Arthur Vicente is a financial advisor with Edward Jones in Westwood, NJ, holding Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Edward Jones in 2023, he worked at KeyBank and its affiliated entities for multiple years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Michael Bain is a financial advisor with Edward Jones in Cresskill, NJ, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Edward Jones since 2013 and also operates Michael Bain, Esq. since 2012. Outside of his advisory work, he is involved with Music Speaks LLC, a music education business, where he handles accounting and bookkeeping. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors.

Keith Dolin is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009. His prior experience includes roles at Bank of America N.A., Ust Financial Services Corp., and Us Trust Company of New York. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, corporations, and other entities.

Robert Smith is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Prudential Insurance Company of America since 1999. Smith also operates a business entity for tax and investment purposes. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a wide range of brokerage and insurance products via its integrated platform.

Richard Blaney is a CFP® with 28 years of industry experience. He is currently with Cetera, where he has worked since 2023. Previously, he spent seven years at Beechwood Financial Services LLC. Outside of his advisory work, he serves as Vice President of the Verona Chamber of Commerce, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Stephanie Brown is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Prior to that, she was associated with Citigroup Global Markets beginning in 1998. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and structured processes. The firm manages approximately $2.74 trillion in client assets and offers services that include direct financial planning and Corporate Financial Planning agreements.

Nicholas Bozanich is a financial advisor with Mass Mutual Investors Services in Saddle Brook, NJ, holding Series 63 and Series 65 designations and having 10 years of industry experience. He has been with Mass Mutual and its broker-dealer subsidiary since 2015. Outside of his advisory role, he engages in financial planning related to life, disability, long-term care insurance, fixed annuities, and health insurance products. Mass Mutual Investors Services, LLC is both a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning with collaborative relationships and uses firm-approved software tools to analyze client goals and deliver recommendations.

Daniel Solazzo is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and nine years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with Massachusetts Mutual Life Insurance Company and MSI Financial Services Inc. Outside of his advisory role, Solazzo is an independent insurance agent and coaches youth lacrosse. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, delivering collaborative, goal-focused advice without discretionary investment management.

James Zimmermann is a financial advisor with Equitable Advisors in New York, NY, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Equitable Advisors, he worked at Edward Jones and operated a law office under his own name. Outside of finance, he has worked as a delivery driver for InstaCart. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Jill Cooper is a CFP® professional at OSAIC with 32 years of industry experience. She has worked with Sagepoint Financial, Inc. and Risk Wealth Retirement Advisors before joining OSAIC. Outside of her advisory role, she is a member of JBC Consulting LLC, which provides group and individual insurance sales, and serves as an administrator for MD Partners Inc., assisting with office administration and insurance questions. OSAIC serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services along with access to third-party money managers and diversified investment options.

Fred Harraka is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has three years of industry experience, all with MassMutual Life Insurance Co and Mass Mutual Investors Services since 2023. Outside of financial advising, Harraka owns and operates multiple dry cleaning businesses, including Westside Cleaners and Fred's Corporate Cleaners. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, software-supported planning and offers specialized event-driven planning programs.

Philip Murphy is a financial advisor with Raymond James & Associates, holding a Series 66 credential and 22 years of industry experience. He has been with Raymond James since 2015 and previously worked at Lasalle Street Business Solutions for seven years. Outside of his advisory work, he co-owns a shore house in New Jersey that he rents occasionally, managed by a real estate firm. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, pension plans, and nonprofits, offering financial planning and non-discretionary investment consulting supported by broad research and multiple portfolio management styles.

James Beale Sr. is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior experience includes six years at Pruco Securities, LLC and ongoing involvement with Prudential Insurance Company of America since 2018. He also spent time at Fran's Wicker and worked as a household engineer and primary caregiver earlier in his career. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, alongside brokerage and insurance products through its integrated platform.

Malcolm Lett is a financial advisor at Primerica Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with PFS Investments Inc. and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, with trading and custody services provided by Pershing and Primerica Brokerage Services.

Edwin Gonzalez is a financial advisor at Primerica Advisors with 30 years of industry experience. He holds a Series 63 designation and has been with Primerica Advisors and Primerica Financial Services since 1995. Outside of his advisory role, he is the owner of No Boss Unlimited, a business based in Plantation, Florida. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers advisory services through model-delivery strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Matthew Clancy serves as Vice President, Financial Consultant, bringing over 30 years of experience in the financial services industry. In his current role, he collaborates closely with clients to understand their unique goals and develop personalized financial strategies through a comprehensive planning process. He emphasizes educating clients and simplifying complex financial concepts to support informed decision-making. His professional experience includes positions at Fidelity Investments from 2015 to 2023, serving as Financial Consultant, Investment Consultant, and Central Relationship Manager. Prior to that, he held leadership roles at AllianceBernstein and Sanford C. Bernstein & Co. Inc., where he managed client reporting and portfolio administration functions. Matthew holds a California Insurance License. Outside of his professional work, he has interests in biking, fishing, golf, soccer, and traveling.

Antoinette Campbell is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses and having 27 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Morgan Stanley Smith Barney LLC. Outside of her advisory role, she is a 50% owner of an investment-related business, JJLM LLC. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning using structured tools and firm-approved methodologies.

Louis Intorre is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2014 and 2015, respectively. Outside of his advisory work, he serves as the recycling coordinator for the Borough of Dumont. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses structured tools and models to assist clients, who are responsible for implementing and updating their plans.

Parto Tehranifar is a financial advisor with Primerica Advisors in Paramus, NJ, holding Series 65 and Series 63 licenses and bringing 20 years of industry experience. He has worked at PFS Investments Inc. since 2006 and at Primerica Financial Services since 2005, including a decade managing the Paramus office. Outside of advising, he is involved in sales of loan products and home-related services through affiliated Primerica companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates with a large network of advisors and utilizes model-delivery strategies managed by third-party asset managers, supported by discretionary separately managed accounts and custodial services from BNY Mellon Advisors and Pershing.

Danielle Jacobson is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has held roles at Morgan Stanley since 2009, as well as positions at National Asset Management, National Securities Corporation, and Winslow, Evans & Crocker, Inc. Outside of her advisory work, she is involved as an independent contractor in direct sales of dermatology products through Rodan and Fields. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both retail and institutional solutions.