Drew Miller is Vice President, Wealth Planner at Fidelity Investments, where he currently develops personalized strategies tailored to clients' retirement objectives, financial situations, and long-term goals. He has held this role since 2022. Prior to this, he served in various capacities at Fidelity Investments including Financial Consultant and Planning Consultant roles between 2021 and 2022. Before joining Fidelity, Drew worked at Prudential Financial as a Retirement Counselor from 2016 to 2021 and as an Annuity Wholesaler from 2011 to 2016. He holds a California Insurance License. Outside of his professional responsibilities, Drew's personal interests include fishing, golf, hiking, skiing, and tennis.

Patrick Henry is a Certified Financial Planner (CFP®) with 22 years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Bank since 2018 and previously held roles at Morgan Stanley and UBS Financial Services. He is based in White Plains, NY. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research with a range of Eligible Strategies, including ESG considerations, supported by affiliated implementation and portfolio services.

Victor Rojas Jr. is a financial advisor at Stifel with 45 years of industry experience. He has been with Stifel since 2007 and holds a Series 63 designation. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Robert Sullivan is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked in various capacities for over 30 years. He has served as a senior NASDAQ position trader, Director in equity sales trading, and a general partner and equity portfolio manager at an investment fund. For the past twelve years, he has focused on wealth management advisory roles, including working with individuals, families, and non-profit organizations to develop long-term financial strategies. Robert's areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income planning, and socially responsible investing. He holds a Bachelor of Arts degree in Economics from Williams College and a Master of Business Administration from the University of North Carolina. Additionally, he earned his CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2013 and holds other professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A long-time resident of Ridgewood, New Jersey, Robert and his wife have raised four children. He is actively involved in his community through coaching basketball and baseball and supports local athletics through volunteer work. In his spare time, he enjoys golfing.

Kenny Santos is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Equitable Advisors and Bank of America, N.A. Outside of finance, he has been involved with Montclair State University and operated Alan Party Rentals. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Stramiello is a Financial Consultant at Fidelity. In this role, he works closely with clients to develop practical, long-term financial strategies tailored to their individual goals. His approach emphasizes building relationships based on trust, transparency, and a shared commitment to clients' financial well-being. Anthony has held several positions within Fidelity, including Investment Consultant, Financial Representative, and Customer Relationship Advocate. This progression reflects his experience in various aspects of financial services and client support. Outside of his professional work, Anthony has personal interests that include cars, cooking and baking, family activities, golf, movies, and reading.

Seth Finkelstein is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has worked at firms including The Investment Center Inc, Ic Advisory Services, Ameriprise, Morgan Stanley, and Citigroup Global Markets. In addition to advising, Finkelstein is involved in income tax preparation and operates as an independent insurance agent specializing in life, health, long-term care, and disability insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services featuring financial planning, model portfolio programs, and access to third-party asset managers, supported by technology tools and a comprehensive network of over 22,800 advisors.

Stephen Steinthal is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Wells Fargo Clearing since 2022 and previously spent eight years with Fieldpoint Private Securities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Patricia Mcginley is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning solutions.

Brian Criscione is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2022, following six years at UBS Financial Services. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized supervisory and custodial operations.

Kieran Morris is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, Morris teaches lacrosse to children in Bronxville, New York. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers its services both directly to individuals and through corporate financial planning agreements.

Pamela Chasin is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following seven years at UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that incorporate various modeling techniques without recommending individual securities.

Linda Schoff Coletti is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2023. She works closely with clients to develop and implement financial plans tailored to their goals and objectives, utilizing Fidelity's comprehensive resources. With over 25 years of experience in Wall Street and financial planning, Linda has held various roles including Financial Consultant at Fidelity Investments from 2018 to 2023, Vice President Investment Counselor at David Lerner Associates from 2016 to 2018, and Senior Vice-President Institutional Sales at Cantor Fitzgerald from 2001 to 2009. Her extensive background also includes positions such as Vice President Nasdaq Trading at Robertson Stephens & Company and Nasdaq Trader at Cantor Fitzgerald. Throughout her career, Linda has gained expertise in wealth growth, protection, and transfer, drawing upon her diverse experience across the financial services industry.

Carolina McGoey is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2019 and Morgan Stanley Smith Barney LLC since 2015. Prior to that, she was at Merrill from 2002 to 2007. Outside of her advisory role, she is involved with The Real Real, Inc., a retail online store. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that serves both individuals and institutional clients. The firm provides a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Richard Hirsh is a financial advisor with Ameriprise in Greenwich, CT, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he serves on the Board of Directors for the Fairfield Beach Resident Association. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, algorithm-supported advice primarily for clients holding assets in Ameriprise Managed Accounts.

Asher Kennedy is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Rachel Liebers is a financial advisor with Raymond James & Associates in Hackensack, NJ, holding the Series 66 designation and three years of industry experience. Prior to joining Raymond James, she worked at Speech and Hearing Associates and the Children's Evaluation and Therapy Center. Raymond James & Associates is a large dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting with a range of portfolio management styles and municipal advisory services.

Frank Newman is a financial advisor with Mass Mutual Investors Services in Elmsford, NY, holding CFP® and ChFC® designations along with a Series 66 license. He has five years of industry experience, including prior roles at MassMutual Life Insurance Co and MML Investors Services, LLC. Newman also works as an independent insurance agent specializing in life, fixed annuities, disability, long-term care, and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring engagements around annual collaborative relationships with clients.

Alvaro Talayero is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials. He has recently begun his career in the industry, having joined Morgan Stanley in 2025 after roles at GBS Finance and AndBank. He also has experience in education and organic product sectors, including at Harrow School and LA Organic. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and analysis to support client financial planning.

Leonard Gabbidon is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing and J.P. Morgan Securities. He is also a notary public in Bronx, NY. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a range of capital markets services supported by proprietary research and model-based asset allocation.