Carol Whelan is a financial advisor at Cambridge Investment Research Advisors with 35 years of industry experience. She holds a Series 66 designation and has worked at firms including Cetera Advisors and Questar Asset Management. She is also president of Whelan & Associates, which provides insurance, benefits, and human resources services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, retirement plans, and charitable organizations, through financial planning, investment management, and retirement advisory services. The firm offers diverse investment solutions via multiple platforms and proprietary and third-party model strategies.

Steven Tillona is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. His work history includes multiple roles with Cetera and CCR Wealth Management dating back to 2015. Outside of advisory services, he is an adjunct professor teaching a personal finance course, serves as a board member for a nonprofit that supports persons with disabilities, and manages a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and financial planning services, supported by a nationwide network of over 10,000 advisors and more than $256 billion in assets under management.

Timothy Germain is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory work, he volunteers with the Mount Southington Ski Area ski patrol. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

William Clark is a financial advisor with Merrill in Farmington, CT, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with Merrill since 2016, totaling 10 years at the firm. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Steven Hartman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. His prior roles include positions at Morgan Stanley & Co., Morgan Stanley Smith Barney, and Morgan Stanley Private Bank. Hartman serves as a board member of the Arthritis Foundation and is involved as a timekeeper for the Avon CT High School Girls Varsity Basketball team. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with services spanning retail, wrap fee advisory, and institutional consulting.

Steven Caruso is a financial advisor with Cambridge Investment Research Advisors and holds Series 65 and Series 63 licenses. He has 11 years of industry experience, including a decade at Voya Financial Partners, LLC. He is a board member of H.O.P.E. Partners of Farmington, a volunteer organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based solutions.

Raymond Congelosi is a financial advisor with Mass Mutual Investors Services in West Hartford, CT, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at MetLife Securities Inc. and MassMutual Life Insurance Co. Since 1995, he has also worked as an independent insurance agent specializing in disability, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships that use firm-approved analytical tools to develop recommendations without discretionary authority.

George Kovka is a financial advisor at LPL Financial with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors and National Planning Corporation. Outside of his advisory role, he is a notary public in Connecticut and is involved with Barbara Butler Artist Builder Inc., a marketing business. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes model portfolios, third-party research, and technology-driven strategies.

Anthony Marciano is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes 14 years at LPL Financial. Cetera Investment Advisers LLC is an SEC-registered adviser with a large nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services across multiple program structures and investment options, managing over $256 billion in assets.

Joseph Klein is a financial advisor at Osaic Wealth with 40 years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Equity Services Inc for 23 years. Klein also provides educational seminars and assists business owner clients with business valuations and insurance planning, including Medicare and prescription drug options. Osaic Wealth serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various portfolio construction tools and supporting discretionary and non-discretionary account management.

Shaun Cour is a financial advisor with Cetera, holding a Series 66 credential and 12 years of industry experience. His prior work includes roles at Avantax Insurance Agency and Sterling Principle Financial Services. Outside of advising, he prepares tax returns and provides tax advice through H&R Block. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services, offering access to multiple program structures and third-party money managers.

Jennifer Chase is a CFP® professional with 19 years of industry experience, currently serving at LPL Financial since 2009. She holds a Series 63 license and operates out of Farmington, CT. In addition to her advisory role, she is involved in tax preparation and accounting through RGB Tax Services LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers various advisory programs, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Keith Neidig is a Vice President and Financial Consultant at Fidelity Investments. He collaborates with clients to support their wealth planning needs by leveraging comprehensive resources and providing tailored advice. His approach focuses on ensuring clients have appropriate asset allocation across emergency funds, income, protection, and tax-smart growth strategies to help achieve their financial goals. Keith has been with Fidelity Investments since 2014, progressing through roles including Financial Representative, Investment Consultant, Financial Consultant, and currently serving as Vice President, Financial Consultant since 2022. His experience spans various aspects of financial consulting and investment advising. Outside of his professional role, Keith's personal interests include baseball, beach activities, fishing, football, golf, and spending time at the lake.

Timothy Collins is a financial advisor at Raymond James & Associates with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Raymond James since 2021, following five years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Albert Innarelli III is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2017, including a recent role at Morgan Stanley Private Bank, N.A. from 2026. Prior to joining Morgan Stanley, he was employed by Follett Higher Education for three years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and a structured planning process.

Michelle Doffek is a financial advisor at LPL Financial with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at SagePoint Financial, Inc., and Morgan Stanley, including a private banking role. Michelle also owns Doffek LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and various portfolio management strategies.

Crystal Leppo is a financial advisor at UBS Financial Services in Hartford, CT, with seven years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Wells Fargo Advisors, LLC since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients' goals and risk tolerances.

Samuel Lusardi is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and seven years of industry experience. He has been with Mass Mutual and its affiliated firms since 2017, following earlier roles outside the financial industry. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charities, and employers. The firm offers a range of event-driven planning programs and educational seminars alongside its investment advisory services.

Michael Behrens is a financial advisor with Mass Mutual Investors Services in West Hartford, CT, holding a Series 63 designation and bringing 54 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. Behrens also operates as an independent insurance agent, focusing on disability, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations within annual planning engagements.

William Matzinger is a CFP® professional with 29 years of industry experience. He joined LPL Financial in 2025 after 16 years with Lincoln Financial Advisors. Based in Glastonbury, CT, he is also involved with Charter Oak Financial, offering non-variable insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, supported by research and model portfolios from internal and third-party sources.