Wayne is a financial advisor with Wells Fargo Advisors in Chatham, NJ, holding Series 65 and Series 63 licenses and bringing 31 years of industry experience. He has been with Wells Fargo and its affiliated entities since 2009. Outside of his advisory role, Wayne is involved in multiple private investment ventures and holds ownership interests in several investment-related entities. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a wide range of investment and financial planning services, utilizing proprietary research and tools to develop tailored client recommendations.

Courtney Burton is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been advising high net worth clients since 2000. She holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and has attained FINRA Series 7, 63, 65, 31, 9, and 10 registrations. Additionally, Courtney serves as a Senior Portfolio Advisor within the Firm's Investment Advisory Program. Her expertise covers asset and liability management, tax minimization, income and asset preservation, and tailored strategies for affluent individuals, families, small businesses, and institutions. Courtney focuses on client goals such as retirement income, education planning, executive compensation, and liquidity management. She emphasizes a disciplined, consultative approach to translate clients' financial needs into specific investment objectives. Courtney graduated from the University of Delaware with a Bachelor's degree. She is involved in community activities through Kids School and resides in Westport, Connecticut with her husband and two children. Her personal interests include baseball, reading, spending time with her family, and traveling.

Peter Jackowitz is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and 22 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC prior to his current position. Outside of his advisory work, he is a co-owner of an investment-related merchant partnership and serves as vice president of a townhouse community association. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a large network of advisors. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Namazzi Challenger is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 licenses and having four years of industry experience. Prior to joining Morgan Stanley in 2022, Challenger worked at Carvel and held various other roles including positions at Kroger and Nordstrom Rack. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to both individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved tools to support financial planning.

Adam Greenstein is a financial advisor with LPL Financial in Summit, NJ, holding a Series 66 designation and bringing 20 years of industry experience. His prior work includes nearly two decades with Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory role, he owns an S-Corp that collects commissions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by internal and third-party research.

Anthony Caruso is a financial advisor with Cetera, holding a Series 63 designation and bringing 26 years of industry experience. He previously worked at Securian Financial Services and Minnesota Life Insurance Company for 18 years and has been associated with Allied Wealth Partners since 2014. Outside of advising, he is a partner in a DBA firm and works as an independent real estate contractor. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with various program options and access to multiple third-party money managers.

James Nelson is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. His prior roles include work with the College for Social Innovation, Blue Latitudes, and Fathers' UpLift. He has also been involved with the University of New Hampshire and its Student Philanthropy Center. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client plans.

Griffin Phares is a Series 66 licensed financial advisor with UBS Financial Services in Weehawken, NJ, and has been with the firm since 2024. Prior to his advisory role, he held positions at Proper Hospitality and Elite Skills and Performance LLC, as well as experience in the food service and education sectors. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a range of investment and capital markets solutions.

Steven Mortelliti is a financial advisor at UBS Financial Services with the Series 66 designation and one year of industry experience. His career includes roles at UBS and GGH Morowitz, as well as time spent as a full-time student and in entrepreneurial ventures such as Gear-Up Paintball. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, providing a broad range of solutions including fee-based financial planning, portfolio management, and capital markets services.

John Cesaro is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*Trade Capital Management LLC and E*Trade Securities LLC. He is based in Jersey City, NJ. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Alice Lee is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, having worked at JPMorgan Chase Bank, N.A. since 2003. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary services through a select group of Wealth Advisors, focusing on approved funds and strategies.

Ira Bauman is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Raymond James & Associates for 10 years. He also serves as a trustee at an investment-related business. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, providing tailored recommendations through a broad planning menu that includes specialized areas such as business-owner transition and special-needs planning.

Joshua Hidalgo is a Senior Vice President and Private Wealth Advisor at Merrill Private Wealth Management. In this role, he provides wealth and investment management services to high net worth families and institutions in the US and internationally. He is responsible for developing and implementing highly tailored, goal-oriented financial strategies, as well as tracking performance and risk metrics for his team's portfolios. Joshua joined Merrill in 2011 after earning a Bachelor of Business Administration degree in Finance from Florida International University. He is an alumnus and active member of Sponsors for Educational Opportunity, completing the program in 2010 with an internship at J.P. Morgan Private Bank. He holds the Chartered Financial Analyst® (CFA®) designation and additional credentials including Personal Investment Advisor (PIA) and Sports & Entertainment (SE). Based in New York City, Joshua enjoys traveling, golf, football, scuba diving, skiing, and spending time with his family.

Victor Rosati Jr. is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior work includes eight years at Bank of America, NA and eight years at Wells Fargo Clearing. Outside of his advisory role, he has ownership interest in a merchant partnership through ROSATI GP, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm uses proprietary research and planning tools to develop recommendations, with services spanning retirement, education, risk, and specialized planning areas such as business-owner transition and special-needs analysis.

Jullien Fernandez is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services from 2014 to 2018 before joining Merrill in 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Panepinto is a financial advisor at J.P. Morgan Securities with 8 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of New York Mellon from 2013 to 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Debra Leslie is a financial advisor at RBC Capital Markets with 36 years of industry experience. She holds Series 63 and Series 65 designations and has been with RBC Capital Markets since 2008. Outside of her advisory role, she is involved with Minnesota State University's Center for Workforce Professional Education, where she provides guidance and mentoring for the Women in Leadership Program. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations, offering tailored investment strategies through various advisory programs and integrated capital-markets capabilities.

Gerald Coughlin is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at AXA Advisors, LLC. In addition to his advisory work, he serves as a FINRA arbitrator for securities cases. Equitable Advisors provides financial planning, retirement plan support, and asset management services to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, leveraging third-party asset managers and programs to tailor investment solutions based on client goals, risk tolerance, and time horizon.

Robert Moriggia is an Investment Consultant who works with individuals and families to build trusted, long-term relationships centered on their financial goals and evolving needs. He emphasizes listening first, providing clear and thoughtful guidance, and tailoring strategies to each client's situation. His approach focuses on consistent communication and transparency to ensure clients feel informed and confident in their decisions. Robert's professional experience includes roles as a Financial Analyst at JPMorgan Chase from 2024 to 2025 and as a Private Client Banker at JPMorgan Chase from 2022 to 2024. This background has contributed to his expertise in financial analysis and client banking services. Outside of his professional work, Robert has interests in fitness, football, military service, parenthood, reading, and traveling.