Morgan Dorado is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA before joining Fidelity. Outside of his advisory role, he occasionally works as an independent contractor providing technical support services for an organization assisting independent living. Fidelity’s Strategic Advisers LLC, where he works, offers investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves various clients including charitable funds and registered investment companies, and is known for its use of systematic methodologies and its advisory role in multiple registered funds.

Sean Mc Hugh is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior roles include positions at Bank of America, Equitable Advisors, Chimera Securities, and involvement with a meal prep business and landscaping firm. Outside of advising, he has worked in retail support activities related to seasonal tasks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Anthony Stella is a financial advisor with Ameriprise, holding a Series 66 designation and five years of industry experience. He has worked at Ameriprise since 2017 and has prior experience in administrative roles at the University of Miami and in retail management. Ameriprise is a large institutional firm offering a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations delivered through a centralized consulting team.

Gerard Nicosia is a financial advisor at Cetera with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Royal Alliance and Cetera Wealth Services. In addition to his advisory role, he serves as president of Executive Financial & Tax Planning Services, where he prepares personal and business tax returns. He is also an insurance agent specializing in life, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, retirement services, and access to third-party managers through a multi-manager platform featuring discretionary and non-discretionary program options.

Michael Rivelli is a financial advisor with Primerica Advisors, holding a Series 63 designation and 22 years of industry experience. He has been associated with Primerica Financial Services since 1997 and PFS Investments Inc. since 2001. Outside of his advisory work, he has been involved with the Mineola Volunteer Ambulance Corps since 2022 and Emergency Ambulance Service since 2010, and he is also engaged with CAS Digital Printing. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, with an emphasis on model-driven portfolio strategies. The firm supports approximately 3,948 advisors and $15.5 billion in assets under management.

Janice Smith is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. She has 40 years of industry experience, including 30 years with Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services. In addition to her advisory role, she works as an insurance brokerage agent specializing in individual and group life and health insurance. She also serves as a referral partner to a consulting group that identifies savings or credits through vendor and cost reviews. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.

Linda Springer is a financial advisor with Primerica Advisors in Hauppauge, NY, holding a Series 63 designation and over 22 years of industry experience. She has worked with PFS Investments Inc, Primerica Financial Services, and Theodore Roussis & Associates since 1999. In addition to her advisory role, she is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management services primarily to individual and high-net-worth clients through its Lifetime Investment Program, which offers model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, emphasizing a tiered percentage-based fee approach.

Todd Fanning is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His prior work includes ten years at Citigroup Global Markets and positions at TD Ameritrade and Home Depot. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to provide forward-looking investment analysis and asset allocation guidance.

Rubens Botaro is a financial advisor with Merrill in Melville, NY, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He previously worked at Citigroup for 14 years before joining Merrill in 2025. Botaro serves as a board member at large for the G Street Condominium in New York City, where he participates in overseeing management company performance and resident concerns. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Buccolo is a financial advisor with Equitable Advisors holding Series 63 and Series 66 designations. He has been with Equitable Advisors and its predecessor since 2022, with prior work experience including roles at Berlins Restaurant Supply and the College of Charleston. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing third-party asset managers and advisory platforms to implement customized investment solutions.

Eleftherios Aris is a CFP® with 17 years of industry experience, currently serving at LPL Enterprise since 2024. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Fisher Investments. He is also involved in providing accounting and recordkeeping services through Milford Leathers, a business he manages. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and various institutions. The firm employs a model-driven investment approach, leveraging third-party asset managers and portfolio strategists, and provides access to non-securities products such as affiliated insurance and trust services.

Sean Flynn is a financial advisor at Osaic with five years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial and Stony Brook University. Flynn is also involved in tax preparation and accounting through Strategic Financial and Tax Planning Services, where he prepares individual and corporate tax returns. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to various managed account solutions. The firm employs advanced asset-allocation tools and supports multiple platform programs to construct diversified portfolios for its clients.

Matthew Dolan is a financial advisor at LPL Enterprise with five years of industry experience. He holds a Series 66 designation and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Dolan is also involved in non-variable insurance activities through Prudential. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm uses model-driven investment implementation and offers access to third-party asset managers and insurance products through its affiliated entities.

Jake Billelo is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, advancing through roles including Planning Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Representative at MassMutual from 2019 to 2020. Jake's experience spans various aspects of financial consulting, offering clients comprehensive financial strategies and guidance tailored to their specific needs. He collaborates with a team of professionals to help clients work towards their financial goals, whether through broad financial planning or focusing on particular areas. Outside of his professional work, Jake has interests in baseball, fitness, football, and golf.

Michael Poncet is a Series 66-licensed advisor at Ameriprise with two years of industry experience. Before joining Ameriprise, he worked at Equitable Advisors, LLC and has held various roles including outside operations at Meadow Brook Club, where he serves as a caddie providing shot-to-shot strategy and practice facility maintenance. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its specialized Premier Retirement Income service that offers customized retirement-income planning and tax-aware withdrawal strategies.

Jessica Istchenko is a financial advisor at LPL Financial with 21 years of industry experience. She holds a Series 63 designation and previously worked at Equity Services, Inc. and National Life Group. In addition to her advisory role, she acts as an insurance agent through her business, Cellen Financial, offering life, disability, and health insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Joseph Palese is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank and J.P. Mortgage Securities LLC since 2014. Outside of his financial career, he is a signer for Forever Young Childcare, LLC, a home daycare service. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm’s approach includes quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework, offering non-discretionary advice through a select group of Wealth Advisors.

Robert Whitehead is a financial advisor with Ameriprise in Hauppauge, NY, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2005. He is also involved as a contractor with Certainity of Uncertainty, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice, utilizing proprietary research and third-party tools within a defined investment framework.

Michael Kinstler is a CFP® with 39 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Maria Gasparro is a financial advisor at UBS Financial Services with 33 years of industry experience. She has previously worked at Bank of America and Merrill, each for 11 years. Outside of her advisory role, she is involved in family-owned real estate businesses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor client plans. The firm combines institutional trading capabilities with wealth management services and offers a broad array of capital markets and banking services.