Diandra Allen is a financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. She holds her Series 63 and Series 65 licenses. Prior to joining Beacon Pointe, she worked at Northwestern Mutual in various capacities and has experience with Extended Travel and Atlantic Health System. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, and outsourced chief investment officer (OCIO) services to individual and institutional clients. The firm combines asset-allocation modeling with third-party Independent Managers and employs both active and passive strategies across public and private asset classes.

Jinping Lin is a financial advisor with Transamerica Financial Advisors in Short Hills, NJ, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. She has been with Transamerica Financial Advisors since 2016 and is also associated with Investment Options LLC and RealMart Realty. Lin provides health insurance and Medicare services for clients and occasionally acts as a referral agent for real estate. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, charitable organizations, and corporations. The firm offers advisory and broker-dealer services with various fee-based wrap programs, model portfolios, and access to third-party money managers.

Brian Segel is a financial advisor with Eagle Strategies (New York Life) based in Edison, NJ. He holds Series 63 and Series 65 licenses and has 38 years of industry experience. His career includes previous roles at firms such as Cetera, MassMutual, and Citigroup Global Markets. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Lesley Grannum is a CFP® with 23 years of industry experience, currently serving at Kestra Advisory. She has been associated with Kestra Investment Services, LLC since 2003 and has worked with Personal Capital Management Inc. since 1987. Grannum holds a role as a registered assistant with Personal Capital Management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, and investment advice, and manages approximately $79.8 billion in assets, serving clients that include large institutional investors and sovereign wealth funds.

Jose Martinez Jr. is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at TD Private Client Wealth LLC, TIAA, Morgan Stanley, Merrill, Chase Investment Services, PNC Wealth Management, Harrisdirect LLC, and E*Trade. Outside of finance, he owns Jack Turner Watches LLC, an online wristwatch retail business operating through multiple e-commerce platforms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset allocation models and internal research, with investments executed only upon client authorization.

Daniel Bertuzzi is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2017, following three years at JPMorgan. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles.

Loretta Aquino is a financial advisor at Cetera Planning Partners with 27 years of industry experience. She holds the PFS™ and Series 63 designations and has worked at firms including Avantax Advisory Services and her own accounting practice, Aquino & Co. CPA, PLLC. Aquino also serves as an elected Board of Trustee member for Staten Island Academy. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with investment management, comprehensive financial planning, and retirement-related advice. The firm offers integrated services such as tax planning, bookkeeping, and estate planning, supported by a formal, document-driven planning process and access to affiliated custodial and investment resources.

Marie Tracy is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. She has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2011 and has been associated with Anthony M. Cicitta Jr., CPA, PC since 2005. Tracy is involved in life insurance brokerage and financial services, providing insurance sales and client support. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, managing approximately $8.37 billion in discretionary assets and offering a range of investment advisory and brokerage services.

Lynn Jacobowski is a financial advisor with TLG Advisors, Inc. and holds Series 63 and Series 66 licenses. She has 18 years of industry experience and has previously worked with firms including The Leaders Group, Inc., Park Avenue Securities, Guardian Life Insurance, and Wealth Advisory Group. In addition to her advisory role, she operates as an independent insurance agent focusing on life insurance and Medicare products. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm emphasizes manager selection and monitoring using fundamental analysis and Modern Portfolio Theory to create diversified portfolios, and offers both sub-advised accounts and a direct-to-consumer digital program called Starlight Portfolios.

Jemal Carter is a financial advisor with Eagle Strategies (NY Life) in New York, NY, holding the ChFC® designation and Series 63 license. He has 13 years of industry experience, including roles at Eagle Strategies since 2019, Nylife Securities LLC since 2013, and New York Life Insurance Company since 2012. Outside of his advisory work, Carter is involved in motivational speaking and writing through his Carter Family Business Group, focusing on helping individuals transition from traditional employment to entrepreneurship and pursuing their passions. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, providing financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored advice and offers multiple program types, with most assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

John Novello is a financial advisor with Transamerica Financial Advisors and holds a Series 66 designation. He has five years of industry experience and has previously worked with BNI Business Developers and Securitas. Outside of his advisory role, he is involved in notary services and health insurance sales through his ownership of SJV Financial Group LLC. Transamerica Financial Advisors, LLC serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement investment strategies and offers various advisory programs alongside retirement plan services.

Maryam Vahabzadeh is a financial advisor with Goldman Sachs Wealth Services holding a Series 66 designation and 31 years of industry experience. She has been with Goldman Sachs since 2004. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers, offering specialized programs such as Executive Wealth and Private Family Office support within a large integrated financial group.

Mohannad Mekawy is a financial advisor at Eagle Strategies (NY Life) with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Securities LLC and National Income Life Insurance Company. Mekawy has been with Eagle Strategies and affiliated New York Life entities since 2019. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of investment adviser representatives. The firm emphasizes tailored recommendations and manages most assets on a non-discretionary basis, working with both retail and institutional sponsors within the New York Life affiliate structure.

James Nicolaidis Jr. is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has been with Citigroup Global Markets since 2009. Citigroup Global Markets serves a wide range of individual and institutional clients through various wealth management segments. The firm offers multi-asset, multi-manager investment strategies and a broad suite of advisory and execution services, combining large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Daniel Room is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds the Series 66 designation and has worked at Citigroup Management Corp. since 2017, following prior roles at CitiGroup and UBS Financial Services. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies and operates with substantial institutional scale, including roles as a swap dealer and futures commission merchant.

Christopher Devito is a financial advisor at Hornor, Townsend & Kent, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hornor Townsend & Kent and Penn Mutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in multi-line and life insurance brokerage through agencies including Empire Wealth Strategies and Power Forward Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships and both discretionary and non-discretionary account options.

Rocio Mendez is a financial advisor at Eagle Strategies (NY Life) with over 21 years of industry experience. She holds the ChFC® designation and Series 63 license. Ms. Mendez has been associated with New York Life Insurance Company and NYLife Securities LLC since 2004 before joining Eagle Strategies in 2025. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types, including retirement plan consulting and co-advisory relationships, with an emphasis on tailoring recommendations to client objectives and plan sponsor criteria.

Terence Gallagher is a financial advisor at Farther with 21 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Cetera, CETERA Advisor Networks LLC, and Allied Wealth Partners. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios and algorithmic rebalancing, with a focus on ETFs, mutual funds, equities, and fixed income.

James Johnson is a financial advisor at Oppenheimer with 23 years of industry experience. He holds the Series 63 designation and has been with Oppenheimer since 2013. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a wide range of programs and advisory services, including discretionary and non-discretionary portfolio management, consulting, and retirement services.

Sara Mccarthy is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. She previously worked at The Darien Sport Shop and has been with Citigroup since 2024. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and derivatives services.