Thomas Powers is a financial advisor with LPL Financial in Wellesley, MA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial for 28 years. Powers is also involved in the sale of life, disability, group health, and long-term care insurance through a separate business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing discretionary and non-discretionary management supported by research and multiple portfolio strategies.

Denise Iarrobino is a financial advisor with LPL Financial in Westborough, MA, holding a Series 66 license and 15 years of industry experience. Her prior roles include positions at Sagepoint Financial, Inc., Sii Investments, and OSAIC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Anthony DeCarolis is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans tailored to their unique situations and financial goals. He focuses on creating strategies that provide clients with peace of mind and confidence in their long-term financial objectives. Anthony has held several roles at Fidelity Investments since 2020, including Planning Consultant, Relationship Manager, Financial Representative, Investment Solutions Representative, and Customer Relationship Advocate. This progression reflects his experience across various aspects of financial services, enhancing his expertise in client relationship management and financial planning. Outside of his professional work, Anthony enjoys attending concerts, playing golf, and watching movies.

James Rochford is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has provided financial and wealth management advice and services to individuals and business owners for over thirty-five years. Since joining Merrill Lynch in 2003, he has held Series 7, 66, and 31 FINRA registrations, as well as life insurance licenses. He is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). His areas of focus include family wealth management strategies, individual and corporate investment strategy, and retirement income. Jim graduated in 1988 from the State University of New York at Oswego with a Bachelor of Science degree in Business Administration and a minor in Economics. He offers a personalized approach to financial planning, creating customized strategies aligned with each client’s unique values. He works to build strong relationships with clients based on mutual trust and respect, and provides access to a network of specialists at Merrill Lynch Wealth Management and Bank of America. He lives in Needham, Massachusetts with his wife Cathy and their two children, Carly and Jim. He is active in his local community through the Exchange Club of Needham. His personal interests include fishing, hunting, music, and running.

Stefanie Benoit is a financial advisor with Merrill holding a Series 66 designation and 18 years of industry experience. She has worked at Merrill for a total of 12 years, with a two-year break for a life event between 2024 and 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sarah Irwin is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2022 and previously spent six years at Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Kofman is a financial advisor with Cetera holding the ChFC® and Series 66 designations and has eight years of industry experience. He has previously worked with Avantax Advisory Services and HD Vest Investment Services. In addition to his advisory role, he is associated with Martin S. Kofman, CPA, where he prepares tax returns and performs accounting work for individuals and businesses. Cetera Investment Advisers LLC is an SEC-registered firm providing services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning solutions, utilizing a multi-manager platform with both affiliated and third-party managers, and oversees more than $256 billion in assets.

Michael Schwartz is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning and manages approximately $2.74 trillion in client assets.

David Javaheri is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of advisory work, he is involved as an officer in investment ventures related to commercial real estate. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide array of advisory programs, providing tailored financial planning supported by firm-approved tools and managed assets totaling approximately $2.74 trillion.

Paul Henry is a CFP®-designated financial advisor with over 31 years of industry experience. He has been with LPL Financial since 2017 and previously worked at Citizens Securities, Inc. from 2015 to 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management along with access to model portfolios and research from multiple sources.

Sun Ho Ma is a Financial Consultant I with extensive experience in financial advisory services. From 2017 to 2025, Sun Ho served as a Financial Advisor at Morgan Stanley, where they developed expertise in understanding clients' unique priorities and translating them into actionable financial plans. Their approach focuses on simplifying complex financial matters and providing clarity to help clients move forward with confidence. Sun Ho Ma is committed to serving as a trusted partner for clients, ensuring their financial strategies align with what matters most in their lives. Outside of their professional role, Sun Ho enjoys activities such as fitness, golf, hiking, skiing, traveling, and spending time with pets.

Ryan Mcconnell is a financial advisor at Edelman Financial Engines with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments and Equitable Advisors. Prior to his advisory career, he was employed in various roles including at Quincy College and Quirk Auto Dealers. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through both advisor-led and online offerings.

Jackson Odams is a financial advisor at Ameriprise with Series 66 credentials and one year of industry experience. Prior to joining Ameriprise, he worked at Baystate Financial and has experience in the hospitality sector, including a role at Jake N Joe's Sports Grill. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning advice. The firm uses investment research and algorithmic tools to provide asset allocation and withdrawal strategy guidance, with enrollment criteria requiring a minimum level of investable assets and managed account participation.

Ashlyn Kelly is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. Prior to joining LPL Enterprise, Kelly held roles at Fidelity and has been involved with several other businesses, including a financial planning activity under Clarity Wealth Advisors and a non-variable insurance agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, operating an integrated platform that includes lending programs and co-investment relationships.

Peter Mahoney is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes positions at Fidelity Brokerage Services, Inc. since 1996 and Fidelity Personal and Workplace Advisors since 2018. He is currently based in Dover, MA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies and multi-manager fund structures. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction, utilizing systematic methodologies and long-term asset allocation benchmarks.

Liam Peck is a financial advisor at OSAIC with a Series 65 designation and one year of industry experience. He previously worked at Boston Wealth Management and has a background that includes education at Xaverian Brothers High School and Bentley University. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment advisory, financial planning, retirement consulting, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to construct portfolios across various asset classes.

Joshua Hyman is a CFP® with 23 years of industry experience, currently affiliated with LPL Financial since 2022. He previously worked at Securities America Advisors and NATIONAL PLANNING CORPORATION. Outside of his advisory role, he serves as a board member for Wayland Dads, a for-profit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer providing a range of financial planning, advisory programs, and brokerage services to individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers both discretionary and non-discretionary management, supported by model portfolios and research from LPL Research and third-party subadvisors.

Timothy Callahan is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he helps clients create and maintain financial plans designed to pursue their goals, focusing on growing, preserving, and utilizing their assets. His approach centers on developing plans that clients are comfortable with, confident in, and understand. Mr. Callahan holds a California Insurance License. Outside of his professional work, he enjoys baseball, camping, family activities, and traveling.

James Corrente is a financial advisor at Equitable Advisors with 49 years of industry experience. He has held Series 63 and Series 65 credentials and has worked at Equitable Advisors and its predecessor, Axa Advisors, since 1999. Equitable Advisors serves a broad range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory solutions.

Richard Ringler is a financial advisor with Primerica Advisors in Mansfield, MA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1990. Outside of his advisory role, he occasionally acts as a notary and is involved in referrals for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm focuses on curated third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.