Oliver Scholle Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has been with Commonwealth since 2015, including his current tenure starting in 2018, and also works with Harvest Wealth Management. Outside of advising, he is a co-owner of Brooks Point, LLC, an entity involved in managing residential real estate in Fishers Island, NY. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including wealth management and retirement plan consulting, while providing operational, technology, and compliance support to affiliated advisors.

Harold Lico is a financial advisor with Schwab Wealth Advisory in Boston, MA, holding Series 63 and Series 66 licenses and four years of industry experience. His prior experience includes roles at TD Ameritrade, Charles Schwab, and Edward Jones Investments. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations delivered through Schwab’s proprietary asset allocation models and research tools.

Mitchell Day is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to joining Voya, he worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., and he served in the U.S. Air Force for six years and the New Hampshire Air National Guard. Voya Financial Advisors serves a diverse client base including individual investors, retirement plan sponsors, charitable organizations, and corporations. The firm provides a range of financial services including planning, portfolio management, and plan-sponsor consulting, with a focus on recommendation-based, non-discretionary client relationships delivered through multiple program structures.

Alyssa Zimmerman is a financial advisor at Empower Advisory Group with one year of industry experience. She holds Series 65 and Series 63 licenses. Prior to joining Empower, she worked at Zim Consulting and was involved with the Case Western Reserve University Career Center. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Justin Demartin is a financial advisor at Voya Financial Advisors, Inc. with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior experience at Fidelity Investments and other firms. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, and retirement plan sponsors, offering services such as financial planning, portfolio management, and plan-sponsor consulting through multiple program structures with a preference for non-discretionary client recommendations.

Mark Ragucci is a financial advisor at Citizens Securities, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JMP Securities LLC, Citizens Capital Market, and Citizens Securities, Inc. He is based in Westwood, MA. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm provides both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Robert Markus Jr. is a financial advisor at Cerity Partners LLC in Boston, MA, holding a Series 65 credential. He joined Cerity Partners in 2024 after completing ten years of full-time education. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, estates, corporations, charitable institutions, foundations, endowments, and other institutional investors. The firm offers investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.

Jared Bishop is a financial advisor at Schwab Wealth Advisory with a Series 65 designation and one year of industry experience. He previously worked at Rubin and Rudman LLP, Schlossberg LLC, and Bowditch and Dewey LLP. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. Its advisors recommend investments but leave final trading decisions to clients, conducting at least annual account reviews without discretionary trading authority.

Blake Stuart is a CFA® charterholder with over four years of experience in financial advisory. He is currently with Wealth Enhancement Advisory Services, LLC and has a prior work history at North American Management Corp spanning 13 years. Outside of his advisory role, Stuart serves as president and board member of North American Legacy Corp, a nonprofit organization. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified investment approach blending passive and active management, supported by an internal Investment Committee and a range of implementation tools and services.

Maxwell Grafton is a CFP® professional at Voya Financial Advisors, Inc. with six years of industry experience. He has previously worked at Fidelity Investments, Merrill, Presidio, General Security, and Fiduciary Investment Advisors. Earlier in his career, he was associated with Spanky's Clam Shack and Seaside Saloon and attended Fairfield University. Voya Financial Advisors serves a diverse client base including individual and institutional investors such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, wrap programs, third-party money manager access, and plan-sponsor consulting, with a significant focus on non-discretionary advisory relationships.

Robert Hitchcock is a financial advisor with Centaurus Financial, Inc. in Norwood, MA, holding Series 63 and Series 65 designations and over 40 years of industry experience. He has been with Centaurus Financial since 2000. Outside of his advisory role, he is involved with the Estate Planning Team to represent and market deferred sales trust services and owns The Thorndike Company, LLC, overseeing its operations and marketing. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management via the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements with a blend of fundamental and technical investment analysis.

Anne Kelly is a financial advisor with Empower Advisory Group in Boston, MA, holding Series 63 and Series 65 credentials and 31 years of industry experience. She previously worked at Putnam Investments Putnam Retail Management for 32 years and has held roles at Empower Retirement and First Republic. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Timothy Winn is a CFP® with nine years of industry experience. He has worked at Savant Wealth Management since 2026 and previously spent 12 years at Heritage Financial Services. Savant Wealth Management serves a diverse client base including individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and offers integrated services including accounting, legal, and trust through affiliated entities.

David Beatty is a CFP® and Series 65 credentialed advisor with 29 years of industry experience. He is currently with Cerity Partners LLC and has held prior roles at First Trust Direct Indexing LP, Entwood Holdings LLC, Veriti Management LLC, and Daintree Advisors LLC. Cerity Partners LLC is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, estates, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and a broad set of affiliated capabilities.

Stewart Staunton is a financial advisor at Rockefeller Financial LLC based in Boston, MA, holding a Series 66 designation with seven years of industry experience. He has worked within various entities of the Rockefeller organization since 2021 and previously held roles at Wells Fargo Clearing and Randstad Professionals. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management, financial planning, and consulting services, operating as both a registered investment adviser and broker-dealer with capabilities in securities transactions, variable insurance products, placement, and investment banking.

David Chapin is a financial advisor at Guardian Life with one year of industry experience. He holds a Series 66 designation and has worked at Guardian Life, Park Avenue Securities, Equitable Advisors, and Corebridge Financial. He is affiliated with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage, financial planning, and investment advisory services to individuals, retirement plans, charitable organizations, and corporations. The firm offers a range of discretionary and non-discretionary investment solutions, including proprietary and third-party models, and integrates insurance products as part of its service offerings.

Mark Mcgaunn is a CFP® and PFS™ credentialed advisor with over 21 years of experience. He is currently with Integrated Wealth Concepts LLC and has also been associated with LPL Financial and Mcgaunn & Schwadron, CPAs, LLC. Outside of advisory services, he is involved with Mcgaunn & Schwadron, CPAs, an independent CPA and investment advisory firm. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and consulting, utilizing customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income with a long-term investment approach.

Jeffrey Covitz is a financial advisor at Janney Montgomery Scott with seven years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at Epg Incorporated and Stoneham Bank before joining Janney Montgomery Scott. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Christopher Kheirallah is a financial advisor with VOYA Financial Advisors, Inc. He holds a Series 66 designation and began his career in the industry in 2025. His prior roles include positions at Merrill, Bank of America, and involvement with Project Destined. VOYA Financial Advisors, Inc. serves a diverse client base including individual investors, retirement plan sponsors, and charitable organizations. The firm provides a range of services such as financial planning, portfolio management, and plan-sponsor consulting, primarily through non-discretionary advisory arrangements.

Jennifer Lafrance is a financial advisor with Commonwealth Financial Network and FrameWell Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She previously worked at E3 Financial Planning for ten years. Outside of her advisory roles, she owns J LaFrance Inc., a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients with a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support while allowing advisors discretion over client portfolio construction and offering proprietary model portfolios.