Gabrielle Perruso is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2019. Prior to that, she was with Herold Law, P.A. for one year and attended the University of Delaware from 2013 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment menus.

Russell Baccaglini is a financial advisor at Thrivent Investment Management with 21 years of industry experience. He holds the Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning and combines these services with managed accounts under a consolidated billing option, while maintaining separate planning and portfolio management functions.

Carl Halter is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and previously worked at Charter Communications, DoorDash, the University of South Carolina, and the U.S. Soccer Federation. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to tailor services based on client goals, risk tolerance, and time horizon.

Caleb Orr serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he works collaboratively with clients to help them identify and prioritize their financial objectives and to align investments strategically to support long-term financial success. Prior to joining Merrill Lynch, Caleb gained experience working with local business owners, specializing in risk mitigation solutions. His areas of expertise include college education planning, investment consulting for defined contribution plans, liquidity management, personal retirement planning, philanthropic planning, small business strategies, socially responsible and values-based investing, tax minimization, and retirement income. Caleb holds a Master of Science degree in Applied Economics and Statistics and a Bachelor of Science degree in Agribusiness, both from Clemson University. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). He is also involved with professional organizations such as the New Jersey Farm Bureau and the South Carolina Farm Bureau, and participates in community activities with the Branchville Cemetery Association, Sussex Christian Reformed Church, and Sussex County Agricultural Development Committee.

James Turner is a financial advisor at RBC Capital Markets with 40 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services for nine years. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that include discretionary and non-discretionary portfolio management and financial planning, tailoring strategies to clients’ Advisory Risk Profiles through a combination of in-house and third-party investment managers.

Donna Magliato is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to Morgan Stanley, she worked at Citigroup Global Markets Inc. from 2013 to 2017. Outside of her advisory role, she teaches yoga classes at various studios, including Bikram Yoga Palisades and Simply Hot Yoga & Fitness. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial plans.

Michael Ragg is a financial advisor at Fidelity with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Equitable Advisors and AXA Advisors. Outside of his advisory role, he engages in selling items acquired on clearance and handles related logistics in his free time. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of investment vehicles and model portfolios.

Robert Browne is a financial advisor with Robert W. Baird & Co. in Florham Park, NJ, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His prior work includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team provides tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and a range of traditional and non-traditional investment strategies.

Caitlin Gilligan is a Series 66-licensed financial advisor with Merrill in Florham Park, NJ, and has 22 years of industry experience. She has been with Merrill since 2010. She also holds a fiduciary role as a power of attorney outside of her advisory duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kaden Bernstein is a Series 66-credentialed financial advisor with Morgan Stanley in Morristown, NJ, with seven years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Outside of his advisory role, Bernstein serves as a board member and participates on the finance and investment committees of JBWS, a health and welfare nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support financial decision-making.

David Evans is a financial advisor at Cetera with 24 years of industry experience and holds a Series 66 designation. He previously worked at Avantax Investment Services and 1ST Global Advisors, and maintains a long-standing role with Nisivoccia & Co. LLP. Evans also serves as a referring partner at Nisivoccia Wealth Advisors, a firm providing financial services to clients. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and manages over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Maria Perez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has been with J.P. Morgan Securities since 2012 and is also involved with GPR Excel, LLC, a holding company for investment properties where she serves as CEO. Perez manages rental properties alongside her advisory work. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by an in-house manager solutions team.

Gary Tagliente is a financial advisor at Morgan Stanley with 40 years of industry experience. He has held his current position at Morgan Stanley Smith Barney since 2014. He holds Series 63 and Series 65 securities licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis techniques.

John Deegan is a CFP® with 17 years of experience in financial services, currently serving as an advisor at Morgan Stanley in Morristown, NJ. His prior experience includes seven years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured, data-driven financial planning process.

Haig Shahinian is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on assisting clients with a wide range of financial planning needs, including general investing, retirement planning, and preparing for unexpected financial events. He also facilitates access to specialists at Bank of America for services such as banking, credit, home financing, and small business solutions. His areas of expertise encompass executive compensation, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, individual and corporate investment strategy, and tax minimization. Haig holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Haig earned his Bachelor's Degree from Drexel University. Outside of his professional work, he enjoys camping, football, ice hockey, music, and tennis, and remains active in his local community.

Linda Kazyak is a financial advisor with LPL Financial in Morristown, NJ, holding Series 63 and Series 65 licenses and with 34 years of industry experience. She previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. from 2003 to 2019. Kazyak is involved with Estate Assist, a service providing estate administration paperwork. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research and technology.

Nicholas Price is a financial advisor at Morgan Stanley based in Morristown, NJ, with five years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise Financial Services Inc. and Eastern Spine. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning using structured tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Guy Fernald is a financial advisor with Cetera, holding a ChFC® designation and the Series 66 license, and has 19 years of industry experience. He has worked with Avantax and 1st Global prior to joining Cetera in 2025. In addition to his role at Cetera, he serves as a financial advisor with Nisivoccia LLP and Nisivoccia Wealth Advisors, LLC. Cetera Investment Advisers LLC is an SEC-registered advisor serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers multiple portfolio management options through a multi-manager platform and supports both discretionary and non-discretionary program structures across various custodial relationships.

Joseph Bartolomeo is a financial advisor at Raymond James Financial Services Advisors, Inc. with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Rockefeller Financial LLC and Stifel, Nicolaus & Company. Outside of his advisory role, he is involved with several nonprofit organizations, serving on the advisory board of NJ Sharing Network and as finance chairman for Scouting America - Monmouth Council, and is a founding board member of Semper Fi Santa. Bartolomeo also owns The Charlotte Group, which focuses on consultation and public speaking related to personal self-help. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports a broad advisor network, with a unique municipal advisor affiliation and specialized programs like SIMPLE IRA Employer Advisory & Consulting Services.

Bruce Baumgarten is a financial advisor at J.P. Morgan Securities with 51 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2008 and JPMorgan Chase Bank since 2010. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.