Kevin Acevedo is a financial advisor with Citigroup Global Markets in New York, NY. He holds Series 63 and Series 66 registrations and has three years of industry experience. His prior work includes roles at Haver Analytics and Alexander Wang Inc., as well as a seven-year period at Hunter College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with institutional scale and market roles, including as a swap dealer and futures commission merchant.

Yooran Cho is a financial advisor with PNC Wealth Management in Little Falls, NJ. He holds a Series 66 designation and has been with PNC since 2022, including roles at PNC Bank prior to his current position. His background includes experience in tax consulting and education. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that utilizes algorithmic risk assessment and approved model strategies executed via mutual funds and ETFs.

Matthew Sear is a financial advisor at MAI Capital Management, LLC with seven years of industry experience. He has held roles at firms including Evoke Advisors, SkyBridge Capital II, Hastings Capital Group, and First Republic Investment Management. MAI Capital Management, LLC provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base that includes high- and ultra-high-net-worth individuals, families, trusts, sports professionals, and institutional clients. The firm employs a range of strategies across equities, fixed income, and private investments, offering both discretionary and non-discretionary portfolio management through multiple platforms.

Daniel Polizzano is a financial advisor at Private Advisor Group, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Private Advisor Group and LPL Financial since 2012. Private Advisor Group serves a diverse client base, including individuals, businesses, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a variety of advisory programs and access to third-party asset managers and turnkey platforms.

Susan Hoyt is a Series 66 licensed financial advisor with 33 years of industry experience. She has been with Sanctuary Advisors, LLC and Sanctuary Securities, Inc. since 2022, and previously worked at Merrill from 2013 to 2022. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports over 400 independent investment adviser representatives who manage portfolios through various advisor-directed programs, Separately Managed Accounts, and Unified Managed Accounts, employing multiple analytical approaches and offering both discretionary and non-discretionary account management.

Melissa Haua is a financial advisor at Oppenheimer with a Series 66 designation and began her career in 2024. Prior to joining Oppenheimer, she attended the University of Pittsburgh Katz Graduate Business School. She has experience working at a pet daycare business outside of the financial industry. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a wide range of advisory and brokerage services, employing strategic and tactical asset allocation along with manager selection to meet client objectives.

Thomas Grant is a CFP® professional with 24 years of industry experience. He is currently affiliated with Private Advisor Group, LLC and LPL Financial, having previously worked with Grove Point Investments and H.Beck, Inc. Grant has also been involved with Prestige Title Agency for over a decade. Private Advisor Group serves a diverse clientele including individuals, business entities, trusts, estates, and charitable organizations. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting, providing access to multiple advisory programs and third-party asset managers through a broad network of investment adviser representatives.

Nina Talao Pazymino is a financial advisor with Empower Advisory Group in Bayonne, NJ, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at GWFS Equities, Prudential Investment Management Services, The Prudential Insurance Company of America, and Pruco Securities. She also serves as the Religious Education Director at St. Henry Roman Catholic Church, where she assists in managing and implementing religious education programs. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients, delivering services through a model integrated with Empower’s recordkeeping and administrative platforms.

David Elwood is a CFP® professional with over 30 years of experience in the financial industry. He is currently affiliated with Steward Partners Investment Advisory, LLC and has previously worked at Raymond James Financial Services and Wells Fargo Advisors. Elwood holds Series 63 and Series 65 licenses and operates The Elwood Wealth Management Group as a support business. Steward Partners Investment Advisory, LLC is an enterprise-scale registered investment adviser managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, and charitable organizations, offering a range of portfolio management and financial planning services through both proprietary and third-party solutions.

Nathan Pugliese is a CFP® and ChFC® with 28 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has held prior roles at Ameriprise Financial Services, Inc., Summit Financial, LLC, and LPL Financial. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active managers, overseen by an internal Investment Committee.

Alex Ruiz is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2015. The firm serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies, in-house research capabilities, and its roles as a swap dealer and futures commission merchant.

Steven Kramer is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has worked with Penn Mutual Life Insurance Co and Hornor Townsend & Kent since 2010. Outside of his advisory role, he provides consulting services on group health insurance and is a partner in Q6 Group, LLC, a financial services and insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

John Finney is a CFP® professional with 40 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. His prior roles include positions at Bleakley Financial Group, LPL Financial, and Private Advisor Group. Outside of advisory work, he is also an insurance agent with Beacon Pointe Insurance Services, LLC, focusing on life, health, and accident insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm employs a manager-driven investment approach, utilizing third-party independent managers selected through a formal due-diligence process and supported by platforms such as Envestnet UMA.

Nathaniel Siegel is a financial advisor with TLG Advisors, Inc. He holds Series 65 and Series 63 licenses and has 13 years of experience. His prior work includes roles at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. He also serves as Senior Vice President and Director of Executive Benefits at Vanbridge, an EPIC company. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on manager selection and monitoring using fundamental analysis and Modern Portfolio Theory to build diversified portfolios, offering both advisor-managed and digital investment programs.

Maria Flora Algarate is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes positions at HSBC Bank USA and Banco Santander International. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

William Wright is a CFP® with 41 years of industry experience. He is currently affiliated with TLG Advisors, Inc. and has previously worked at Allegis Advisor Group, VOYA Financial Advisors, and Financial Professionals Group. Outside of his advisory role, he is involved in business development and insurance sales activities, including work with eldercare referral services. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.

Anila Young is a financial advisor at Citigroup Global Markets with ten years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Neuberger Berman, Legg Mason & Co, and as a self-employed advisor. Outside of her advisory role, she is a passive co-owner of a short-term vacation rental property managed through an LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and execution services. The firm combines large institutional scale with specialized market roles, providing both discretionary and non-discretionary advisory solutions.

David Hill is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Mariner Wealth Advisors since 2012. He is based in Madison, NJ. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations by providing investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm employs a discretionary, customized portfolio approach supported by both in-house research and third-party managers, with capabilities that include alternatives, structured notes, and digital assets alongside comprehensive tax and administrative services.

John Gannon is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Private Advisor Group since 2016, LPL Financial since 2011, and Shembe & Gannon, LLC since 2000. He is involved with Schembre & Gannon, LLC, a CPA affiliate program based in Basking Ridge, NJ. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers a range of portfolio management and financial planning services and utilizes multiple platforms and third-party asset managers to tailor investment strategies.

Devin Satterthwaite is a Series 65-licensed advisor at Farther with one year of industry experience. Before joining Farther, he worked at Workday for eight years across multiple roles. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates using a web and mobile platform along with in-person meetings. The firm follows an investment approach based on Modern Portfolio Theory with model portfolios and algorithmic rebalancing, employing ETFs, mutual funds, equities, and fixed income, supported by AI tools subject to internal controls.